KemperKMPR -2.61%51 OCF Yield % is 32.99 as of Jun. 26, 2026, which is 248% above its 10-year median of 9.49. GuruFocus rates KMPR with a GF Score™ of 51/100 and a GF Value™ of $55.81 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Kemper ranks better than 90.48% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Kemper OCF Yield % Related Terms
Kemper OCF Yield % Historical Data
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The historical data trend for Kemper's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Kemper's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kemper OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kemper's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Kemper's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kemper (KMPR) has a OCF Yield % of 32.99 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Kemper and its competitors. This is 248% above median its historical median of 9.49. According to the industry distribution chart, Kemper ranks #48 out of 504 companies in the Insurance industry, placing it in the top 9.5%.
Is Kemper's OCF Yield % too high?
Kemper's current OCF Yield % of 32.99 is 248% above median its 10-year median of 9.49. The Insurance industry median OCF Yield % is 8.05. Kemper's value of 32.99 is 310.1% above this industry median. Based on the distribution chart, Kemper ranks #48 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Kemper has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's OCF Yield % compare to PRA and PRCH?
According to the Insurance industry distribution chart, Kemper ranks #48 out of 504 companies for OCF Yield %. This places Kemper in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 8.05. Kemper's value of 32.99 is 310.1% above this benchmark. While the company's 10-year median is 9.49 vs. the industry median of 8.05, Kemper has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.05, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kemper's current OCF Yield % of 32.99 is 310.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Kemper and its competitors. For the Insurance industry, the median OCF Yield % is 8.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kemper's current OCF Yield % is 32.99, which is 248% above median its own 10-year median of 9.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (KMPR) is currently considered Significantly Undervalued. The stock's GF Value™ is $55.81, compared to a current price of $25.40 — trading 54.5% below its estimated fair value. The current OCF Yield % is 32.99, which is 248% above median its 10-year median of 9.49 and 310.1% above the Insurance industry median of 8.05. Kemper's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Kemper (KMPR), the current OCF Yield % is 32.99 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kemper (KMPR) Overvalued in 2026?
Based on GuruFocus' analysis, Kemper stock appears to be undervalued.
The current stock price of $25.40 is trading 54.5% below its estimated GF Value™ of $55.81.
GuruFocus considers Kemper to be Significantly Undervalued.
Key valuation signals for KMPR:
OCF Yield %: 32.99 (248% above median its 10-year median of 9.49)
GF Value™: $55.81 vs. price of $25.40 (54.5% below fair value)
Industry Position: 310.1% above the Insurance median (#48 of 504)
No single metric tells the full story. See the KMPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
51GF Score
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