KMPR (Kemper) Tariff Resilience Score: 8/10 (As of Jun. 29, 2026)


KMPR Kemper Corp KMPR
51 GF Score
Price $26.81
GF Value $55.81
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Kemper Tariff Resilience Score?

Kemper KMPR +5.55% 51 Tariff Resilience Score is 8 as of Jun. 29, 2026. GuruFocus rates KMPR with a GF Score™ of 51/100 and a GF Value™ of $55.81 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 598 Insurance companies, Kemper ranks better than 87.63% on this metric.

Kemper has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Kemper has Kemper Corp primarily operates in the insurance sector, which is less affected by tariffs. Its global supply chain dependencies are minimal, and it has limited exposure to manufacturing and trade tariffs. Historical impacts from tariffs are negligible, and the company has strong pricing power.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Kemper might have Highly Resilient.

Kemper  (NYSE:KMPR) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Kemper Tariff Resilience Score Related Terms

KMPR vs PRCH, UFCS, PRA: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Kemper's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kemper Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Kemper's Tariff Resilience Score falls into.


KMPR
51GF Score
Kemper Corp KMPR
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Kemper (KMPR) has a Tariff Resilience Score of 8 as of Jun. 29, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Kemper ranks #74 out of 598 companies in the Insurance industry, placing it in the top 12.4%.
Is Kemper's Tariff Resilience Score too high?
Kemper's current Tariff Resilience Score is 8. Based on the distribution chart, Kemper ranks #74 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Kemper has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's Tariff Resilience Score compare to PRCH and UFCS?
According to the Insurance industry distribution chart, Kemper ranks #74 out of 598 companies for Tariff Resilience Score. This places Kemper in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Kemper's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (KMPR) is currently considered Significantly Undervalued. The stock's GF Value™ is $55.81, compared to a current price of $26.81 — trading 52% below its estimated fair value. The current Tariff Resilience Score is 8. Kemper's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Kemper (KMPR), the current Tariff Resilience Score is 8 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kemper (KMPR) Overvalued in 2026?

Based on GuruFocus' analysis, Kemper stock appears to be undervalued. The current stock price of $26.81 is trading 52% below its estimated GF Value™ of $55.81. GuruFocus considers Kemper to be Significantly Undervalued.

Key valuation signals for KMPR:

  • Tariff Resilience Score: 8
  • GF Value™: $55.81 vs. price of $26.81 (52% below fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the KMPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kemper Business Description

Other Exchanges UI2:Germany
Address 200 E. Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
51GF Score

Get the complete analysis for KMPR

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.81
Price
$55.81
GF Value