Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Qatar Islamic Insurance Group's annualizedNet Income for the quarter that ended in Jun. 2026 was ر.ق88.2 Mil.
Qatar Islamic Insurance Group's average Total Assets over the quarter that ended in Jun. 2026 was ر.ق1,231.2 Mil. Therefore, Qatar Islamic Insurance Group's annualized ROA % for the quarter that ended in Jun. 2026 was 7.17%.
The historical rank and industry rank for Qatar Islamic Insurance Group's ROA % or its related term are showing as below:
DSMD:QISI'
s ROA % Range Over the Past 10 Years
Min: 6.64 Med: 7.8 Max: 12.2
Current: 11.7
During the past 13 years, Qatar Islamic Insurance Group's highest ROA % was 12.20%. The lowest was 6.64%. And the median was 7.80%.
DSMD:QISI's ROA % is ranked better than 94.86% of 506
companies
in the Insurance industry
Industry Median: 2.775
vs DSMD:QISI: 11.70
Qatar Islamic Insurance Group (DSMD:QISI) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Qatar Islamic Insurance Group ROA % Related Terms
Qatar Islamic Insurance Group ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Qatar Islamic Insurance Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qatar Islamic Insurance Group ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Qatar Islamic Insurance Group's ROA % distribution charts can be found below:
* The bar in red indicates where Qatar Islamic Insurance Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Qatar Islamic Insurance Group (DSMD:QISI) has a ROA % of 7.17% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qatar Islamic Insurance Group and its competitors. This is near median its historical median of 7.80. Over the past decade, Qatar Islamic Insurance Group's ROA % has ranged from 6.64 to 12.20. According to the industry distribution chart, Qatar Islamic Insurance Group ranks #26 out of 506 companies in the Insurance industry, placing it in the top 5.1%.
Is Qatar Islamic Insurance Group's ROA % too high?
Qatar Islamic Insurance Group's current ROA % of 7.17% is near median its 10-year median of 7.80. Over the past 10 years, this metric has ranged from a low of 6.64 to a high of 12.20. The Insurance industry median ROA % is 2.78. Qatar Islamic Insurance Group's value of 7.17% is 158.4% above this industry median. Based on the distribution chart, Qatar Islamic Insurance Group ranks #26 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar Islamic Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Insurance Group's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar Islamic Insurance Group ranks #26 out of 506 companies for ROA %. This places Qatar Islamic Insurance Group in the top 5% of its industry — outperforming the majority of peers. The industry median ROA % is 2.78. Qatar Islamic Insurance Group's value of 7.17% is 158.4% above this benchmark. Historically, Qatar Islamic Insurance Group's own ROA % has ranged from 6.64 to 12.20 over the past decade. While the company's 10-year median is 7.80 vs. the industry median of 2.78, Qatar Islamic Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.78, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Insurance Group's current ROA % of 7.17% is 158.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qatar Islamic Insurance Group and its competitors. For the Insurance industry, the median ROA % is 2.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Insurance Group's current ROA % is 7.17%, which is near median its own 10-year median of 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group (DSMD:QISI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق7.43, compared to a current price of ر.ق7.92 — trading 6.6% above its estimated fair value. The current ROA % is 7.17%, which is near median its 10-year median of 7.80 and 158.4% above the Insurance industry median of 2.78. Qatar Islamic Insurance Group's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Qatar Islamic Insurance Group (DSMD:QISI), the current ROA % is 7.17% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qatar Islamic Insurance Group (DSMD:QISI) Overvalued in 2026?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group stock appears to be overvalued.
The current stock price of ر.ق7.92 is trading 6.6% above its estimated GF Value™ of ر.ق7.43.
GuruFocus considers Qatar Islamic Insurance Group to be Fairly Valued.
Key valuation signals for DSMD:QISI:
ROA %: 7.17% (near median its 10-year median of 7.80)
GF Value™: ر.ق7.43 vs. price of ر.ق7.92 (6.6% above fair value)
Industry Position: 158.4% above the Insurance median (#26 of 506)
No single metric tells the full story. See the DSMD:QISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qatar Islamic Insurance Group is engaged in the business of underwriting general, property, motor, Takaful, and health (Life) in accordance with the provisions of Islamic Shari'a. Its business segments include takaful, Investment, Real Estate and Unallocated. The takaful business is further organized into three takaful lines: General Accident, Life and Medical, and Motor. The company generates maximum revenue from the Unallocated segment. Geographically, it operates only in Qatar.
81GF Score
Get the complete analysis for DSMD:QISI
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DSMD:QISI has been successfully added to your 
