Moneta Money Bank AS (LTS:0RGC) Scaled Net Operating Assets: 0.05 (As of Mar. 2026)


LTS:0RGC Moneta Money Bank AS LTS:0RGC
66 GF Score
Price Kč82.45
GF Value Kč61.84
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Moneta Money Bank AS Scaled Net Operating Assets?

Moneta Money Bank AS LTS:0RGC 66 Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus rates LTS:0RGC with a GF Score™ of 66/100 and a GF Value™ of Kč61.84 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Moneta Money Bank AS's operating assets for the quarter that ended in Mar. 2026 was Kč489,698 Mil. Moneta Money Bank AS's operating liabilities for the quarter that ended in Mar. 2026 was Kč465,387 Mil. Moneta Money Bank AS's Total Assets for the quarter that ended in Dec. 2025 was Kč504,549 Mil. Therefore, Moneta Money Bank AS's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.05.

LTS:0RGC
66GF Score
Moneta Money Bank AS LTS:0RGC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Moneta Money Bank AS Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Moneta Money Bank AS's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(482307-449663)/494982
=0.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=504549 - 22242
=482307

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=473323 - 23660 - 0
=449663

Moneta Money Bank AS's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(489698-465387)/504549
=0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=520497 - 30799
=489698

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=487688 - 22301 - 0
=465387

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Moneta Money Bank AS (LTS:0RGC) has a Scaled Net Operating Assets of 0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Moneta Money Bank AS and its competitors.
Is Moneta Money Bank AS's Scaled Net Operating Assets too high?
Moneta Money Bank AS's current Scaled Net Operating Assets is 0.05. Overall, Moneta Money Bank AS has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's Scaled Net Operating Assets compare to PNC and USB?
Moneta Money Bank AS's Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Moneta Money Bank AS and its competitors. Moneta Money Bank AS's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (LTS:0RGC) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč61.84, compared to a current price of Kč82.45 — trading 33.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.05. Moneta Money Bank AS's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Moneta Money Bank AS (LTS:0RGC), the current Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneta Money Bank AS (LTS:0RGC) Overvalued in 2026?

Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued. The current stock price of Kč82.45 is trading 33.3% above its estimated GF Value™ of Kč61.84. GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.

Key valuation signals for LTS:0RGC:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: Kč61.84 vs. price of Kč82.45 (33.3% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the LTS:0RGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Moneta Money Bank AS Business Description

Address Vyskocilova 1442/1b, Michle, 140 00, Prague 4, CZE, 140 28
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
66GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč82.45
Price
Kč61.84
GF Value