CHIX:CBKDl's PB Ratio is ranked worse than 89.64% of 1515
companies
in the Banks industry
Industry Median: 1.1
vs CHIX:CBKDl: 2.05
During the past 12 months, Commercial International Bank (Egypt) CIB's average Book Value Per Share Growth Rate was 35.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 50.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 30.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 26.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Commercial International Bank (Egypt) CIB was 50.30% per year. The lowest was 8.90% per year. And the median was 25.20% per year.
Back to Basics: PB Ratio
Commercial International Bank (Egypt) CIB (CHIX:CBKDl) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Commercial International Bank (Egypt) CIB PB Ratio Related Terms
Commercial International Bank (Egypt) CIB PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial International Bank (Egypt) CIB PB Ratio Chart
Commercial International Bank (Egypt) CIB Annual Data
Commercial International Bank (Egypt) CIB PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial International Bank (Egypt) CIB PB Ratio vs Banks Industry
Commercial International Bank (Egypt) CIB PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Commercial International Bank (Egypt) CIB (CHIX:CBKDL) has a PB Ratio of 1.97 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Commercial International Bank (Egypt) CIB and its competitors. This is near median its historical median of 2.16. Over the past decade, Commercial International Bank (Egypt) CIB's PB Ratio has ranged from 1.08 to 4.42. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #1358 out of 1515 companies in the Banks industry, placing it in the top 89.6%.
Is Commercial International Bank (Egypt) CIB's PB Ratio too high?
Commercial International Bank (Egypt) CIB's current PB Ratio of 1.97 is near median its 10-year median of 2.16. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 4.42. The Banks industry median PB Ratio is 1.10. Commercial International Bank (Egypt) CIB's value of 1.97 is 79.1% above this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #1358 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #1358 out of 1515 companies for PB Ratio. This places Commercial International Bank (Egypt) CIB in the lower half of its industry. The industry median PB Ratio is 1.10. Commercial International Bank (Egypt) CIB's value of 1.97 is 79.1% above this benchmark. Historically, Commercial International Bank (Egypt) CIB's own PB Ratio has ranged from 1.08 to 4.42 over the past decade. While the company's 10-year median is 2.16 vs. the industry median of 1.10, Commercial International Bank (Egypt) CIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current PB Ratio of 1.97 is 79.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current PB Ratio is 1.97, which is near median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CHIX:CBKDL) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.72 — trading 7.8% below its estimated fair value. The current PB Ratio is 1.97, which is near median its 10-year median of 2.16 and 79.1% above the Banks industry median of 1.10. Commercial International Bank (Egypt) CIB's overall GF Score™ is 91/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CHIX:CBKDL), the current PB Ratio is 1.97 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued.
The current stock price of $2.72 is trading 7.8% below its estimated GF Value™ of $2.95.
GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.
Key valuation signals for CHIX:CBKDL:
PB Ratio: 1.97 (near median its 10-year median of 2.16)
GF Value™: $2.95 vs. price of $2.72 (7.8% below fair value)
Industry Position: 79.1% above the Banks median (#1358 of 1515)
No single metric tells the full story. See the CHIX:CBKDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial International Bank (Egypt) CIB Business Description
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
91GF Score
Get the complete analysis for CHIX:CBKDL
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:CBKDL has been successfully added to your 
