Bank Ofga (FSE:8395) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSE:8395 Bank Of Saga Ltd FSE:8395
51 GF Score
Price 円5,110.00
GF Value 円2,718.87
! 4 Warning Signs
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What is Bank Ofga ROC (Joel Greenblatt) %?

Bank Ofga FSE:8395 51 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FSE:8395 with a GF Score™ of 51/100 and a GF Value™ of 円2,718.87. The stock has 4 warning signs investors should review. Among 46 Banks companies, Bank Ofga ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FSE:8395
51GF Score
Bank Of Saga Ltd FSE:8395
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Bank Ofga (FSE:8395) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Bank Ofga and its competitors. According to the industry distribution chart, Bank Ofga ranks #999999 out of 46 companies in the Banks industry.
Is Bank Ofga's ROC (Joel Greenblatt) % too high?
Bank Ofga's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Bank Ofga ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Ofga has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ofga's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Bank Ofga ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Bank Ofga in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Bank Ofga and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ofga's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ofga stock overvalued right now?
Bank Ofga (FSE:8395) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is 円2,718.87, compared to a current price of 円5,110.00 — trading 87.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Bank Ofga's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Bank Ofga (FSE:8395), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ofga (FSE:8395) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ofga stock appears to be overvalued. The current stock price of 円5,110.00 is trading 87.9% above its estimated GF Value™ of 円2,718.87.

Key valuation signals for FSE:8395:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: 円2,718.87 vs. price of 円5,110.00 (87.9% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the FSE:8395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Ofga Business Description

Other Exchanges 8395:Japan
Address 7-20 Tojin 2-Chome, Saga, JPN, 840-0813
Bank Of Saga Ltd provides banking and other financial services in Japan. The bank offers deposits account such as current, ordinary, settlement, savings, time deposits, and other deposits. It also provides loans, private placements bonds, venture company support, government bonds, municipal and corporate bonds, stocks and other securities. In addition, the bank also renders services including corporate internet banking service, foreign exchange services, telephone, and direct payment service of treasury funds and many more.
51GF Score

Get the complete analysis for FSE:8395

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,110.00
Price
円2,718.87
GF Value