Moneta Money Bank AS (LTS:0RGC) Cyclically Adjusted Book per Share: Kč29.40 (As of Mar. 2026)


LTS:0RGC Moneta Money Bank AS LTS:0RGC
66 GF Score
Price Kč82.45
GF Value Kč60.07
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Moneta Money Bank AS Cyclically Adjusted Book per Share?

Moneta Money Bank AS LTS:0RGC 66 Cyclically Adjusted Book per Share is Kč29.40 as of Mar. 2026. GuruFocus rates LTS:0RGC with a GF Score™ of 66/100 and a GF Value™ of Kč60.07 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Moneta Money Bank AS's adjusted book value per share for the three months ended in Mar. 2026 was Kč64.205. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Kč29.40 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Moneta Money Bank AS's average Cyclically Adjusted Book Growth Rate was 2.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-06), Moneta Money Bank AS's current stock price is Kč82.45. Moneta Money Bank AS's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Kč29.40. Moneta Money Bank AS's Cyclically Adjusted PB Ratio of today is 2.80.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Moneta Money Bank AS was 3.22. The lowest was 2.05. And the median was 2.79.


Moneta Money Bank AS  (LTS:0RGC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Moneta Money Bank AS's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=82.45/29.40
=2.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Moneta Money Bank AS was 3.22. The lowest was 2.05. And the median was 2.79.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Moneta Money Bank AS Cyclically Adjusted Book per Share Related Terms


Moneta Money Bank AS Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Moneta Money Bank AS's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneta Money Bank AS Cyclically Adjusted Book per Share Chart

Moneta Money Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 27.55

Moneta Money Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.25 36.87 65.68 27.55 29.40

LTS:0RGC vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Moneta Money Bank AS's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneta Money Bank AS Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Moneta Money Bank AS's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Moneta Money Bank AS's Cyclically Adjusted PB Ratio falls into.


LTS:0RGC
66GF Score
Moneta Money Bank AS LTS:0RGC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moneta Money Bank AS Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Moneta Money Bank AS's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=64.205/330.2130*330.2130
=64.205

Current CPI (Mar. 2026) = 330.2130.

Moneta Money Bank AS Quarterly Data

Book Value per Share CPI Adj_Book
201606 49.830 241.018 68.271
201609 51.730 241.428 70.754
201612 53.362 241.432 72.985
201703 54.955 243.801 74.433
201706 46.951 244.955 63.293
201709 48.840 246.819 65.342
201712 50.417 246.524 67.532
201803 51.466 249.554 68.100
201806 45.319 251.989 59.387
201809 47.750 252.439 62.461
201812 49.387 251.233 64.913
201903 51.311 254.202 66.654
201906 47.176 256.143 60.818
201909 49.245 256.759 63.333
201912 47.771 256.974 61.386
202003 49.824 258.115 63.741
202006 50.260 257.797 64.378
202009 51.632 260.280 65.505
202012 52.935 260.474 67.108
202103 54.082 264.877 67.422
202106 55.701 271.696 67.698
202109 58.564 274.310 70.499
202112 57.693 278.802 68.332
202203 60.217 287.504 69.162
202206 56.313 296.311 62.756
202209 58.761 296.808 65.374
202212 60.843 296.797 67.693
202303 63.221 301.836 69.165
202306 57.693 305.109 62.440
202309 60.616 307.789 65.032
202312 63.020 306.746 67.841
202403 65.536 312.332 69.288
202406 59.311 314.175 62.339
202409 62.309 315.301 65.256
202412 62.386 315.605 65.274
202503 65.254 319.799 67.379
202506 58.440 322.561 59.826
202509 61.975 324.800 63.008
202512 61.108 324.054 62.269
202603 64.205 330.213 64.205

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Kč29.40 mean?
Moneta Money Bank AS (LTS:0RGC) has a Cyclically Adjusted Book per Share of Kč29.40 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Moneta Money Bank AS and its competitors.
Is Moneta Money Bank AS's Cyclically Adjusted Book per Share too high?
Moneta Money Bank AS's current Cyclically Adjusted Book per Share is Kč29.40. Overall, Moneta Money Bank AS has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's Cyclically Adjusted Book per Share compare to PNC and USB?
Moneta Money Bank AS's Cyclically Adjusted Book per Share of Kč29.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Moneta Money Bank AS and its competitors. Moneta Money Bank AS's current Cyclically Adjusted Book per Share is Kč29.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (LTS:0RGC) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč60.07, compared to a current price of Kč82.45 — trading 37.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is Kč29.40. Moneta Money Bank AS's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Moneta Money Bank AS (LTS:0RGC), the current Cyclically Adjusted Book per Share is Kč29.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneta Money Bank AS (LTS:0RGC) Overvalued in 2026?

Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued. The current stock price of Kč82.45 is trading 37.3% above its estimated GF Value™ of Kč60.07. GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.

Key valuation signals for LTS:0RGC:

  • Cyclically Adjusted Book per Share: Kč29.40
  • GF Value™: Kč60.07 vs. price of Kč82.45 (37.3% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the LTS:0RGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneta Money Bank AS Business Description

Address Vyskocilova 1442/1b, Michle, 140 00, Prague 4, CZE, 140 28
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
66GF Score

Get the complete analysis for LTS:0RGC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč82.45
Price
Kč60.07
GF Value