Bank OfgaFSE:8395 51 PEG Ratio is 49.62 as of Jul. 03, 2026, which is 836% above its 10-year median of 5.30. GuruFocus rates FSE:8395 with a GF Score™ of 51/100 and a GF Value™ of 円2,874.26. The stock has 4 warning signs investors should review. Among 1,228 Banks companies, Bank Ofga ranks worse than 98.94% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Bank Ofga's PE Ratio without NRI is 9.92. Bank Ofga's 5-Year Book Value growth rate is 0.20%. Therefore, Bank Ofga's PEG Ratio for today is 49.62.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Bank Ofga's PEG Ratio or its related term are showing as below:
FSE:8395'
s PEG Ratio Range Over the Past 10 Years
Min: 0.49 Med: 5.3 Max: 193.33
Current: 51.15
During the past 13 years, Bank Ofga's highest PEG Ratio was 193.33. The lowest was 0.49. And the median was 5.30.
FSE:8395's PEG Ratio is ranked worse than 98.94% of 1228
companies
in the Banks industry
Industry Median: 1.53
vs FSE:8395: 51.15
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Bank Ofga (FSE:8395) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Bank Ofga PEG Ratio Related Terms
Bank Ofga PEG Ratio Historical Data
* Premium members only.
The historical data trend for Bank Ofga's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Ofga's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Ofga PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank Ofga's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Bank Ofga's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Bank Ofga (FSE:8395) has a PEG Ratio of 49.62 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank Ofga and its competitors. This is 836% above median its historical median of 5.30. Over the past decade, Bank Ofga's PEG Ratio has ranged from 0.49 to 193.33. According to the industry distribution chart, Bank Ofga ranks #1215 out of 1228 companies in the Banks industry, placing it in the top 98.9%.
Is Bank Ofga's PEG Ratio too high?
Bank Ofga's current PEG Ratio of 49.62 is 836% above median its 10-year median of 5.30. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 193.33. The Banks industry median PEG Ratio is 1.53. Bank Ofga's value of 49.62 is 3143.1% above this industry median. Based on the distribution chart, Bank Ofga ranks #1215 out of 1228 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Ofga has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ofga's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Bank Ofga ranks #1215 out of 1228 companies for PEG Ratio. This places Bank Ofga in the lower half of its industry. The industry median PEG Ratio is 1.53. Bank Ofga's value of 49.62 is 3143.1% above this benchmark. Historically, Bank Ofga's own PEG Ratio has ranged from 0.49 to 193.33 over the past decade. While the company's 10-year median is 5.30 vs. the industry median of 1.53, Bank Ofga has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Ofga's current PEG Ratio of 49.62 is 3143.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank Ofga and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ofga's current PEG Ratio is 49.62, which is 836% above median its own 10-year median of 5.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ofga stock overvalued right now?
Bank Ofga (FSE:8395) has a current PEG Ratio of 49.62. The stock's GF Value™ is 円2,874.26, compared to a current price of 円5,110.00 — trading 77.8% above its estimated fair value. The current PEG Ratio is 49.62, which is 836% above median its 10-year median of 5.30 and 3143.1% above the Banks industry median of 1.53. Bank Ofga's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bank Ofga (FSE:8395), the current PEG Ratio is 49.62 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Ofga (FSE:8395) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Ofga stock appears to be overvalued.
The current stock price of 円5,110.00 is trading 77.8% above its estimated GF Value™ of 円2,874.26.
Key valuation signals for FSE:8395:
PEG Ratio: 49.62 (836% above median its 10-year median of 5.30)
GF Value™: 円2,874.26 vs. price of 円5,110.00 (77.8% above fair value)
Industry Position: 3143.1% above the Banks median (#1215 of 1228)
No single metric tells the full story. See the FSE:8395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Saga Ltd provides banking and other financial services in Japan. The bank offers deposits account such as current, ordinary, settlement, savings, time deposits, and other deposits. It also provides loans, private placements bonds, venture company support, government bonds, municipal and corporate bonds, stocks and other securities. In addition, the bank also renders services including corporate internet banking service, foreign exchange services, telephone, and direct payment service of treasury funds and many more.
51GF Score
Get the complete analysis for FSE:8395
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