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Moneta Money Bank ASLTS:0RGC 66 PB Ratio is 1.28 as of Jul. 15, 2026, which is 18% below its 10-year median of 1.56. GuruFocus rates LTS:0RGC with a GF Score™ of 66/100 and a GF Value™ of Kč61.94 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, Moneta Money Bank AS ranks worse than 95.78% on this metric.
The historical rank and industry rank for Moneta Money Bank AS's PB Ratio or its related term are showing as below:
LTS:0RGC'
s PB Ratio Range Over the Past 10 Years
Min: 0.98 Med: 1.56 Max: 3.4
Current: 3.01
During the past 11 years, Moneta Money Bank AS's highest PB Ratio was 3.40. The lowest was 0.98. And the median was 1.56.
LTS:0RGC's PB Ratio is ranked worse than 95.78% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs LTS:0RGC: 3.01
During the past 12 months, Moneta Money Bank AS's average Book Value Per Share Growth Rate was -1.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.30% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Moneta Money Bank AS was 8.40% per year. The lowest was -3.60% per year. And the median was 2.10% per year.
Back to Basics: PB Ratio
Moneta Money Bank AS (LTS:0RGC) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Moneta Money Bank AS PB Ratio Related Terms
Moneta Money Bank AS PB Ratio Historical Data
* Premium members only.
The historical data trend for Moneta Money Bank AS's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Moneta Money Bank AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneta Money Bank AS PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Moneta Money Bank AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where Moneta Money Bank AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Moneta Money Bank AS (LTS:0RGC) has a PB Ratio of 1.28 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Moneta Money Bank AS and its competitors. This is 18% below median its historical median of 1.56. Over the past decade, Moneta Money Bank AS's PB Ratio has ranged from 0.98 to 3.40. According to the industry distribution chart, Moneta Money Bank AS ranks #1453 out of 1517 companies in the Banks industry, placing it in the top 95.8%.
Is Moneta Money Bank AS's PB Ratio too high?
Moneta Money Bank AS's current PB Ratio of 1.28 is 18% below median its 10-year median of 1.56. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 3.40. The Banks industry median PB Ratio is 1.11. Moneta Money Bank AS's value of 1.28 is 15.3% above this industry median. Based on the distribution chart, Moneta Money Bank AS ranks #1453 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Moneta Money Bank AS has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Moneta Money Bank AS ranks #1453 out of 1517 companies for PB Ratio. This places Moneta Money Bank AS in the lower half of its industry. The industry median PB Ratio is 1.11. Moneta Money Bank AS's value of 1.28 is 15.3% above this benchmark. Historically, Moneta Money Bank AS's own PB Ratio has ranged from 0.98 to 3.40 over the past decade. While the company's 10-year median is 1.56 vs. the industry median of 1.11, Moneta Money Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneta Money Bank AS's current PB Ratio of 1.28 is 15.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Moneta Money Bank AS and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneta Money Bank AS's current PB Ratio is 1.28, which is 18% below median its own 10-year median of 1.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (LTS:0RGC) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč61.94, compared to a current price of Kč82.45 — trading 33.1% above its estimated fair value. The current PB Ratio is 1.28, which is 18% below median its 10-year median of 1.56 and 15.3% above the Banks industry median of 1.11. Moneta Money Bank AS's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Moneta Money Bank AS (LTS:0RGC), the current PB Ratio is 1.28 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneta Money Bank AS (LTS:0RGC) Overvalued in 2026?
Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued.
The current stock price of Kč82.45 is trading 33.1% above its estimated GF Value™ of Kč61.94.
GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.
Key valuation signals for LTS:0RGC:
PB Ratio: 1.28 (18% below median its 10-year median of 1.56)
GF Value™: Kč61.94 vs. price of Kč82.45 (33.1% above fair value)
Industry Position: 15.3% above the Banks median (#1453 of 1517)
No single metric tells the full story. See the LTS:0RGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
66GF Score
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