Bank Ofga (FSE:8395) PS Ratio: 1.44 (As of Jul. 07, 2026) — 92% Above Median


FSE:8395 Bank Of Saga Ltd FSE:8395
51 GF Score
Price 円5,110.00
GF Value 円2,795.22
! 4 Warning Signs
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What is Bank Ofga PS Ratio?

Bank Ofga FSE:8395 51 PS Ratio is 1.44 as of Jul. 07, 2026, which is 92% above its 10-year median of 0.75. GuruFocus rates FSE:8395 with a GF Score™ of 51/100 and a GF Value™ of 円2,795.22. The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Bank Ofga ranks better than 83.61% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bank Ofga's share price is 円5110.00. Bank Ofga's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円3,546.44. Hence, Bank Ofga's PS Ratio for today is 1.44.

The historical rank and industry rank for Bank Ofga's PS Ratio or its related term are showing as below:

FSE:8395' s PS Ratio Range Over the Past 10 Years
Min: 0.39   Med: 0.75   Max: 1.88
Current: 1.53

During the past 13 years, Bank Ofga's highest PS Ratio was 1.88. The lowest was 0.39. And the median was 0.75.

FSE:8395's PS Ratio is ranked better than
83.61% of 1519 companies
in the Banks industry
Industry Median: 3.02 vs FSE:8395: 1.53

Bank Ofga's Revenue per Sharefor the three months ended in Mar. 2026 was 円1,418.26. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円3,546.44.

During the past 12 months, the average Revenue per Share Growth Rate of Bank Ofga was 25.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 12.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 8.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was 2.60% per year.

During the past 13 years, Bank Ofga's highest 3-Year average Revenue per Share Growth Rate was 12.70% per year. The lowest was -2.30% per year. And the median was 1.00% per year.

Back to Basics: PS Ratio


Bank Ofga  (FSE:8395) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Bank Ofga PS Ratio Related Terms


Bank Ofga PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank Ofga's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ofga PS Ratio Chart

Bank Ofga Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.61 0.65 0.82 0.82 1.32

Bank Ofga Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.87 1.11 1.47 1.32

Bank Ofga PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Bank Ofga's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Ofga PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ofga's PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank Ofga's PS Ratio falls into.


FSE:8395
51GF Score
Bank Of Saga Ltd FSE:8395
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Ofga PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Bank Ofga's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=5110.00/3546.442
=1.44

Bank Ofga's Share Price of today is 円5110.00.
Bank Ofga's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円3,546.44.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.44 mean?
Bank Ofga (FSE:8395) has a PS Ratio of 1.44 as of Jul. 07, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank Ofga and its competitors. This is 92% above median its historical median of 0.75. Over the past decade, Bank Ofga's PS Ratio has ranged from 0.39 to 1.88. According to the industry distribution chart, Bank Ofga ranks #249 out of 1519 companies in the Banks industry, placing it in the top 16.4%.
Is Bank Ofga's PS Ratio too high?
Bank Ofga's current PS Ratio of 1.44 is 92% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.88. The Banks industry median PS Ratio is 3.02. Bank Ofga's value of 1.44 is 52.3% below this industry median. Based on the distribution chart, Bank Ofga ranks #249 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Ofga has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ofga's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Bank Ofga ranks #249 out of 1519 companies for PS Ratio. This places Bank Ofga in the top 16% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.02. Bank Ofga's value of 1.44 is 52.3% below this benchmark. Historically, Bank Ofga's own PS Ratio has ranged from 0.39 to 1.88 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 3.02, Bank Ofga has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Ofga's current PS Ratio of 1.44 is 52.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank Ofga and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ofga's current PS Ratio is 1.44, which is 92% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ofga stock overvalued right now?
Bank Ofga (FSE:8395) has a current PS Ratio of 1.44. The stock's GF Value™ is 円2,795.22, compared to a current price of 円5,110.00 — trading 82.8% above its estimated fair value. The current PS Ratio is 1.44, which is 92% above median its 10-year median of 0.75 and 52.3% below the Banks industry median of 3.02. Bank Ofga's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bank Ofga (FSE:8395), the current PS Ratio is 1.44 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ofga (FSE:8395) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ofga stock appears to be overvalued. The current stock price of 円5,110.00 is trading 82.8% above its estimated GF Value™ of 円2,795.22.

Key valuation signals for FSE:8395:

  • PS Ratio: 1.44 (92% above median its 10-year median of 0.75)
  • GF Value™: 円2,795.22 vs. price of 円5,110.00 (82.8% above fair value)
  • GF Score™: 51/100 with 4 warning signs
  • Industry Position: 52.3% below the Banks median (#249 of 1519)

No single metric tells the full story. See the FSE:8395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ofga Business Description

Other Exchanges 8395:Japan
Address 7-20 Tojin 2-Chome, Saga, JPN, 840-0813
Bank Of Saga Ltd provides banking and other financial services in Japan. The bank offers deposits account such as current, ordinary, settlement, savings, time deposits, and other deposits. It also provides loans, private placements bonds, venture company support, government bonds, municipal and corporate bonds, stocks and other securities. In addition, the bank also renders services including corporate internet banking service, foreign exchange services, telephone, and direct payment service of treasury funds and many more.
51GF Score

Get the complete analysis for FSE:8395

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,110.00
Price
円2,795.22
GF Value