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Bank AudiLBQAZF 100 Graham Number is $1.48 as of Mar. 2026, which is 93% below its 10-year median of 22.04. GuruFocus rates BQAZF with a GF Score™ of 100/100. The stock has 3 warning signs investors should review. Among 1,428 Banks companies, Bank AudiL ranks worse than 88.87% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-08-23), the stock price of Bank AudiL is $6.89. Bank AudiL's graham number for the quarter that ended in Mar. 2026 was $1.48. Therefore, Bank AudiL's Price to Graham Number ratio for today is 5.83.
The historical rank and industry rank for Bank AudiL's Graham Number or its related term are showing as below:
BQAZF'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.99 Med: 22.04 Max: 32.63
Current: 1.32
During the past 13 years, the highest Price to Graham Number ratio of Bank AudiL was 32.63. The lowest was 0.99. And the median was 22.04.
BQAZF's Price-to-Graham-Number is ranked worse than 88.87% of 1428
companies
in the Banks industry
Industry Median: 0.8
vs BQAZF: 1.32
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Bank AudiL (OTCPK:BQAZF) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Bank AudiL's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
6.89
/
1.18
=
5.83
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Bank AudiL Graham Number Related Terms
Bank AudiL Graham Number Historical Data
* Premium members only.
The historical data trend for Bank AudiL's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank AudiL's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank AudiL Price-to-Graham-Number vs Banks Industry
For the Banks industry and Financial Services sector, Bank AudiL's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Bank AudiL's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank AudiL (BQAZF) has a Graham Number of $1.48 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Bank AudiL and its competitors. This is 93% below median its historical median of 22.04. Over the past decade, Bank AudiL's Graham Number has ranged from 0.99 to 32.63. According to the industry distribution chart, Bank AudiL ranks #1269 out of 1428 companies in the Banks industry, placing it in the top 88.9%.
Is Bank AudiL's Graham Number too high?
Bank AudiL's current Graham Number of $1.48 is 93% below median its 10-year median of 22.04. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 32.63. The Banks industry median Graham Number is 0.80. Bank AudiL's value of $1.48 is 85% above this industry median. Based on the distribution chart, Bank AudiL ranks #1269 out of 1428 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank AudiL has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Bank AudiL's Graham Number compare to JPM and BAC?
According to the Banks industry distribution chart, Bank AudiL ranks #1269 out of 1428 companies for Graham Number. This places Bank AudiL in the lower half of its industry. The industry median Graham Number is 0.80. Bank AudiL's value of $1.48 is 85% above this benchmark. Historically, Bank AudiL's own Graham Number has ranged from 0.99 to 32.63 over the past decade. While the company's 10-year median is 22.04 vs. the industry median of 0.80, Bank AudiL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.80, based on 1,428 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AudiL's current Graham Number of $1.48 is 85% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Bank AudiL and its competitors. For the Banks industry, the median Graham Number is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AudiL's current Graham Number is $1.48, which is 93% below median its own 10-year median of 22.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AudiL stock overvalued right now?
Bank AudiL (BQAZF) has a current Graham Number of $1.48. The current Graham Number is $1.48, which is 93% below median its 10-year median of 22.04 and 85% above the Banks industry median of 0.80. Bank AudiL's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Bank AudiL (BQAZF), the current Graham Number is $1.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bank Audi SAL offers universal banking products and services covering Corporate, Commercial, Individual, and Private Banking services to a diversified client base, mainly in the MENA region. It provides loans, deposits, trade finance, as well as regular Corporate and Commercial Banking activities. Its segments are Corporate and Commercial, Retail and personal, Treasury and capital markets, and Group functions and head office. It generates maximum revenue from providing Treasury services, which include transactions in money and capital markets for the Group's customers, managing investment and trading transactions (locally and internationally), and managing liquidity, foreign currency, and market risks. It operates in Lebanon, the Middle East and North Africa (MENA), and Europe.
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