Bank Ofga (FSE:8395) Cyclically Adjusted Book per Share: 円3,301.58 (As of Mar. 2026)


FSE:8395 Bank Of Saga Ltd FSE:8395
51 GF Score
Price 円5,110.00
GF Value 円2,874.26
! 4 Warning Signs
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What is Bank Ofga Cyclically Adjusted Book per Share?

Bank Ofga FSE:8395 51 Cyclically Adjusted Book per Share is 円3,301.58 as of Mar. 2026. GuruFocus rates FSE:8395 with a GF Score™ of 51/100 and a GF Value™ of 円2,874.26. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bank Ofga's adjusted book value per share for the three months ended in Mar. 2026 was 円7,484.203. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円3,301.58 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank Ofga's average Cyclically Adjusted Book Growth Rate was 0.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 2.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Bank Ofga was 3.30% per year. The lowest was 2.30% per year. And the median was 2.95% per year.

As of today (2026-07-03), Bank Ofga's current stock price is 円5110.00. Bank Ofga's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円3,301.58. Bank Ofga's Cyclically Adjusted PB Ratio of today is 1.55.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank Ofga was 0.71. The lowest was 0.14. And the median was 0.25.


Bank Ofga  (FSE:8395) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bank Ofga's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=5110.00/3301.58
=1.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank Ofga was 0.71. The lowest was 0.14. And the median was 0.25.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bank Ofga Cyclically Adjusted Book per Share Related Terms


Bank Ofga Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bank Ofga's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ofga Cyclically Adjusted Book per Share Chart

Bank Ofga Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,392.03 5,037.81 6,913.14 6,634.98 3,301.58

Bank Ofga Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,634.98 6,602.51 5,034.89 3,822.62 3,301.58

Bank Ofga Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Bank Ofga's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Ofga Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ofga's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank Ofga's Cyclically Adjusted PB Ratio falls into.


FSE:8395
51GF Score
Bank Of Saga Ltd FSE:8395
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Ofga Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Ofga's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7484.203/112.7000*112.7000
=7,484.203

Current CPI (Mar. 2026) = 112.7000.

Bank Ofga Quarterly Data

Book Value per Share CPI Adj_Book
201606 6,971.067 98.100 8,008.555
201609 6,887.379 98.000 7,920.486
201612 6,966.455 98.400 7,978.856
201703 6,944.554 98.100 7,978.096
201706 6,991.917 98.500 7,999.889
201709 7,008.611 98.800 7,994.640
201712 7,519.823 99.400 8,525.997
201803 7,568.857 99.200 8,598.893
201806 7,756.503 99.200 8,812.075
201809 7,637.086 99.900 8,615.612
201812 7,234.637 99.700 8,177.970
201903 7,196.130 99.700 8,134.442
201906 7,120.162 99.800 8,040.504
201909 7,206.962 100.100 8,114.132
201912 7,234.370 100.500 8,112.572
202003 6,852.084 100.300 7,699.201
202006 7,164.995 99.900 8,083.032
202009 7,164.104 99.900 8,082.027
202012 7,305.208 99.300 8,291.006
202103 7,532.984 99.900 8,498.171
202106 7,469.698 99.500 8,460.653
202109 7,343.726 100.100 8,268.111
202112 7,381.401 100.100 8,310.528
202203 6,902.235 101.100 7,694.183
202206 6,585.812 101.800 7,290.973
202209 6,408.942 103.100 7,005.701
202212 6,239.209 104.100 6,754.648
202303 6,477.339 104.400 6,992.300
202306 6,622.357 105.200 7,094.483
202309 6,498.156 106.200 6,895.877
202312 6,860.959 106.800 7,239.982
202403 7,308.782 107.200 7,683.766
202406 7,046.644 108.200 7,339.711
202409 7,227.695 108.900 7,479.901
202412 7,087.976 110.700 7,216.033
202503 6,889.705 111.100 6,988.927
202506 7,076.135 111.700 7,139.484
202509 7,285.393 112.000 7,330.927
202512 7,323.039 113.000 7,303.597
202603 7,484.203 112.700 7,484.203

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of 円3,301.58 mean?
Bank Ofga (FSE:8395) has a Cyclically Adjusted Book per Share of 円3,301.58 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank Ofga and its competitors.
Is Bank Ofga's Cyclically Adjusted Book per Share too high?
Bank Ofga's current Cyclically Adjusted Book per Share is 円3,301.58. Overall, Bank Ofga has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ofga's Cyclically Adjusted Book per Share compare to competitors?
Bank Ofga's Cyclically Adjusted Book per Share of 円3,301.58 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank Ofga and its competitors. Bank Ofga's current Cyclically Adjusted Book per Share is 円3,301.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ofga stock overvalued right now?
Bank Ofga (FSE:8395) has a current Cyclically Adjusted Book per Share of 円3,301.58. The stock's GF Value™ is 円2,874.26, compared to a current price of 円5,110.00 — trading 77.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is 円3,301.58. Bank Ofga's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bank Ofga (FSE:8395), the current Cyclically Adjusted Book per Share is 円3,301.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ofga (FSE:8395) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ofga stock appears to be overvalued. The current stock price of 円5,110.00 is trading 77.8% above its estimated GF Value™ of 円2,874.26.

Key valuation signals for FSE:8395:

  • Cyclically Adjusted Book per Share: 円3,301.58
  • GF Value™: 円2,874.26 vs. price of 円5,110.00 (77.8% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the FSE:8395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ofga Business Description

Other Exchanges 8395:Japan
Address 7-20 Tojin 2-Chome, Saga, JPN, 840-0813
Bank Of Saga Ltd provides banking and other financial services in Japan. The bank offers deposits account such as current, ordinary, settlement, savings, time deposits, and other deposits. It also provides loans, private placements bonds, venture company support, government bonds, municipal and corporate bonds, stocks and other securities. In addition, the bank also renders services including corporate internet banking service, foreign exchange services, telephone, and direct payment service of treasury funds and many more.
51GF Score

Get the complete analysis for FSE:8395

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,110.00
Price
円2,874.26
GF Value