Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Dividend Payout Ratio: 1.17 (As of Mar. 2026) — 736% Above Median


CHIX:CBKDL Commercial International Bank (Egypt) CIB CHIX:CBKDL
92 GF Score
Price $2.53
GF Value $2.61
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial International Bank (Egypt) CIB Dividend Payout Ratio?

Commercial International Bank (Egypt) CIB CHIX:CBKDL +0.30% 92 Dividend Payout Ratio is 1.17 as of Mar. 2026, which is 736% above its 10-year median of 0.14. GuruFocus rates CHIX:CBKDL with a GF Score™ of 92/100 and a GF Value™ of $2.61 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,169 Banks companies, Commercial International Bank (Egypt) CIB ranks worse than 66.04% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Commercial International Bank (Egypt) CIB's Dividend Payout Ratio for the months ended in Mar. 2026 was 1.17.

The historical rank and industry rank for Commercial International Bank (Egypt) CIB's Dividend Payout Ratio or its related term are showing as below:

CHIX:CBKDl' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.03   Med: 0.14   Max: 0.32
Current: 0.32


During the past 13 years, the highest Dividend Payout Ratio of Commercial International Bank (Egypt) CIB was 0.32. The lowest was 0.03. And the median was 0.14.

CHIX:CBKDl's Dividend Payout Ratio is ranked worse than
66.04% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs CHIX:CBKDl: 0.32

As of today (2026-07-01), the Dividend Yield % of Commercial International Bank (Egypt) CIB is 4.46%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Commercial International Bank (Egypt) CIB was 6.67%. The lowest was 0.56%. And the median was 1.23%.

Commercial International Bank (Egypt) CIB's Dividends per Share for the months ended in Mar. 2026 was $0.13.

During the past 12 months, Commercial International Bank (Egypt) CIB's average Dividends Per Share Growth Rate was 1554.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 40.60% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Commercial International Bank (Egypt) CIB was 46.30% per year. The lowest was -14.50% per year. And the median was 20.15% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Commercial International Bank (Egypt) CIB (CHIX:CBKDl) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Commercial International Bank (Egypt) CIB Dividend Payout Ratio Related Terms


Commercial International Bank (Egypt) CIB Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB Dividend Payout Ratio Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.19 0.07 0.04 0.12

Commercial International Bank (Egypt) CIB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.00 0.00 0.00 1.17

Commercial International Bank (Egypt) CIB Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Dividend Payout Ratio falls into.


CHIX:CBKDL
92GF Score
Commercial International Bank (Egypt) CIB CHIX:CBKDL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial International Bank (Egypt) CIB Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Commercial International Bank (Egypt) CIB's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.047/ 0.379
=0.12

Commercial International Bank (Egypt) CIB's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.129/ 0.11
=1.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.17 mean?
Commercial International Bank (Egypt) CIB (CHIX:CBKDL) has a Dividend Payout Ratio of 1.17 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Commercial International Bank (Egypt) CIB and its competitors. This is 736% above median its historical median of 0.14. Over the past decade, Commercial International Bank (Egypt) CIB's Dividend Payout Ratio has ranged from 0.03 to 0.32. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #772 out of 1169 companies in the Banks industry, placing it in the top 66%.
Is Commercial International Bank (Egypt) CIB's Dividend Payout Ratio too high?
Commercial International Bank (Egypt) CIB's current Dividend Payout Ratio of 1.17 is 736% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.32. The Banks industry median Dividend Payout Ratio is 0.32. Commercial International Bank (Egypt) CIB's value of 1.17 is 265.6% above this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #772 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #772 out of 1169 companies for Dividend Payout Ratio. This places Commercial International Bank (Egypt) CIB in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Commercial International Bank (Egypt) CIB's value of 1.17 is 265.6% above this benchmark. Historically, Commercial International Bank (Egypt) CIB's own Dividend Payout Ratio has ranged from 0.03 to 0.32 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.32, Commercial International Bank (Egypt) CIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current Dividend Payout Ratio of 1.17 is 265.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current Dividend Payout Ratio is 1.17, which is 736% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CHIX:CBKDL) is currently considered Fairly Valued. The stock's GF Value™ is $2.61, compared to a current price of $2.53 — trading 3% below its estimated fair value. The current Dividend Payout Ratio is 1.17, which is 736% above median its 10-year median of 0.14 and 265.6% above the Banks industry median of 0.32. Commercial International Bank (Egypt) CIB's overall GF Score™ is 92/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CHIX:CBKDL), the current Dividend Payout Ratio is 1.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued. The current stock price of $2.53 is trading 3% below its estimated GF Value™ of $2.61. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for CHIX:CBKDL:

  • Dividend Payout Ratio: 1.17 (736% above median its 10-year median of 0.14)
  • GF Value™: $2.61 vs. price of $2.53 (3% below fair value)
  • GF Score™: 92/100 with 6 warning signs
  • Industry Position: 265.6% above the Banks median (#772 of 1169)

No single metric tells the full story. See the CHIX:CBKDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
92GF Score

Get the complete analysis for CHIX:CBKDL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.53
Price
$2.61
GF Value