Societe Arabe Internationale de Banque (CAI:SAIB) Debt-to-Equity: 0.12 (As of Mar. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAI:SAIB Societe Arabe Internationale de Banque CAI:SAIB
57 GF Score
Price $2.11
View Full Analysis

What is Societe Arabe Internationale de Banque Debt-to-Equity?

Societe Arabe Internationale de Banque CAI:SAIB 57 Debt-to-Equity is 0.12 as of Mar. 2025. GuruFocus rates CAI:SAIB with a GF Score™ of 57/100.

Societe Arabe Internationale de Banque's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $0.0 Mil. Societe Arabe Internationale de Banque's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $44.2 Mil. Societe Arabe Internationale de Banque's Total Stockholders Equity for the quarter that ended in Mar. 2025 was $370.1 Mil. Societe Arabe Internationale de Banque's debt to equity for the quarter that ended in Mar. 2025 was 0.12.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Societe Arabe Internationale de Banque's Debt-to-Equity or its related term are showing as below:

CAI:SAIB's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.59
* Ranked among companies with meaningful Debt-to-Equity only.

Societe Arabe Internationale de Banque  (CAI:SAIB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Societe Arabe Internationale de Banque Debt-to-Equity Related Terms


Societe Arabe Internationale de Banque Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Societe Arabe Internationale de Banque's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Arabe Internationale de Banque Debt-to-Equity Chart

Societe Arabe Internationale de Banque Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.19 0.27 0.19 0.11

Societe Arabe Internationale de Banque Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 0.15 0.14 0.11 0.12

CAI:SAIB vs PNC, USB, NU: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Societe Arabe Internationale de Banque's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Arabe Internationale de Banque Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Societe Arabe Internationale de Banque's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Societe Arabe Internationale de Banque's Debt-to-Equity falls into.


CAI:SAIB
57GF Score
Societe Arabe Internationale de Banque CAI:SAIB
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Societe Arabe Internationale de Banque Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Societe Arabe Internationale de Banque's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Societe Arabe Internationale de Banque's Debt to Equity Ratio for the quarter that ended in Mar. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.12 mean?
Societe Arabe Internationale de Banque (CAI:SAIB) has a Debt-to-Equity of 0.12 as of Mar. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Societe Arabe Internationale de Banque and its competitors.
Is Societe Arabe Internationale de Banque's Debt-to-Equity too high?
Societe Arabe Internationale de Banque's current Debt-to-Equity is 0.12. The Banks industry median Debt-to-Equity is 0.59. Societe Arabe Internationale de Banque's value of 0.12 is 79.7% below this industry median. Overall, Societe Arabe Internationale de Banque has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Societe Arabe Internationale de Banque's Debt-to-Equity compare to PNC and USB?
Societe Arabe Internationale de Banque's Debt-to-Equity of 0.12 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.59. Societe Arabe Internationale de Banque's value of 0.12 is 79.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.59, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Arabe Internationale de Banque's current Debt-to-Equity of 0.12 is 79.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Societe Arabe Internationale de Banque and its competitors. For the Banks industry, the median Debt-to-Equity is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Arabe Internationale de Banque's current Debt-to-Equity is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Arabe Internationale de Banque stock overvalued right now?
Societe Arabe Internationale de Banque (CAI:SAIB) has a current Debt-to-Equity of 0.12. The current Debt-to-Equity is 0.12 and 79.7% below the Banks industry median of 0.59. Societe Arabe Internationale de Banque's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Societe Arabe Internationale de Banque (CAI:SAIB), the current Debt-to-Equity is 0.12 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Societe Arabe Internationale de Banque Business Description

Address 56 Gamaet El-Dowal El-Arabia Steet, Mohandseen, Giza, EGY
Societe Arabe Internationale de Banque is an Egypt-based bank. It provides corporate and retail banking services and investment services in Egypt. The company has various segments which include Large, medium, and small size enterprises, Investing, Retail, and other activities and It generates the majority of revenue from the Large enterprise segment.
57GF Score

Get the complete analysis for CAI:SAIB

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.11
Price