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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Qatar Islamic Insurance Group's annualized net income for the quarter that ended in Jun. 2026 was ر.ق88.2 Mil. Qatar Islamic Insurance Group's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ر.ق672.0 Mil. Therefore, Qatar Islamic Insurance Group's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 13.13%.
The historical rank and industry rank for Qatar Islamic Insurance Group's Return-on-Tangible-Equity or its related term are showing as below:
DSMD:QISI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.5 Med: 15.62 Max: 23.33
Current: 21.32
During the past 13 years, Qatar Islamic Insurance Group's highest Return-on-Tangible-Equity was 23.33%. The lowest was 13.50%. And the median was 15.62%.
DSMD:QISI's Return-on-Tangible-Equity is ranked better than 68.75% of 496
companies
in the Insurance industry
Industry Median: 13.535
vs DSMD:QISI: 21.32
Qatar Islamic Insurance Group (DSMD:QISI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Qatar Islamic Insurance Group Return-on-Tangible-Equity Related Terms
Qatar Islamic Insurance Group Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qatar Islamic Insurance Group Return-on-Tangible-Equity Chart
DSMD:QISI vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Qatar Islamic Insurance Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qatar Islamic Insurance Group Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Qatar Islamic Insurance Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Qatar Islamic Insurance Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 13.13% mean?
Qatar Islamic Insurance Group (DSMD:QISI) has a Return-on-Tangible-Equity of 13.13% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Qatar Islamic Insurance Group and its competitors. This is 16% below median its historical median of 15.62. Over the past decade, Qatar Islamic Insurance Group's Return-on-Tangible-Equity has ranged from 13.50 to 23.33. According to the industry distribution chart, Qatar Islamic Insurance Group ranks #155 out of 496 companies in the Insurance industry, placing it in the top 31.2%.
Is Qatar Islamic Insurance Group's Return-on-Tangible-Equity too high?
Qatar Islamic Insurance Group's current Return-on-Tangible-Equity of 13.13% is 16% below median its 10-year median of 15.62. Over the past 10 years, this metric has ranged from a low of 13.50 to a high of 23.33. The Insurance industry median Return-on-Tangible-Equity is 13.54. Qatar Islamic Insurance Group's value of 13.13% is 3% below this industry median. Based on the distribution chart, Qatar Islamic Insurance Group ranks #155 out of 496 companies in the Insurance industry, which is above the industry midpoint. Overall, Qatar Islamic Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Insurance Group's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar Islamic Insurance Group ranks #155 out of 496 companies for Return-on-Tangible-Equity. This puts Qatar Islamic Insurance Group in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.54. Qatar Islamic Insurance Group's value of 13.13% is 3% below this benchmark. Historically, Qatar Islamic Insurance Group's own Return-on-Tangible-Equity has ranged from 13.50 to 23.33 over the past decade. While the company's 10-year median is 15.62 vs. the industry median of 13.54, Qatar Islamic Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.54, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Insurance Group's current Return-on-Tangible-Equity of 13.13% is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Qatar Islamic Insurance Group and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Insurance Group's current Return-on-Tangible-Equity is 13.13%, which is 16% below median its own 10-year median of 15.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group (DSMD:QISI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق7.43, compared to a current price of ر.ق7.92 — trading 6.6% above its estimated fair value. The current Return-on-Tangible-Equity is 13.13%, which is 16% below median its 10-year median of 15.62 and 3% below the Insurance industry median of 13.54. Qatar Islamic Insurance Group's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Qatar Islamic Insurance Group (DSMD:QISI), the current Return-on-Tangible-Equity is 13.13% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qatar Islamic Insurance Group (DSMD:QISI) Overvalued in 2026?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group stock appears to be overvalued.
The current stock price of ر.ق7.92 is trading 6.6% above its estimated GF Value™ of ر.ق7.43.
GuruFocus considers Qatar Islamic Insurance Group to be Fairly Valued.
Key valuation signals for DSMD:QISI:
Return-on-Tangible-Equity: 13.13% (16% below median its 10-year median of 15.62)
GF Value™: ر.ق7.43 vs. price of ر.ق7.92 (6.6% above fair value)
Industry Position: 3% below the Insurance median (#155 of 496)
No single metric tells the full story. See the DSMD:QISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qatar Islamic Insurance Group is engaged in the business of underwriting general, property, motor, Takaful, and health (Life) in accordance with the provisions of Islamic Shari'a. Its business segments include takaful, Investment, Real Estate and Unallocated. The takaful business is further organized into three takaful lines: General Accident, Life and Medical, and Motor. The company generates maximum revenue from the Unallocated segment. Geographically, it operates only in Qatar.
81GF Score
Get the complete analysis for DSMD:QISI
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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