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LB Finance (COL:LFIN.N0000) Cyclically Adjusted Book per Share : රු52.74 (As of Mar. 2025)


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What is LB Finance Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

LB Finance's adjusted book value per share for the three months ended in Mar. 2025 was රු93.113. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is රු52.74 for the trailing ten years ended in Mar. 2025.

During the past 12 months, LB Finance's average Cyclically Adjusted Book Growth Rate was 18.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 18.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of LB Finance was 18.30% per year. The lowest was 18.30% per year. And the median was 18.30% per year.

As of today (2025-07-18), LB Finance's current stock price is රු130.75. LB Finance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was රු52.74. LB Finance's Cyclically Adjusted PB Ratio of today is 2.48.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of LB Finance was 2.86. The lowest was 1.04. And the median was 1.53.


LB Finance Cyclically Adjusted Book per Share Historical Data

The historical data trend for LB Finance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

LB Finance Cyclically Adjusted Book per Share Chart

LB Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 31.87 38.57 44.69 52.74

LB Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.69 46.55 48.42 50.23 52.74

Competitive Comparison of LB Finance's Cyclically Adjusted Book per Share

For the Credit Services subindustry, LB Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LB Finance's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, LB Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where LB Finance's Cyclically Adjusted PB Ratio falls into.


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LB Finance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, LB Finance's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=93.113/134.9266*134.9266
=93.113

Current CPI (Mar. 2025) = 134.9266.

LB Finance Quarterly Data

Book Value per Share CPI Adj_Book
201506 15.789 100.684 21.159
201509 15.950 100.392 21.437
201512 16.766 99.792 22.669
201603 18.914 100.470 25.401
201606 20.573 101.688 27.298
201609 20.425 101.861 27.055
201612 22.234 101.863 29.451
201703 22.578 102.862 29.616
201706 24.306 103.349 31.733
201709 25.264 104.136 32.734
201712 27.283 104.011 35.392
201803 27.702 105.290 35.500
201806 29.754 106.317 37.761
201809 30.964 106.507 39.226
201812 33.038 105.998 42.055
201903 33.330 107.251 41.931
201906 35.405 108.070 44.204
201909 36.889 108.329 45.946
201912 39.498 108.420 49.154
202003 41.800 108.902 51.789
202006 42.992 108.767 53.332
202009 46.024 109.815 56.548
202012 49.114 109.897 60.300
202103 51.235 111.754 61.859
202106 53.465 114.631 62.931
202109 53.123 115.734 61.932
202112 58.346 117.630 66.926
202203 59.978 121.301 66.715
202206 57.763 125.017 62.342
202209 61.230 125.227 65.973
202212 64.383 125.222 69.373
202303 69.170 127.348 73.286
202306 67.876 128.729 71.144
202309 72.109 129.860 74.923
202312 76.540 129.419 79.797
202403 79.254 131.776 81.149
202406 79.769 132.554 81.197
202409 84.243 133.029 85.445
202412 88.785 133.157 89.965
202503 93.113 134.927 93.113

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


LB Finance  (COL:LFIN.N0000) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

LB Finance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=130.75/52.74
=2.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of LB Finance was 2.86. The lowest was 1.04. And the median was 1.53.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


LB Finance Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of LB Finance's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


LB Finance Business Description

Traded in Other Exchanges
N/A
Address
Professor Stanley Wijesundara Mawatha, Number 275/75, Mawatha, Colombo, LKA, 07
LB Finance PLC is engaged in financial intermediation by mobilizing funds by way of deposits. It operates in Licensed Finance Companies (LFCs)/ Specialized Leasing Companies (SLC) sector in Sri Lanka. The company offers financial products and services to individuals to corporates. Its lending products include leasing, vehicle loans, mortgage loans, gold loans, factoring, working capital solutions, and Islamic Finance.

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