Qatar Islamic Insurance Group (DSMD:QISI) Cyclically Adjusted Book per Share: ر.ق4.34 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:QISI Qatar Islamic Insurance Group DSMD:QISI
81 GF Score
Price ر.ق7.92
GF Value ر.ق7.43
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Qatar Islamic Insurance Group Cyclically Adjusted Book per Share?

Qatar Islamic Insurance Group DSMD:QISI -0.58% 81 Cyclically Adjusted Book per Share is ر.ق4.34 as of Jun. 2026. GuruFocus rates DSMD:QISI with a GF Score™ of 81/100 and a GF Value™ of ر.ق7.43 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Qatar Islamic Insurance Group's adjusted book value per share for the three months ended in Jun. 2026 was ر.ق4.511. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ق4.34 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Qatar Islamic Insurance Group's average Cyclically Adjusted Book Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Qatar Islamic Insurance Group was 6.60% per year. The lowest was 6.60% per year. And the median was 6.60% per year.

As of today (2026-08-07), Qatar Islamic Insurance Group's current stock price is ر.ق7.922. Qatar Islamic Insurance Group's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ر.ق4.34. Qatar Islamic Insurance Group's Cyclically Adjusted PB Ratio of today is 1.83.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Qatar Islamic Insurance Group was 2.71. The lowest was 1.82. And the median was 2.21.


Qatar Islamic Insurance Group  (DSMD:QISI) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Qatar Islamic Insurance Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=7.922/4.34
=1.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Qatar Islamic Insurance Group was 2.71. The lowest was 1.82. And the median was 2.21.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Qatar Islamic Insurance Group Cyclically Adjusted Book per Share Related Terms


Qatar Islamic Insurance Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Qatar Islamic Insurance Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Islamic Insurance Group Cyclically Adjusted Book per Share Chart

Qatar Islamic Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.43 3.65 3.92 4.15

Qatar Islamic Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.06 4.12 4.15 4.27 4.34

DSMD:QISI vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Qatar Islamic Insurance Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar Islamic Insurance Group Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar Islamic Insurance Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Insurance Group's Cyclically Adjusted PB Ratio falls into.


DSMD:QISI
81GF Score
Qatar Islamic Insurance Group DSMD:QISI
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Islamic Insurance Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Qatar Islamic Insurance Group's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4.511/333.9520*333.9520
=4.511

Current CPI (Jun. 2026) = 333.9520.

Qatar Islamic Insurance Group Quarterly Data

Book Value per Share CPI Adj_Book
201609 2.198 241.428 3.040
201612 2.297 241.432 3.177
201703 2.099 243.801 2.875
201706 2.188 244.955 2.983
201709 2.281 246.819 3.086
201712 2.876 246.524 3.896
201803 2.701 249.554 3.614
201806 2.769 251.989 3.670
201809 2.917 252.439 3.859
201812 3.122 251.233 4.150
201903 2.920 254.202 3.836
201906 3.092 256.143 4.031
201909 3.243 256.759 4.218
201912 3.436 256.974 4.465
202003 3.034 258.115 3.925
202006 3.359 257.797 4.351
202009 3.544 260.280 4.547
202012 3.905 260.474 5.007
202103 3.864 264.877 4.872
202106 3.712 271.696 4.563
202109 3.863 274.310 4.703
202112 4.302 278.802 5.153
202203 4.472 287.504 5.194
202206 4.340 296.311 4.891
202209 4.546 296.808 5.115
202212 4.548 296.797 5.117
202303 4.221 301.836 4.670
202306 4.363 305.109 4.775
202309 4.513 307.789 4.897
202312 4.261 306.746 4.639
202403 4.432 312.332 4.739
202406 4.660 314.175 4.953
202409 4.486 315.301 4.751
202412 4.048 315.605 4.283
202503 4.476 319.799 4.674
202506 4.177 322.561 4.325
202509 4.600 324.800 4.730
202512 4.678 324.054 4.821
202603 4.450 330.213 4.500
202606 4.511 333.952 4.511

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ر.ق4.34 mean?
Qatar Islamic Insurance Group (DSMD:QISI) has a Cyclically Adjusted Book per Share of ر.ق4.34 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar Islamic Insurance Group and its competitors.
Is Qatar Islamic Insurance Group's Cyclically Adjusted Book per Share too high?
Qatar Islamic Insurance Group's current Cyclically Adjusted Book per Share is ر.ق4.34. Overall, Qatar Islamic Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Insurance Group's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Qatar Islamic Insurance Group's Cyclically Adjusted Book per Share of ر.ق4.34 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar Islamic Insurance Group and its competitors. Qatar Islamic Insurance Group's current Cyclically Adjusted Book per Share is ر.ق4.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group (DSMD:QISI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق7.43, compared to a current price of ر.ق7.92 — trading 6.6% above its estimated fair value. The current Cyclically Adjusted Book per Share is ر.ق4.34. Qatar Islamic Insurance Group's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Qatar Islamic Insurance Group (DSMD:QISI), the current Cyclically Adjusted Book per Share is ر.ق4.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Insurance Group (DSMD:QISI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Insurance Group stock appears to be overvalued. The current stock price of ر.ق7.92 is trading 6.6% above its estimated GF Value™ of ر.ق7.43. GuruFocus considers Qatar Islamic Insurance Group to be Fairly Valued.

Key valuation signals for DSMD:QISI:

  • Cyclically Adjusted Book per Share: ر.ق4.34
  • GF Value™: ر.ق7.43 vs. price of ر.ق7.92 (6.6% above fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the DSMD:QISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar Islamic Insurance Group Business Description

Address C Ring Road - Opposite Gulf Cinema, P.O. Box 22676, Doha, QAT
Qatar Islamic Insurance Group is engaged in the business of underwriting general, property, motor, Takaful, and health (Life) in accordance with the provisions of Islamic Shari'a. Its business segments include takaful, Investment, Real Estate and Unallocated. The takaful business is further organized into three takaful lines: General Accident, Life and Medical, and Motor. The company generates maximum revenue from the Unallocated segment. Geographically, it operates only in Qatar.
81GF Score

Get the complete analysis for DSMD:QISI

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق7.92
Price
ر.ق7.43
GF Value