Societe Arabe Internationale de Banque (CAI:SAIB) Retained Earnings: $31.3 Mil (As of Mar. 2025)

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CAI:SAIB Societe Arabe Internationale de Banque CAI:SAIB
57 GF Score
Price $2.11
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What is Societe Arabe Internationale de Banque Retained Earnings?

Societe Arabe Internationale de Banque CAI:SAIB 57 Retained Earnings is $31.3 Mil as of Mar. 2025. GuruFocus rates CAI:SAIB with a GF Score™ of 57/100.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Societe Arabe Internationale de Banque's retained earnings for the quarter that ended in Mar. 2025 was $31.3 Mil.

Societe Arabe Internationale de Banque's quarterly retained earnings increased from Sep. 2024 ($45.0 Mil) to Dec. 2024 ($52.8 Mil) but then declined from Dec. 2024 ($52.8 Mil) to Mar. 2025 ($31.3 Mil).

Societe Arabe Internationale de Banque's annual retained earnings declined from Dec. 2022 ($98.7 Mil) to Dec. 2023 ($46.2 Mil) but then increased from Dec. 2023 ($46.2 Mil) to Dec. 2024 ($52.8 Mil).


Societe Arabe Internationale de Banque  (CAI:SAIB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Societe Arabe Internationale de Banque Retained Earnings Historical Data

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The historical data trend for Societe Arabe Internationale de Banque's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Arabe Internationale de Banque Retained Earnings Chart

Societe Arabe Internationale de Banque Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 74.09 98.73 46.23 52.81

Societe Arabe Internationale de Banque Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.78 39.03 45.04 52.81 31.34
CAI:SAIB
57GF Score
Societe Arabe Internationale de Banque CAI:SAIB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Arabe Internationale de Banque Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $31.3 Mil mean?
Societe Arabe Internationale de Banque (CAI:SAIB) has a Retained Earnings of $31.3 Mil as of Mar. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Societe Arabe Internationale de Banque and its competitors.
Is Societe Arabe Internationale de Banque's Retained Earnings too high?
Societe Arabe Internationale de Banque's current Retained Earnings is $31.3 Mil. Overall, Societe Arabe Internationale de Banque has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Societe Arabe Internationale de Banque's Retained Earnings compare to PNC and USB?
Societe Arabe Internationale de Banque's Retained Earnings of $31.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Societe Arabe Internationale de Banque and its competitors. Societe Arabe Internationale de Banque's current Retained Earnings is $31.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Arabe Internationale de Banque stock overvalued right now?
Societe Arabe Internationale de Banque (CAI:SAIB) has a current Retained Earnings of $31.3 Mil. The current Retained Earnings is $31.3 Mil. Societe Arabe Internationale de Banque's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Societe Arabe Internationale de Banque (CAI:SAIB), the current Retained Earnings is $31.3 Mil as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Societe Arabe Internationale de Banque Business Description

Address 56 Gamaet El-Dowal El-Arabia Steet, Mohandseen, Giza, EGY
Societe Arabe Internationale de Banque is an Egypt-based bank. It provides corporate and retail banking services and investment services in Egypt. The company has various segments which include Large, medium, and small size enterprises, Investing, Retail, and other activities and It generates the majority of revenue from the Large enterprise segment.
57GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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