Societe Arabe Internationale de Banque (CAI:SAIB) Cyclically Adjusted PB Ratio: 0.19 (As of Jul. 24, 2026)

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CAI:SAIB Societe Arabe Internationale de Banque CAI:SAIB
57 GF Score
Price $2.11
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What is Societe Arabe Internationale de Banque Cyclically Adjusted PB Ratio?

Societe Arabe Internationale de Banque CAI:SAIB 57 Cyclically Adjusted PB Ratio is 0.19 as of Jul. 24, 2026. GuruFocus rates CAI:SAIB with a GF Score™ of 57/100.

As of today (2026-07-24), Societe Arabe Internationale de Banque's current share price is $2.11. Societe Arabe Internationale de Banque's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $11.32. Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio for today is 0.19.

The historical rank and industry rank for Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio or its related term are showing as below:

CAI:SAIB's Cyclically Adjusted PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.255
* Ranked among companies with meaningful Cyclically Adjusted PB Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Societe Arabe Internationale de Banque's adjusted book value per share data for the three months ended in Mar. 2025 was $11.182. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $11.32 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Societe Arabe Internationale de Banque  (CAI:SAIB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Societe Arabe Internationale de Banque Cyclically Adjusted PB Ratio Related Terms


Societe Arabe Internationale de Banque Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Arabe Internationale de Banque Cyclically Adjusted PB Ratio Chart

Societe Arabe Internationale de Banque Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.17 0.16 0.19

Societe Arabe Internationale de Banque Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.19 0.19 0.19 0.19

CAI:SAIB vs PNC, USB, NU: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Arabe Internationale de Banque Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio falls into.


CAI:SAIB
57GF Score
Societe Arabe Internationale de Banque CAI:SAIB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Arabe Internationale de Banque Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.11/11.32
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Arabe Internationale de Banque's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Societe Arabe Internationale de Banque's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=11.182/319.7990*319.7990
=11.182

Current CPI (Mar. 2025) = 319.7990.

Societe Arabe Internationale de Banque Quarterly Data

Book Value per Share CPI Adj_Book
201412 8.574 234.812 11.677
201509 8.488 237.945 11.408
201512 9.025 236.525 12.202
201603 0.000 238.132 0.000
201606 0.000 241.018 0.000
201609 8.694 241.428 11.516
201612 8.827 241.432 11.692
201703 9.223 243.801 12.098
201706 9.282 244.955 12.118
201709 9.562 246.819 12.389
201712 9.883 246.524 12.821
201803 9.910 249.554 12.699
201806 9.417 251.989 11.951
201809 9.509 252.439 12.046
201812 4.356 251.233 5.545
201903 8.385 254.202 10.549
201906 8.447 256.143 10.546
201909 8.936 256.759 11.130
201912 9.765 256.974 12.152
202003 0.000 258.115 0.000
202006 0.000 257.797 0.000
202009 0.000 260.280 0.000
202012 10.598 260.474 13.012
202103 5.643 264.877 6.813
202106 10.454 271.696 12.305
202109 10.362 274.310 12.080
202112 10.588 278.802 12.145
202203 10.283 287.504 11.438
202206 5.289 296.311 5.708
202209 9.815 296.808 10.575
202212 10.344 296.797 11.146
202303 10.924 301.836 11.574
202306 11.136 305.109 11.672
202309 11.344 307.789 11.787
202312 12.070 306.746 12.584
202403 11.451 312.332 11.725
202406 11.703 314.175 11.912
202409 11.882 315.301 12.052
202412 11.718 315.605 11.874
202503 11.182 319.799 11.182

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.19 mean?
Societe Arabe Internationale de Banque (CAI:SAIB) has a Cyclically Adjusted PB Ratio of 0.19 as of Jul. 24, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Societe Arabe Internationale de Banque and its competitors.
Is Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio too high?
Societe Arabe Internationale de Banque's current Cyclically Adjusted PB Ratio is 0.19. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Societe Arabe Internationale de Banque's value of 0.19 is 84.9% below this industry median. Overall, Societe Arabe Internationale de Banque has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio compare to PNC and USB?
Societe Arabe Internationale de Banque's Cyclically Adjusted PB Ratio of 0.19 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PB Ratio is 1.26. Societe Arabe Internationale de Banque's value of 0.19 is 84.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,290 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Arabe Internationale de Banque's current Cyclically Adjusted PB Ratio of 0.19 is 84.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Societe Arabe Internationale de Banque and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Arabe Internationale de Banque's current Cyclically Adjusted PB Ratio is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Arabe Internationale de Banque stock overvalued right now?
Societe Arabe Internationale de Banque (CAI:SAIB) has a current Cyclically Adjusted PB Ratio of 0.19. The current Cyclically Adjusted PB Ratio is 0.19 and 84.9% below the Banks industry median of 1.26. Societe Arabe Internationale de Banque's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Societe Arabe Internationale de Banque (CAI:SAIB), the current Cyclically Adjusted PB Ratio is 0.19 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Societe Arabe Internationale de Banque Business Description

Address 56 Gamaet El-Dowal El-Arabia Steet, Mohandseen, Giza, EGY
Societe Arabe Internationale de Banque is an Egypt-based bank. It provides corporate and retail banking services and investment services in Egypt. The company has various segments which include Large, medium, and small size enterprises, Investing, Retail, and other activities and It generates the majority of revenue from the Large enterprise segment.
57GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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