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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Commercial International Bank (Egypt) CIB's retained earnings for the quarter that ended in Jun. 2026 was $1,370 Mil.
Commercial International Bank (Egypt) CIB's quarterly retained earnings
declined
from Dec. 2025 ($1,884 Mil) to Mar. 2026 ($917 Mil) but then
increased
from Mar. 2026 ($917 Mil) to Jun. 2026 ($1,370 Mil).
Commercial International Bank (Egypt) CIB's annual retained earnings
increased
from Dec. 2023 ($970 Mil) to Dec. 2024 ($1,123 Mil) and
increased
from Dec. 2024 ($1,123 Mil) to Dec. 2025 ($1,884 Mil).
Commercial International Bank (Egypt) CIB (CHIX:CBKDl) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Commercial International Bank (Egypt) CIB Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial International Bank (Egypt) CIB Retained Earnings Chart
Commercial International Bank (Egypt) CIB Annual Data
Commercial International Bank (Egypt) CIB Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
Commercial International Bank (Egypt) CIB (CHIX:CBKDL) has a Retained Earnings of $1,370 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Commercial International Bank (Egypt) CIB and its competitors.
Is Commercial International Bank (Egypt) CIB's Retained Earnings too high?
Commercial International Bank (Egypt) CIB's current Retained Earnings is $1,370 Mil. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's Retained Earnings compare to competitors?
Commercial International Bank (Egypt) CIB's Retained Earnings of $1,370 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Commercial International Bank (Egypt) CIB and its competitors. Commercial International Bank (Egypt) CIB's current Retained Earnings is $1,370 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CHIX:CBKDL) is currently considered Fairly Valued. The stock's GF Value™ is $2.59, compared to a current price of $2.63 — trading 1.5% above its estimated fair value. The current Retained Earnings is $1,370 Mil. Commercial International Bank (Egypt) CIB's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CHIX:CBKDL), the current Retained Earnings is $1,370 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be overvalued.
The current stock price of $2.63 is trading 1.5% above its estimated GF Value™ of $2.59.
GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.
Key valuation signals for CHIX:CBKDL:
Retained Earnings: $1,370 Mil
GF Value™: $2.59 vs. price of $2.63 (1.5% above fair value)
No single metric tells the full story. See the CHIX:CBKDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial International Bank (Egypt) CIB Business Description
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
90GF Score
Get the complete analysis for CHIX:CBKDL
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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