Bank Ofga (FSE:8395) Cyclically Adjusted PS Ratio: 4.37 (As of Jul. 19, 2026) — 499% Above Median

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FSE:8395 Bank Of Saga Ltd FSE:8395
56 GF Score
Price 円5,110.00
GF Value 円2,852.84
! 4 Warning Signs
View Full Analysis

What is Bank Ofga Cyclically Adjusted PS Ratio?

Bank Ofga FSE:8395 56 Cyclically Adjusted PS Ratio is 4.37 as of Jul. 19, 2026, which is 499% above its 10-year median of 0.73. GuruFocus rates FSE:8395 with a GF Score™ of 56/100 and a GF Value™ of 円2,852.84. The stock has 4 warning signs investors should review. Among 1,303 Banks companies, Bank Ofga ranks better than 76.82% on this metric.

As of today (2026-07-19), Bank Ofga's current share price is 円5110.00. Bank Ofga's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円1,169.16. Bank Ofga's Cyclically Adjusted PS Ratio for today is 4.37.

The historical rank and industry rank for Bank Ofga's Cyclically Adjusted PS Ratio or its related term are showing as below:

FSE:8395' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.38   Med: 0.73   Max: 2.03
Current: 1.94

During the past years, Bank Ofga's highest Cyclically Adjusted PS Ratio was 2.03. The lowest was 0.38. And the median was 0.73.

FSE:8395's Cyclically Adjusted PS Ratio is ranked better than
76.82% of 1303 companies
in the Banks industry
Industry Median: 3.39 vs FSE:8395: 1.94

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank Ofga's adjusted revenue per share data for the three months ended in Mar. 2026 was 円1,418.264. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円1,169.16 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank Ofga  (FSE:8395) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank Ofga Cyclically Adjusted PS Ratio Related Terms


Bank Ofga Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank Ofga's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ofga Cyclically Adjusted PS Ratio Chart

Bank Ofga Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.61 0.65 0.84 0.86 1.69

Bank Ofga Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.87 1.14 1.49 1.69

Bank Ofga Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Bank Ofga's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Ofga Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ofga's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank Ofga's Cyclically Adjusted PS Ratio falls into.


FSE:8395
56GF Score
Bank Of Saga Ltd FSE:8395
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Ofga Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank Ofga's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=5110.00/1169.16
=4.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ofga's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bank Ofga's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1418.264/112.7000*112.7000
=1,418.264

Current CPI (Mar. 2026) = 112.7000.

Bank Ofga Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 660.472 98.100 758.769
201609 677.344 98.000 778.946
201612 597.701 98.400 684.562
201703 440.891 98.100 506.508
201706 527.285 98.500 603.300
201709 413.011 98.800 471.117
201712 610.519 99.400 692.208
201803 546.136 99.200 620.459
201806 532.444 99.200 604.904
201809 788.529 99.900 889.562
201812 559.468 99.700 632.418
201903 654.281 99.700 739.593
201906 542.871 99.800 613.042
201909 557.362 100.100 627.519
201912 577.065 100.500 647.117
202003 545.061 100.300 612.446
202006 550.196 99.900 620.692
202009 568.094 99.900 640.883
202012 549.009 99.300 623.095
202103 543.944 99.900 613.639
202106 616.923 99.500 698.766
202109 592.487 100.100 667.066
202112 587.117 100.100 661.020
202203 585.775 101.100 652.986
202206 639.662 101.800 708.152
202209 606.256 103.100 662.707
202212 638.738 104.100 691.506
202303 594.255 104.400 641.499
202306 727.101 105.200 778.938
202309 653.071 106.200 693.042
202312 684.061 106.800 721.851
202403 547.349 107.200 575.431
202406 784.166 108.200 816.779
202409 735.491 108.900 761.156
202412 676.185 110.700 688.402
202503 625.066 111.100 634.068
202506 650.032 111.700 655.851
202509 797.365 112.000 802.349
202512 680.781 113.000 678.974
202603 1,418.264 112.700 1,418.264

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.37 mean?
Bank Ofga (FSE:8395) has a Cyclically Adjusted PS Ratio of 4.37 as of Jul. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank Ofga and its competitors. This is 499% above median its historical median of 0.73. Over the past decade, Bank Ofga's Cyclically Adjusted PS Ratio has ranged from 0.38 to 2.03. According to the industry distribution chart, Bank Ofga ranks #302 out of 1303 companies in the Banks industry, placing it in the top 23.2%.
Is Bank Ofga's Cyclically Adjusted PS Ratio too high?
Bank Ofga's current Cyclically Adjusted PS Ratio of 4.37 is 499% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 2.03. The Banks industry median Cyclically Adjusted PS Ratio is 3.39. Bank Ofga's value of 4.37 is 28.9% above this industry median. Based on the distribution chart, Bank Ofga ranks #302 out of 1303 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Ofga has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ofga's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Bank Ofga ranks #302 out of 1303 companies for Cyclically Adjusted PS Ratio. This places Bank Ofga in the top 23% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.39. Bank Ofga's value of 4.37 is 28.9% above this benchmark. Historically, Bank Ofga's own Cyclically Adjusted PS Ratio has ranged from 0.38 to 2.03 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 3.39, Bank Ofga has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.39, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Ofga's current Cyclically Adjusted PS Ratio of 4.37 is 28.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank Ofga and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ofga's current Cyclically Adjusted PS Ratio is 4.37, which is 499% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ofga stock overvalued right now?
Bank Ofga (FSE:8395) has a current Cyclically Adjusted PS Ratio of 4.37. The stock's GF Value™ is 円2,852.84, compared to a current price of 円5,110.00 — trading 79.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.37, which is 499% above median its 10-year median of 0.73 and 28.9% above the Banks industry median of 3.39. Bank Ofga's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank Ofga (FSE:8395), the current Cyclically Adjusted PS Ratio is 4.37 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ofga (FSE:8395) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ofga stock appears to be overvalued. The current stock price of 円5,110.00 is trading 79.1% above its estimated GF Value™ of 円2,852.84.

Key valuation signals for FSE:8395:

  • Cyclically Adjusted PS Ratio: 4.37 (499% above median its 10-year median of 0.73)
  • GF Value™: 円2,852.84 vs. price of 円5,110.00 (79.1% above fair value)
  • GF Score™: 56/100 with 4 warning signs
  • Industry Position: 28.9% above the Banks median (#302 of 1303)

No single metric tells the full story. See the FSE:8395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ofga Business Description

Other Exchanges 8395:Japan
Address 7-20 Tojin 2-Chome, Saga, JPN, 840-0813
Bank Of Saga Ltd provides banking and other financial services in Japan. The bank offers deposits account such as current, ordinary, settlement, savings, time deposits, and other deposits. It also provides loans, private placements bonds, venture company support, government bonds, municipal and corporate bonds, stocks and other securities. In addition, the bank also renders services including corporate internet banking service, foreign exchange services, telephone, and direct payment service of treasury funds and many more.
56GF Score

Get the complete analysis for FSE:8395

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,110.00
Price
円2,852.84
GF Value