BQAZF (Bank AudiL) PB Ratio: 3.52 (As of Jul. 20, 2026) — 87% Below Median

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BQAZF Bank Audi SAL BQAZF
100 GF Score
Price $6.89
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What is Bank AudiL PB Ratio?

Bank AudiL BQAZF 100 PB Ratio is 3.52 as of Jul. 20, 2026, which is 87% below its 10-year median of 26.72. GuruFocus rates BQAZF with a GF Score™ of 100/100. Among 1,514 Banks companies, Bank AudiL ranks better than 78.07% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-20), Bank AudiL's share price is $6.89. Bank AudiL's Book Value per Share for the quarter that ended in Mar. 2026 was $1.96. Hence, Bank AudiL's PB Ratio of today is 3.52.

The historical rank and industry rank for Bank AudiL's PB Ratio or its related term are showing as below:

BQAZF' s PB Ratio Range Over the Past 10 Years
Min: 0.6   Med: 26.72   Max: 46.47
Current: 0.75

During the past 13 years, Bank AudiL's highest PB Ratio was 46.47. The lowest was 0.60. And the median was 26.72.

BQAZF's PB Ratio is ranked better than
78.07% of 1514 companies
in the Banks industry
Industry Median: 1.11 vs BQAZF: 0.75

During the past 12 months, Bank AudiL's average Book Value Per Share Growth Rate was 25.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 204.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 104.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 24.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank AudiL was 204.30% per year. The lowest was -50.60% per year. And the median was 4.75% per year.

Back to Basics: PB Ratio


Bank AudiL  (OTCPK:BQAZF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Bank AudiL PB Ratio Related Terms


Bank AudiL PB Ratio Historical Data

* Premium members only.

The historical data trend for Bank AudiL's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank AudiL PB Ratio Chart

Bank AudiL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 85.06 99.86 14.15 4.04 3.50

Bank AudiL Quarterly Data
Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Jun20 Sep20 Dec20 Sep21 Dec21 Sep22 Sep23 Dec23 Sep24 Dec24 Mar25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.40 4.04 0.00 3.50 3.52

BQAZF vs JPM, BAC, WFC: PB Ratio Comparison

For the Banks - Diversified subindustry, Bank AudiL's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank AudiL PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank AudiL's PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank AudiL's PB Ratio falls into.


BQAZF
100GF Score
Bank Audi SAL BQAZF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank AudiL PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Bank AudiL's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=6.89/1.957
=3.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 3.52 mean?
Bank AudiL (BQAZF) has a PB Ratio of 3.52 as of Jul. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank AudiL and its competitors. This is 87% below median its historical median of 26.72. Over the past decade, Bank AudiL's PB Ratio has ranged from 0.60 to 46.47. According to the industry distribution chart, Bank AudiL ranks #332 out of 1514 companies in the Banks industry, placing it in the top 21.9%.
Is Bank AudiL's PB Ratio too high?
Bank AudiL's current PB Ratio of 3.52 is 87% below median its 10-year median of 26.72. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 46.47. The Banks industry median PB Ratio is 1.11. Bank AudiL's value of 3.52 is 217.1% above this industry median. Based on the distribution chart, Bank AudiL ranks #332 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank AudiL has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Bank AudiL's PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Bank AudiL ranks #332 out of 1514 companies for PB Ratio. This places Bank AudiL in the top 22% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Bank AudiL's value of 3.52 is 217.1% above this benchmark. Historically, Bank AudiL's own PB Ratio has ranged from 0.60 to 46.47 over the past decade. While the company's 10-year median is 26.72 vs. the industry median of 1.11, Bank AudiL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AudiL's current PB Ratio of 3.52 is 217.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank AudiL and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AudiL's current PB Ratio is 3.52, which is 87% below median its own 10-year median of 26.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AudiL stock overvalued right now?
Bank AudiL (BQAZF) has a current PB Ratio of 3.52. The current PB Ratio is 3.52, which is 87% below median its 10-year median of 26.72 and 217.1% above the Banks industry median of 1.11. Bank AudiL's overall GF Score™ is 100/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank AudiL (BQAZF), the current PB Ratio is 3.52 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bank AudiL Business Description

Other Exchanges AUDI:LebanonAUSR:Lebanon
Address Omar Daouk Street, Bank Audi Plaza, P.O. Box 11-2560, Bab Idriss, Beirut, LBN
Bank Audi SAL offers universal banking products and services covering Corporate, Commercial, Individual, and Private Banking services to a diversified client base, mainly in the MENA region. It provides loans, deposits, trade finance, as well as regular Corporate and Commercial Banking activities. Its segments are Corporate and Commercial, Retail and personal, Treasury and capital markets, and Group functions and head office. It generates maximum revenue from providing Treasury services, which include transactions in money and capital markets for the Group's customers, managing investment and trading transactions (locally and internationally), and managing liquidity, foreign currency, and market risks. It operates in Lebanon, the Middle East and North Africa (MENA), and Europe.
100GF Score

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