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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bank AudiL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $19.53 Mil. Bank AudiL's average total debt for the quarter that ended in Mar. 2026 was $152.14 Mil. Therefore, Bank AudiL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.84%.
Bank AudiL (OTCPK:BQAZF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Bank AudiL Effective Interest Rate on Debt % Related Terms
Bank AudiL Effective Interest Rate on Debt % Historical Data
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The historical data trend for Bank AudiL's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank AudiL Effective Interest Rate on Debt % Chart
BQAZF vs JPM, BAC, WFC: Effective Interest Rate on Debt % Comparison
For the Banks - Diversified subindustry, Bank AudiL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank AudiL Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Bank AudiL's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Bank AudiL's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 12.84% mean?
Bank AudiL (BQAZF) has a Effective Interest Rate on Debt % of 12.84% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bank AudiL and its competitors.
Is Bank AudiL's Effective Interest Rate on Debt % too high?
Bank AudiL's current Effective Interest Rate on Debt % is 12.84%. Overall, Bank AudiL has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Bank AudiL's Effective Interest Rate on Debt % compare to JPM and BAC?
Bank AudiL's Effective Interest Rate on Debt % of 12.84% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bank AudiL and its competitors. Bank AudiL's current Effective Interest Rate on Debt % is 12.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AudiL stock overvalued right now?
Bank AudiL (BQAZF) has a current Effective Interest Rate on Debt % of 12.84%. The current Effective Interest Rate on Debt % is 12.84%. Bank AudiL's overall GF Score™ is 100/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bank AudiL (BQAZF), the current Effective Interest Rate on Debt % is 12.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bank Audi SAL offers universal banking products and services covering Corporate, Commercial, Individual, and Private Banking services to a diversified client base, mainly in the MENA region. It provides loans, deposits, trade finance, as well as regular Corporate and Commercial Banking activities. Its segments are Corporate and Commercial, Retail and personal, Treasury and capital markets, and Group functions and head office. It generates maximum revenue from providing Treasury services, which include transactions in money and capital markets for the Group's customers, managing investment and trading transactions (locally and internationally), and managing liquidity, foreign currency, and market risks. It operates in Lebanon, the Middle East and North Africa (MENA), and Europe.
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