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Qatar Islamic Insurance Group (DSMD:QISI) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Qatar Islamic Insurance Group ROE % Related Terms
Qatar Islamic Insurance Group ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Qatar Islamic Insurance Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qatar Islamic Insurance Group ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Qatar Islamic Insurance Group's ROE % distribution charts can be found below:
* The bar in red indicates where Qatar Islamic Insurance Group's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Qatar Islamic Insurance Group (DSMD:QISI) has a ROE % of 13.13% as of Jun. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Qatar Islamic Insurance Group and its competitors. This is 16% below median its historical median of 15.62. Over the past decade, Qatar Islamic Insurance Group's ROE % has ranged from 13.50 to 23.33. According to the industry distribution chart, Qatar Islamic Insurance Group ranks #98 out of 501 companies in the Insurance industry, placing it in the top 19.6%.
Is Qatar Islamic Insurance Group's ROE % too high?
Qatar Islamic Insurance Group's current ROE % of 13.13% is 16% below median its 10-year median of 15.62. Over the past 10 years, this metric has ranged from a low of 13.50 to a high of 23.33. The Insurance industry median ROE % is 11.77. Qatar Islamic Insurance Group's value of 13.13% is 11.6% above this industry median. Based on the distribution chart, Qatar Islamic Insurance Group ranks #98 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar Islamic Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Insurance Group's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar Islamic Insurance Group ranks #98 out of 501 companies for ROE %. This places Qatar Islamic Insurance Group in the top 20% of its industry — outperforming the majority of peers. The industry median ROE % is 11.77. Qatar Islamic Insurance Group's value of 13.13% is 11.6% above this benchmark. Historically, Qatar Islamic Insurance Group's own ROE % has ranged from 13.50 to 23.33 over the past decade. While the company's 10-year median is 15.62 vs. the industry median of 11.77, Qatar Islamic Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.77, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Insurance Group's current ROE % of 13.13% is 11.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Qatar Islamic Insurance Group and its competitors. For the Insurance industry, the median ROE % is 11.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Insurance Group's current ROE % is 13.13%, which is 16% below median its own 10-year median of 15.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group (DSMD:QISI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق7.43, compared to a current price of ر.ق7.92 — trading 6.6% above its estimated fair value. The current ROE % is 13.13%, which is 16% below median its 10-year median of 15.62 and 11.6% above the Insurance industry median of 11.77. Qatar Islamic Insurance Group's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Qatar Islamic Insurance Group (DSMD:QISI), the current ROE % is 13.13% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qatar Islamic Insurance Group (DSMD:QISI) Overvalued in 2026?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group stock appears to be overvalued.
The current stock price of ر.ق7.92 is trading 6.6% above its estimated GF Value™ of ر.ق7.43.
GuruFocus considers Qatar Islamic Insurance Group to be Fairly Valued.
Key valuation signals for DSMD:QISI:
ROE %: 13.13% (16% below median its 10-year median of 15.62)
GF Value™: ر.ق7.43 vs. price of ر.ق7.92 (6.6% above fair value)
Industry Position: 11.6% above the Insurance median (#98 of 501)
No single metric tells the full story. See the DSMD:QISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qatar Islamic Insurance Group is engaged in the business of underwriting general, property, motor, Takaful, and health (Life) in accordance with the provisions of Islamic Shari'a. Its business segments include takaful, Investment, Real Estate and Unallocated. The takaful business is further organized into three takaful lines: General Accident, Life and Medical, and Motor. The company generates maximum revenue from the Unallocated segment. Geographically, it operates only in Qatar.
81GF Score
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