Qatar Islamic Insurance Group (DSMD:QISI) Cyclically Adjusted FCF per Share: ر.ق0.93 (As of Jun. 2026)

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DSMD:QISI Qatar Islamic Insurance Group DSMD:QISI
81 GF Score
Price ر.ق7.92
GF Value ر.ق7.43
Valuation Fairly Valued
! 3 Warning Signs
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What is Qatar Islamic Insurance Group Cyclically Adjusted FCF per Share?

Qatar Islamic Insurance Group DSMD:QISI -0.58% 81 Cyclically Adjusted FCF per Share is ر.ق0.93 as of Jun. 2026. GuruFocus rates DSMD:QISI with a GF Score™ of 81/100 and a GF Value™ of ر.ق7.43 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Qatar Islamic Insurance Group's adjusted free cash flow per share for the three months ended in Jun. 2026 was ر.ق0.236. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ر.ق0.93 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Qatar Islamic Insurance Group's average Cyclically Adjusted FCF Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -0.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Qatar Islamic Insurance Group was -0.70% per year. The lowest was -0.70% per year. And the median was -0.70% per year.

As of today (2026-08-07), Qatar Islamic Insurance Group's current stock price is ر.ق7.922. Qatar Islamic Insurance Group's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was ر.ق0.93. Qatar Islamic Insurance Group's Cyclically Adjusted Price-to-FCF of today is 8.52.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Qatar Islamic Insurance Group was 10.68. The lowest was 8.52. And the median was 9.48.


Qatar Islamic Insurance Group  (DSMD:QISI) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Qatar Islamic Insurance Group's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=7.922/0.93
=8.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Qatar Islamic Insurance Group was 10.68. The lowest was 8.52. And the median was 9.48.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Qatar Islamic Insurance Group Cyclically Adjusted FCF per Share Related Terms


Qatar Islamic Insurance Group Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Qatar Islamic Insurance Group's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Islamic Insurance Group Cyclically Adjusted FCF per Share Chart

Qatar Islamic Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.92 0.88 0.91 0.90

Qatar Islamic Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.90 0.90 0.92 0.93

DSMD:QISI vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Qatar Islamic Insurance Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar Islamic Insurance Group Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar Islamic Insurance Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Insurance Group's Cyclically Adjusted Price-to-FCF falls into.


DSMD:QISI
81GF Score
Qatar Islamic Insurance Group DSMD:QISI
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Islamic Insurance Group Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Qatar Islamic Insurance Group's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.236/333.9520*333.9520
=0.236

Current CPI (Jun. 2026) = 333.9520.

Qatar Islamic Insurance Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.000 241.428 0.000
201612 0.000 241.432 0.000
201703 0.000 243.801 0.000
201706 0.000 244.955 0.000
201709 0.000 246.819 0.000
201712 0.000 246.524 0.000
201803 0.259 249.554 0.347
201806 0.267 251.989 0.354
201809 0.234 252.439 0.310
201812 0.243 251.233 0.323
201903 0.183 254.202 0.240
201906 0.107 256.143 0.140
201909 0.084 256.759 0.109
201912 0.235 256.974 0.305
202003 0.013 258.115 0.017
202006 0.179 257.797 0.232
202009 0.216 260.280 0.277
202012 0.173 260.474 0.222
202103 0.238 264.877 0.300
202106 0.177 271.696 0.218
202109 0.235 274.310 0.286
202112 0.297 278.802 0.356
202203 0.282 287.504 0.328
202206 0.350 296.311 0.394
202209 0.177 296.808 0.199
202212 0.173 296.797 0.195
202303 0.188 301.836 0.208
202306 0.210 305.109 0.230
202309 0.055 307.789 0.060
202312 0.113 306.746 0.123
202403 0.052 312.332 0.056
202406 0.223 314.175 0.237
202409 0.261 315.301 0.276
202412 0.350 315.605 0.370
202503 0.040 319.799 0.042
202506 0.309 322.561 0.320
202509 0.099 324.800 0.102
202512 0.273 324.054 0.281
202603 0.203 330.213 0.205
202606 0.236 333.952 0.236

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ر.ق0.93 mean?
Qatar Islamic Insurance Group (DSMD:QISI) has a Cyclically Adjusted FCF per Share of ر.ق0.93 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Qatar Islamic Insurance Group and its competitors.
Is Qatar Islamic Insurance Group's Cyclically Adjusted FCF per Share too high?
Qatar Islamic Insurance Group's current Cyclically Adjusted FCF per Share is ر.ق0.93. Overall, Qatar Islamic Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Insurance Group's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Qatar Islamic Insurance Group's Cyclically Adjusted FCF per Share of ر.ق0.93 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Qatar Islamic Insurance Group and its competitors. Qatar Islamic Insurance Group's current Cyclically Adjusted FCF per Share is ر.ق0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group (DSMD:QISI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق7.43, compared to a current price of ر.ق7.92 — trading 6.6% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ر.ق0.93. Qatar Islamic Insurance Group's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Qatar Islamic Insurance Group (DSMD:QISI), the current Cyclically Adjusted FCF per Share is ر.ق0.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Insurance Group (DSMD:QISI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Insurance Group stock appears to be overvalued. The current stock price of ر.ق7.92 is trading 6.6% above its estimated GF Value™ of ر.ق7.43. GuruFocus considers Qatar Islamic Insurance Group to be Fairly Valued.

Key valuation signals for DSMD:QISI:

  • Cyclically Adjusted FCF per Share: ر.ق0.93
  • GF Value™: ر.ق7.43 vs. price of ر.ق7.92 (6.6% above fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the DSMD:QISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar Islamic Insurance Group Business Description

Address C Ring Road - Opposite Gulf Cinema, P.O. Box 22676, Doha, QAT
Qatar Islamic Insurance Group is engaged in the business of underwriting general, property, motor, Takaful, and health (Life) in accordance with the provisions of Islamic Shari'a. Its business segments include takaful, Investment, Real Estate and Unallocated. The takaful business is further organized into three takaful lines: General Accident, Life and Medical, and Motor. The company generates maximum revenue from the Unallocated segment. Geographically, it operates only in Qatar.
81GF Score

Get the complete analysis for DSMD:QISI

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق7.92
Price
ر.ق7.43
GF Value