Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Cyclically Adjusted PS Ratio: 8.97 (As of Jul. 20, 2026) — 37% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:CBKDL Commercial International Bank (Egypt) CIB CHIX:CBKDL
91 GF Score
Price $2.60
GF Value $2.69
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio?

Commercial International Bank (Egypt) CIB CHIX:CBKDL -1.14% 91 Cyclically Adjusted PS Ratio is 8.97 as of Jul. 20, 2026, which is 37% above its 10-year median of 6.57. GuruFocus rates CHIX:CBKDL with a GF Score™ of 91/100 and a GF Value™ of $2.69 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Commercial International Bank (Egypt) CIB ranks worse than 95% on this metric.

As of today (2026-07-20), Commercial International Bank (Egypt) CIB's current share price is $2.60. Commercial International Bank (Egypt) CIB's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $0.29. Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio for today is 8.97.

The historical rank and industry rank for Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio or its related term are showing as below:

CHIX:CBKDl' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.36   Med: 6.57   Max: 9.58
Current: 8.46

During the past years, Commercial International Bank (Egypt) CIB's highest Cyclically Adjusted PS Ratio was 9.58. The lowest was 3.36. And the median was 6.57.

CHIX:CBKDl's Cyclically Adjusted PS Ratio is ranked worse than
95% of 1301 companies
in the Banks industry
Industry Median: 3.38 vs CHIX:CBKDl: 8.46

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Commercial International Bank (Egypt) CIB's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.205. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.29 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Commercial International Bank (Egypt) CIB  (CHIX:CBKDl) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Related Terms


Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.69 5.48 7.71 6.19 6.91

Commercial International Bank (Egypt) CIB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.06 5.79 6.50 6.91 7.54

Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio falls into.


CHIX:CBKDL
91GF Score
Commercial International Bank (Egypt) CIB CHIX:CBKDL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.60/0.29
=8.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Commercial International Bank (Egypt) CIB's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.205/330.2130*330.2130
=0.205

Current CPI (Mar. 2026) = 330.2130.

Commercial International Bank (Egypt) CIB Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.103 241.018 0.141
201609 0.109 241.428 0.149
201612 0.058 241.432 0.079
201703 0.063 243.801 0.085
201706 0.064 244.955 0.086
201709 0.076 246.819 0.102
201712 0.073 246.524 0.098
201803 0.079 249.554 0.105
201806 0.096 251.989 0.126
201809 0.112 252.439 0.147
201812 0.105 251.233 0.138
201903 0.104 254.202 0.135
201906 0.106 256.143 0.137
201909 0.121 256.759 0.156
201912 0.141 256.974 0.181
202003 0.140 258.115 0.179
202006 0.139 257.797 0.178
202009 0.132 260.280 0.167
202012 0.137 260.474 0.174
202103 0.130 264.877 0.162
202106 0.134 271.696 0.163
202109 0.143 274.310 0.172
202112 0.148 278.802 0.175
202203 0.166 287.504 0.191
202206 0.126 296.311 0.140
202209 0.143 296.808 0.159
202212 0.125 296.797 0.139
202303 0.127 301.836 0.139
202306 0.143 305.109 0.155
202309 0.154 307.789 0.165
202312 0.143 306.746 0.154
202403 0.242 312.332 0.256
202406 0.160 314.175 0.168
202409 0.165 315.301 0.173
202412 0.079 315.605 0.083
202503 0.158 319.799 0.163
202506 0.173 322.561 0.177
202509 0.190 324.800 0.193
202512 0.195 324.054 0.199
202603 0.205 330.213 0.205

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 8.97 mean?
Commercial International Bank (Egypt) CIB (CHIX:CBKDL) has a Cyclically Adjusted PS Ratio of 8.97 as of Jul. 20, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Commercial International Bank (Egypt) CIB and its competitors. This is 37% above median its historical median of 6.57. Over the past decade, Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio has ranged from 3.36 to 9.58. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #1236 out of 1301 companies in the Banks industry, placing it in the top 95%.
Is Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio too high?
Commercial International Bank (Egypt) CIB's current Cyclically Adjusted PS Ratio of 8.97 is 37% above median its 10-year median of 6.57. Over the past 10 years, this metric has ranged from a low of 3.36 to a high of 9.58. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. Commercial International Bank (Egypt) CIB's value of 8.97 is 165.4% above this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #1236 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #1236 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Commercial International Bank (Egypt) CIB in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.38. Commercial International Bank (Egypt) CIB's value of 8.97 is 165.4% above this benchmark. Historically, Commercial International Bank (Egypt) CIB's own Cyclically Adjusted PS Ratio has ranged from 3.36 to 9.58 over the past decade. While the company's 10-year median is 6.57 vs. the industry median of 3.38, Commercial International Bank (Egypt) CIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current Cyclically Adjusted PS Ratio of 8.97 is 165.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current Cyclically Adjusted PS Ratio is 8.97, which is 37% above median its own 10-year median of 6.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CHIX:CBKDL) is currently considered Fairly Valued. The stock's GF Value™ is $2.69, compared to a current price of $2.60 — trading 3.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 8.97, which is 37% above median its 10-year median of 6.57 and 165.4% above the Banks industry median of 3.38. Commercial International Bank (Egypt) CIB's overall GF Score™ is 91/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CHIX:CBKDL), the current Cyclically Adjusted PS Ratio is 8.97 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued. The current stock price of $2.60 is trading 3.3% below its estimated GF Value™ of $2.69. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for CHIX:CBKDL:

  • Cyclically Adjusted PS Ratio: 8.97 (37% above median its 10-year median of 6.57)
  • GF Value™: $2.69 vs. price of $2.60 (3.3% below fair value)
  • GF Score™: 91/100 with 6 warning signs
  • Industry Position: 165.4% above the Banks median (#1236 of 1301)

No single metric tells the full story. See the CHIX:CBKDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
91GF Score

Get the complete analysis for CHIX:CBKDL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.60
Price
$2.69
GF Value