Societe Arabe Internationale de Banque (CAI:SAIB) Cyclically Adjusted Book per Share: $11.32 (As of Mar. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAI:SAIB Societe Arabe Internationale de Banque CAI:SAIB
57 GF Score
Price $2.11
View Full Analysis

What is Societe Arabe Internationale de Banque Cyclically Adjusted Book per Share?

Societe Arabe Internationale de Banque CAI:SAIB 57 Cyclically Adjusted Book per Share is $11.32 as of Mar. 2025. GuruFocus rates CAI:SAIB with a GF Score™ of 57/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Societe Arabe Internationale de Banque's adjusted book value per share for the three months ended in Mar. 2025 was $11.182. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $11.32 for the trailing ten years ended in Mar. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-21), Societe Arabe Internationale de Banque's current stock price is $2.11. Societe Arabe Internationale de Banque's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $11.32. Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio of today is 0.19.


Societe Arabe Internationale de Banque  (CAI:SAIB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2.11/11.32
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Societe Arabe Internationale de Banque Cyclically Adjusted Book per Share Related Terms


Societe Arabe Internationale de Banque Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Societe Arabe Internationale de Banque's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Arabe Internationale de Banque Cyclically Adjusted Book per Share Chart

Societe Arabe Internationale de Banque Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 10.19 10.71 11.17

Societe Arabe Internationale de Banque Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.93 11.01 11.12 11.17 11.32

CAI:SAIB vs PNC, USB, NU: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Arabe Internationale de Banque Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio falls into.


CAI:SAIB
57GF Score
Societe Arabe Internationale de Banque CAI:SAIB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Societe Arabe Internationale de Banque Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Societe Arabe Internationale de Banque's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=11.182/319.7990*319.7990
=11.182

Current CPI (Mar. 2025) = 319.7990.

Societe Arabe Internationale de Banque Quarterly Data

Book Value per Share CPI Adj_Book
201412 8.574 234.812 11.677
201509 8.488 237.945 11.408
201512 9.025 236.525 12.202
201603 0.000 238.132 0.000
201606 0.000 241.018 0.000
201609 8.694 241.428 11.516
201612 8.827 241.432 11.692
201703 9.223 243.801 12.098
201706 9.282 244.955 12.118
201709 9.562 246.819 12.389
201712 9.883 246.524 12.821
201803 9.910 249.554 12.699
201806 9.417 251.989 11.951
201809 9.509 252.439 12.046
201812 4.356 251.233 5.545
201903 8.385 254.202 10.549
201906 8.447 256.143 10.546
201909 8.936 256.759 11.130
201912 9.765 256.974 12.152
202003 0.000 258.115 0.000
202006 0.000 257.797 0.000
202009 0.000 260.280 0.000
202012 10.598 260.474 13.012
202103 5.643 264.877 6.813
202106 10.454 271.696 12.305
202109 10.362 274.310 12.080
202112 10.588 278.802 12.145
202203 10.283 287.504 11.438
202206 5.289 296.311 5.708
202209 9.815 296.808 10.575
202212 10.344 296.797 11.146
202303 10.924 301.836 11.574
202306 11.136 305.109 11.672
202309 11.344 307.789 11.787
202312 12.070 306.746 12.584
202403 11.451 312.332 11.725
202406 11.703 314.175 11.912
202409 11.882 315.301 12.052
202412 11.718 315.605 11.874
202503 11.182 319.799 11.182

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $11.32 mean?
Societe Arabe Internationale de Banque (CAI:SAIB) has a Cyclically Adjusted Book per Share of $11.32 as of Mar. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Societe Arabe Internationale de Banque and its competitors.
Is Societe Arabe Internationale de Banque's Cyclically Adjusted Book per Share too high?
Societe Arabe Internationale de Banque's current Cyclically Adjusted Book per Share is $11.32. Overall, Societe Arabe Internationale de Banque has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Societe Arabe Internationale de Banque's Cyclically Adjusted Book per Share compare to PNC and USB?
Societe Arabe Internationale de Banque's Cyclically Adjusted Book per Share of $11.32 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Societe Arabe Internationale de Banque and its competitors. Societe Arabe Internationale de Banque's current Cyclically Adjusted Book per Share is $11.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Arabe Internationale de Banque stock overvalued right now?
Societe Arabe Internationale de Banque (CAI:SAIB) has a current Cyclically Adjusted Book per Share of $11.32. The current Cyclically Adjusted Book per Share is $11.32. Societe Arabe Internationale de Banque's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Societe Arabe Internationale de Banque (CAI:SAIB), the current Cyclically Adjusted Book per Share is $11.32 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Societe Arabe Internationale de Banque Business Description

Address 56 Gamaet El-Dowal El-Arabia Steet, Mohandseen, Giza, EGY
Societe Arabe Internationale de Banque is an Egypt-based bank. It provides corporate and retail banking services and investment services in Egypt. The company has various segments which include Large, medium, and small size enterprises, Investing, Retail, and other activities and It generates the majority of revenue from the Large enterprise segment.
57GF Score

Get the complete analysis for CAI:SAIB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.11
Price