Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Cyclically Adjusted Book per Share: $0.46 (As of Mar. 2026)


CHIX:CBKDL Commercial International Bank (Egypt) CIB CHIX:CBKDL
92 GF Score
Price $2.61
GF Value $2.62
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial International Bank (Egypt) CIB Cyclically Adjusted Book per Share?

Commercial International Bank (Egypt) CIB CHIX:CBKDL 92 Cyclically Adjusted Book per Share is $0.46 as of Mar. 2026. GuruFocus rates CHIX:CBKDL with a GF Score™ of 92/100 and a GF Value™ of $2.62 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Commercial International Bank (Egypt) CIB's adjusted book value per share for the three months ended in Mar. 2026 was $1.379. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.46 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Commercial International Bank (Egypt) CIB's average Cyclically Adjusted Book Growth Rate was 32.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 25.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 23.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Commercial International Bank (Egypt) CIB was 25.50% per year. The lowest was 21.60% per year. And the median was 23.15% per year.

As of today (2026-07-04), Commercial International Bank (Egypt) CIB's current stock price is $2.605. Commercial International Bank (Egypt) CIB's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $0.46. Commercial International Bank (Egypt) CIB's Cyclically Adjusted PB Ratio of today is 5.66.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Commercial International Bank (Egypt) CIB was 6.52. The lowest was 1.92. And the median was 4.00.


Commercial International Bank (Egypt) CIB  (CHIX:CBKDl) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Commercial International Bank (Egypt) CIB's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2.605/0.46
=5.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Commercial International Bank (Egypt) CIB was 6.52. The lowest was 1.92. And the median was 4.00.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Commercial International Bank (Egypt) CIB Cyclically Adjusted Book per Share Related Terms


Commercial International Bank (Egypt) CIB Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB Cyclically Adjusted Book per Share Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.38 0.28 0.37 0.50

Commercial International Bank (Egypt) CIB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 0.41 0.44 0.50 0.46

Commercial International Bank (Egypt) CIB Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Cyclically Adjusted PB Ratio falls into.


CHIX:CBKDL
92GF Score
Commercial International Bank (Egypt) CIB CHIX:CBKDL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial International Bank (Egypt) CIB Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Commercial International Bank (Egypt) CIB's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.379/330.2130*330.2130
=1.379

Current CPI (Mar. 2026) = 330.2130.

Commercial International Bank (Egypt) CIB Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.610 241.018 0.836
201609 0.681 241.428 0.931
201612 0.363 241.432 0.496
201703 0.391 243.801 0.530
201706 0.417 244.955 0.562
201709 0.470 246.819 0.629
201712 0.499 246.524 0.668
201803 0.493 249.554 0.652
201806 0.498 251.989 0.653
201809 0.527 252.439 0.689
201812 0.594 251.233 0.781
201903 0.691 254.202 0.898
201906 0.777 256.143 1.002
201909 0.896 256.759 1.152
201912 0.995 256.974 1.279
202003 0.906 258.115 1.159
202006 1.001 257.797 1.282
202009 1.054 260.280 1.337
202012 1.162 260.474 1.473
202103 1.161 264.877 1.447
202106 1.231 271.696 1.496
202109 1.289 274.310 1.552
202112 1.344 278.802 1.592
202203 1.195 287.504 1.373
202206 1.067 296.311 1.189
202209 1.014 296.808 1.128
202212 0.838 296.797 0.932
202303 0.609 301.836 0.666
202306 0.676 305.109 0.732
202309 0.774 307.789 0.830
202312 0.905 306.746 0.974
202403 0.691 312.332 0.731
202406 0.773 314.175 0.812
202409 0.874 315.301 0.915
202412 0.925 315.605 0.968
202503 0.957 319.799 0.988
202506 1.076 322.561 1.102
202509 1.308 324.800 1.330
202512 1.477 324.054 1.505
202603 1.379 330.213 1.379

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.46 mean?
Commercial International Bank (Egypt) CIB (CHIX:CBKDL) has a Cyclically Adjusted Book per Share of $0.46 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Commercial International Bank (Egypt) CIB and its competitors.
Is Commercial International Bank (Egypt) CIB's Cyclically Adjusted Book per Share too high?
Commercial International Bank (Egypt) CIB's current Cyclically Adjusted Book per Share is $0.46. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's Cyclically Adjusted Book per Share compare to competitors?
Commercial International Bank (Egypt) CIB's Cyclically Adjusted Book per Share of $0.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Commercial International Bank (Egypt) CIB and its competitors. Commercial International Bank (Egypt) CIB's current Cyclically Adjusted Book per Share is $0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CHIX:CBKDL) is currently considered Fairly Valued. The stock's GF Value™ is $2.62, compared to a current price of $2.61 — trading 0.6% below its estimated fair value. The current Cyclically Adjusted Book per Share is $0.46. Commercial International Bank (Egypt) CIB's overall GF Score™ is 92/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CHIX:CBKDL), the current Cyclically Adjusted Book per Share is $0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued. The current stock price of $2.61 is trading 0.6% below its estimated GF Value™ of $2.62. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for CHIX:CBKDL:

  • Cyclically Adjusted Book per Share: $0.46
  • GF Value™: $2.62 vs. price of $2.61 (0.6% below fair value)
  • GF Score™: 92/100 with 6 warning signs

No single metric tells the full story. See the CHIX:CBKDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
92GF Score

Get the complete analysis for CHIX:CBKDL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.61
Price
$2.62
GF Value