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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Bank Ofga's Total Liabilities for the quarter that ended in Mar. 2026 was 円3,092,568 Mil. Bank Ofga's Total Assets for the quarter that ended in Mar. 2026 was 円3,219,066 Mil.
Therefore, Bank Ofga's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.96.
Bank Ofga (FSE:8395) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Bank Ofga Liabilities-to-Assets Related Terms
Bank Ofga Liabilities-to-Assets Historical Data
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The historical data trend for Bank Ofga's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Ofga Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, Bank Ofga's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Ofga Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Bank Ofga's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Bank Ofga's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Bank Ofga's Liabilities-to-Assets Ratio for the fiscal year that ended in Mar. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Ofga (FSE:8395) has a Liabilities-to-Assets of 0.96 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank Ofga and its competitors.
Is Bank Ofga's Liabilities-to-Assets too high?
Bank Ofga's current Liabilities-to-Assets is 0.96. Overall, Bank Ofga has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ofga's Liabilities-to-Assets compare to competitors?
Bank Ofga's Liabilities-to-Assets of 0.96 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank Ofga and its competitors. Bank Ofga's current Liabilities-to-Assets is 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ofga stock overvalued right now?
Bank Ofga (FSE:8395) has a current Liabilities-to-Assets of 0.96. The stock's GF Value™ is 円2,464.58, compared to a current price of 円5,110.00 — trading 107.3% above its estimated fair value. The current Liabilities-to-Assets is 0.96. Bank Ofga's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Bank Ofga (FSE:8395), the current Liabilities-to-Assets is 0.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Ofga (FSE:8395) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Ofga stock appears to be overvalued.
The current stock price of 円5,110.00 is trading 107.3% above its estimated GF Value™ of 円2,464.58.
Key valuation signals for FSE:8395:
Liabilities-to-Assets: 0.96
GF Value™: 円2,464.58 vs. price of 円5,110.00 (107.3% above fair value)
No single metric tells the full story. See the FSE:8395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Saga Ltd provides banking and other financial services in Japan. The bank offers deposits account such as current, ordinary, settlement, savings, time deposits, and other deposits. It also provides loans, private placements bonds, venture company support, government bonds, municipal and corporate bonds, stocks and other securities. In addition, the bank also renders services including corporate internet banking service, foreign exchange services, telephone, and direct payment service of treasury funds and many more.
52GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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