KemperKMPR -2.61%51 EBITDA Margin % is 1.18% as of Mar. 2026, which is 83% below its 10-year median of 6.88. GuruFocus rates KMPR with a GF Score™ of 51/100 and a GF Value™ of $55.81 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 369 Insurance companies, Kemper ranks worse than 88.62% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Kemper's EBITDA for the
three
months ended in Mar. 2026 was $13 Mil. Kemper's Revenue for the
three
months ended in Mar. 2026 was $1,100 Mil. Therefore, Kemper's EBITDA margin for the quarter that ended in Mar. 2026 was 1.18%.
Kemper (NYSE:KMPR) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Kemper EBITDA Margin % Related Terms
Kemper EBITDA Margin % Historical Data
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The historical data trend for Kemper's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KMPR vs PRA, PRCH, UFCS: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Kemper's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kemper EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kemper's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Kemper's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kemper (KMPR) has a EBITDA Margin % of 1.18% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Kemper and its competitors. This is 83% below median its historical median of 6.88. According to the industry distribution chart, Kemper ranks #327 out of 369 companies in the Insurance industry, placing it in the top 88.6%.
Is Kemper's EBITDA Margin % too high?
Kemper's current EBITDA Margin % of 1.18% is 83% below median its 10-year median of 6.88. The Insurance industry median EBITDA Margin % is 14.81. Kemper's value of 1.18% is 92% below this industry median. Based on the distribution chart, Kemper ranks #327 out of 369 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kemper has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kemper's EBITDA Margin % compare to PRA and PRCH?
According to the Insurance industry distribution chart, Kemper ranks #327 out of 369 companies for EBITDA Margin %. This places Kemper in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Kemper's value of 1.18% is 92% below this benchmark. While the company's 10-year median is 6.88 vs. the industry median of 14.81, Kemper has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kemper's current EBITDA Margin % of 1.18% is 92% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Kemper and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kemper's current EBITDA Margin % is 1.18%, which is 83% below median its own 10-year median of 6.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Based on GuruFocus' analysis, Kemper (KMPR) is currently considered Significantly Undervalued. The stock's GF Value™ is $55.81, compared to a current price of $25.40 — trading 54.5% below its estimated fair value. The current EBITDA Margin % is 1.18%, which is 83% below median its 10-year median of 6.88 and 92% below the Insurance industry median of 14.81. Kemper's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Kemper (KMPR), the current EBITDA Margin % is 1.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kemper (KMPR) Overvalued in 2026?
Based on GuruFocus' analysis, Kemper stock appears to be undervalued.
The current stock price of $25.40 is trading 54.5% below its estimated GF Value™ of $55.81.
GuruFocus considers Kemper to be Significantly Undervalued.
Key valuation signals for KMPR:
EBITDA Margin %: 1.18% (83% below median its 10-year median of 6.88)
GF Value™: $55.81 vs. price of $25.40 (54.5% below fair value)
Industry Position: 92% below the Insurance median (#327 of 369)
No single metric tells the full story. See the KMPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
51GF Score
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