Qatar Islamic Insurance Group (DSMD:QISI) Interest Coverage: 0 (At Loss) (As of Jun. 2026)

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DSMD:QISI Qatar Islamic Insurance Group DSMD:QISI
81 GF Score
Price ر.ق7.92
GF Value ر.ق7.43
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Qatar Islamic Insurance Group Interest Coverage?

Qatar Islamic Insurance Group DSMD:QISI -0.58% 81 Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus rates DSMD:QISI with a GF Score™ of 81/100 and a GF Value™ of ر.ق7.43 (Fairly Valued). The stock has 3 warning signs investors should review. Among 351 Insurance companies, Qatar Islamic Insurance Group ranks better than 91.74% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Qatar Islamic Insurance Group's EBIT for the three months ended in Jun. 2026 was ر.ق-4.0 Mil. Qatar Islamic Insurance Group's Interest Expense for the three months ended in Jun. 2026 was ر.ق-0.0 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Qatar Islamic Insurance Group has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Qatar Islamic Insurance Group's Interest Coverage or its related term are showing as below:

DSMD:QISI' s Interest Coverage Range Over the Past 10 Years
Min: 25.69   Med: 2975.98   Max: 10179
Current: 2443.33


DSMD:QISI's Interest Coverage is ranked better than
91.74% of 351 companies
in the Insurance industry
Industry Median: 16 vs DSMD:QISI: 2443.33

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Qatar Islamic Insurance Group  (DSMD:QISI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Qatar Islamic Insurance Group Interest Coverage Related Terms


Qatar Islamic Insurance Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Qatar Islamic Insurance Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Qatar Islamic Insurance Group Interest Coverage Chart

Qatar Islamic Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 650.05 1,114.57 2,975.98 4,430.55 10,179.00

Qatar Islamic Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,838.33 70,067.00 1,929.86 1,797.62 0.00

DSMD:QISI vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, Qatar Islamic Insurance Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar Islamic Insurance Group Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar Islamic Insurance Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Insurance Group's Interest Coverage falls into.


DSMD:QISI
81GF Score
Qatar Islamic Insurance Group DSMD:QISI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Islamic Insurance Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Qatar Islamic Insurance Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Qatar Islamic Insurance Group's Interest Expense was ر.ق-0.0 Mil. Its EBIT was ر.ق152.7 Mil. And its Long-Term Debt & Capital Lease Obligation was ر.ق2.0 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*152.685/-0.015
=10,179.00

Qatar Islamic Insurance Group's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Qatar Islamic Insurance Group's Interest Expense was ر.ق-0.0 Mil. Its EBIT was ر.ق-4.0 Mil. And its Long-Term Debt & Capital Lease Obligation was ر.ق1.8 Mil.

Qatar Islamic Insurance Group did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Qatar Islamic Insurance Group (DSMD:QISI) has a Interest Coverage of 0 (At Loss) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Qatar Islamic Insurance Group and its competitors. Over the past decade, Qatar Islamic Insurance Group's Interest Coverage has ranged from 25.69 to 10,179.00. According to the industry distribution chart, Qatar Islamic Insurance Group ranks #29 out of 351 companies in the Insurance industry, placing it in the top 8.3%.
Is Qatar Islamic Insurance Group's Interest Coverage too high?
Qatar Islamic Insurance Group's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 25.69 to a high of 10,179.00. Based on the distribution chart, Qatar Islamic Insurance Group ranks #29 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar Islamic Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Insurance Group's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar Islamic Insurance Group ranks #29 out of 351 companies for Interest Coverage. This places Qatar Islamic Insurance Group in the top 8% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.00. Historically, Qatar Islamic Insurance Group's own Interest Coverage has ranged from 25.69 to 10,179.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.00, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Qatar Islamic Insurance Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Insurance Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group (DSMD:QISI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق7.43, compared to a current price of ر.ق7.92 — trading 6.6% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Qatar Islamic Insurance Group's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Qatar Islamic Insurance Group (DSMD:QISI), the current Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Insurance Group (DSMD:QISI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Insurance Group stock appears to be overvalued. The current stock price of ر.ق7.92 is trading 6.6% above its estimated GF Value™ of ر.ق7.43. GuruFocus considers Qatar Islamic Insurance Group to be Fairly Valued.

Key valuation signals for DSMD:QISI:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ر.ق7.43 vs. price of ر.ق7.92 (6.6% above fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the DSMD:QISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar Islamic Insurance Group Business Description

Address C Ring Road - Opposite Gulf Cinema, P.O. Box 22676, Doha, QAT
Qatar Islamic Insurance Group is engaged in the business of underwriting general, property, motor, Takaful, and health (Life) in accordance with the provisions of Islamic Shari'a. Its business segments include takaful, Investment, Real Estate and Unallocated. The takaful business is further organized into three takaful lines: General Accident, Life and Medical, and Motor. The company generates maximum revenue from the Unallocated segment. Geographically, it operates only in Qatar.
81GF Score

Get the complete analysis for DSMD:QISI

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق7.92
Price
ر.ق7.43
GF Value