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CAI:SAIB's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 11.24 * Ranked among companies with meaningful Return-on-Tangible-Equity only.
Societe Arabe Internationale de Banque (CAI:SAIB) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Societe Arabe Internationale de Banque Return-on-Tangible-Equity Related Terms
Societe Arabe Internationale de Banque Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Arabe Internationale de Banque Return-on-Tangible-Equity Chart
Societe Arabe Internationale de Banque Annual Data
CAI:SAIB vs PNC, USB, NU: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Societe Arabe Internationale de Banque's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Arabe Internationale de Banque Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Societe Arabe Internationale de Banque's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Societe Arabe Internationale de Banque's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.26% mean?
Societe Arabe Internationale de Banque (CAI:SAIB) has a Return-on-Tangible-Equity of 8.26% as of Mar. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Societe Arabe Internationale de Banque and its competitors.
Is Societe Arabe Internationale de Banque's Return-on-Tangible-Equity too high?
Societe Arabe Internationale de Banque's current Return-on-Tangible-Equity is 8.26%. The Banks industry median Return-on-Tangible-Equity is 11.24. Societe Arabe Internationale de Banque's value of 8.26% is 26.5% below this industry median. Overall, Societe Arabe Internationale de Banque has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Societe Arabe Internationale de Banque's Return-on-Tangible-Equity compare to PNC and USB?
Societe Arabe Internationale de Banque's Return-on-Tangible-Equity of 8.26% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Equity is 11.24. Societe Arabe Internationale de Banque's value of 8.26% is 26.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.24, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Arabe Internationale de Banque's current Return-on-Tangible-Equity of 8.26% is 26.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Societe Arabe Internationale de Banque and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Arabe Internationale de Banque's current Return-on-Tangible-Equity is 8.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Arabe Internationale de Banque stock overvalued right now?
Societe Arabe Internationale de Banque (CAI:SAIB) has a current Return-on-Tangible-Equity of 8.26%. The current Return-on-Tangible-Equity is 8.26% and 26.5% below the Banks industry median of 11.24. Societe Arabe Internationale de Banque's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Societe Arabe Internationale de Banque (CAI:SAIB), the current Return-on-Tangible-Equity is 8.26% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Societe Arabe Internationale de Banque Business Description
Societe Arabe Internationale de Banque is an Egypt-based bank. It provides corporate and retail banking services and investment services in Egypt. The company has various segments which include Large, medium, and small size enterprises, Investing, Retail, and other activities and It generates the majority of revenue from the Large enterprise segment.
57GF Score
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