Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Moat Score: 5/10 (As of Jul. 04, 2026)


CHIX:CBKDL Commercial International Bank (Egypt) CIB CHIX:CBKDL
92 GF Score
Price $2.61
GF Value $2.62
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial International Bank (Egypt) CIB Moat Score?

Commercial International Bank (Egypt) CIB CHIX:CBKDL 92 Moat Score is 5 as of Jul. 04, 2026. GuruFocus rates CHIX:CBKDL with a GF Score™ of 92/100 and a GF Value™ of $2.62 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,611 Banks companies, Commercial International Bank (Egypt) CIB ranks better than 94.04% on this metric.

Commercial International Bank (Egypt) CIB has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Commercial International Bank (Egypt) CIB has Narrow Moat: CIB has a solid narrow moat with strong brand recognition and customer loyalty in Egypt. However, it lacks significant regulatory barriers or proprietary technology to ensure a wider moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Commercial International Bank (Egypt) CIB might have Narrow Moat - Solid narrow moat.

Commercial International Bank (Egypt) CIB  (CHIX:CBKDl) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Commercial International Bank (Egypt) CIB Moat Score Related Terms

Commercial International Bank (Egypt) CIB Moat Score Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Commercial International Bank (Egypt) CIB Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Moat Score distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Moat Score falls into.


CHIX:CBKDL
92GF Score
Commercial International Bank (Egypt) CIB CHIX:CBKDL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Commercial International Bank (Egypt) CIB (CHIX:CBKDL) has a Moat Score of 5 as of Jul. 04, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #96 out of 1611 companies in the Banks industry, placing it in the top 6%.
Is Commercial International Bank (Egypt) CIB's Moat Score too high?
Commercial International Bank (Egypt) CIB's current Moat Score is 5. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #96 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's Moat Score compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #96 out of 1611 companies for Moat Score. This places Commercial International Bank (Egypt) CIB in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Commercial International Bank (Egypt) CIB's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CHIX:CBKDL) is currently considered Fairly Valued. The stock's GF Value™ is $2.62, compared to a current price of $2.61 — trading 0.6% below its estimated fair value. The current Moat Score is 5. Commercial International Bank (Egypt) CIB's overall GF Score™ is 92/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CHIX:CBKDL), the current Moat Score is 5 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued. The current stock price of $2.61 is trading 0.6% below its estimated GF Value™ of $2.62. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for CHIX:CBKDL:

  • Moat Score: 5
  • GF Value™: $2.62 vs. price of $2.61 (0.6% below fair value)
  • GF Score™: 92/100 with 6 warning signs

No single metric tells the full story. See the CHIX:CBKDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
92GF Score

Get the complete analysis for CHIX:CBKDL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.61
Price
$2.62
GF Value