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Kemper (Kemper) Cyclically Adjusted Book per Share : $55.97 (As of Dec. 2023)


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What is Kemper Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Kemper's adjusted book value per share for the three months ended in Dec. 2023 was $39.076. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $55.97 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Kemper's average Cyclically Adjusted Book Growth Rate was 1.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.40% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 5.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Kemper was 9.00% per year. The lowest was 1.20% per year. And the median was 3.85% per year.

As of today (2024-04-30), Kemper's current stock price is $58.31. Kemper's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 was $55.97. Kemper's Cyclically Adjusted PB Ratio of today is 1.04.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kemper was 2.21. The lowest was 0.67. And the median was 1.07.


Kemper Cyclically Adjusted Book per Share Historical Data

The historical data trend for Kemper's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kemper Cyclically Adjusted Book per Share Chart

Kemper Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.25 46.28 51.86 54.96 55.97

Kemper Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.96 55.72 56.16 56.39 55.97

Competitive Comparison of Kemper's Cyclically Adjusted Book per Share

For the Insurance - Property & Casualty subindustry, Kemper's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kemper's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kemper's Cyclically Adjusted PB Ratio falls into.



Kemper Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kemper's adjusted Book Value per Share data for the three months ended in Dec. 2023 was:

Adj_Book= Book Value per Share /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=39.076/129.4194*129.4194
=39.076

Current CPI (Dec. 2023) = 129.4194.

Kemper Quarterly Data

Book Value per Share CPI Adj_Book
201403 38.707 99.695 50.248
201406 39.976 100.560 51.449
201409 39.960 100.428 51.496
201412 39.885 99.070 52.104
201503 40.711 99.621 52.888
201506 38.846 100.684 49.933
201509 39.452 100.392 50.859
201512 38.818 99.792 50.343
201603 39.917 100.470 51.418
201606 41.171 101.688 52.399
201609 40.512 101.861 51.472
201612 38.525 101.863 48.947
201703 38.670 102.862 48.654
201706 39.642 103.349 49.642
201709 40.476 104.136 50.303
201712 41.110 104.011 51.153
201803 40.048 105.290 49.226
201806 39.677 106.317 48.299
201809 47.326 106.507 57.507
201812 47.101 105.998 57.509
201903 51.133 107.251 61.702
201906 55.341 108.070 66.274
201909 58.435 108.329 69.811
201912 59.585 108.420 71.126
202003 57.535 108.902 68.375
202006 64.151 108.767 76.332
202009 66.469 109.815 78.335
202012 69.738 109.897 82.127
202103 66.739 111.754 77.288
202106 67.669 114.631 76.399
202109 65.218 115.734 72.930
202112 62.930 117.630 69.237
202203 53.205 121.301 56.766
202206 44.636 125.017 46.208
202209 38.157 125.227 39.435
202212 41.785 125.222 43.186
202303 41.369 127.348 42.042
202306 39.220 128.729 39.430
202309 36.849 129.860 36.724
202312 39.076 129.419 39.076

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Kemper  (NYSE:KMPR) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kemper's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=58.31/55.97
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kemper was 2.21. The lowest was 0.67. And the median was 1.07.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Kemper Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Kemper's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Kemper (Kemper) Business Description

Industry
Traded in Other Exchanges
N/A
Address
200 East Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It conducts its operations through three operating segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance.
Executives
Alberto J Paracchini director 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601
Lacher Joseph P Jr director, officer: President and CEO KEMPER CORPORATION, 200 EAST RANDOLPH STREET, CHICAGO IL 60601
George N Cochran director 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Stuart B. Parker director 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Bradley T Camden officer: SVP and Interim CFO 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Christopher Wade Flint officer: EVP, President, Kemper Life 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Susan D Whiting director C/O ALLIANT ENERGY CORPORATION, PO BOX 14720, MADISON WI 53708-0720
Matthew A Hunton other: Sr. Vice President 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Robert Joseph Joyce director 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
James Allen Alexander officer: Chief Accounting Officer 200 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Jason N Gorevic director
Timmy L Stonehocker other: Sr. Vice President 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Anastasios Omiridis officer: SVP, Deputy CFO &, Principal Accounting Officer 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
John Michael Boschelli officer: Treasurer 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Mark A. Green officer: President, Life & Health Div. 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601