Moneta Money Bank ASLTS:0RGC 66 Net Margin % is 44.74% as of Mar. 2026, which is 10% above its 10-year median of 40.58. GuruFocus rates LTS:0RGC with a GF Score™ of 66/100 and a GF Value™ of Kč61.80 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Moneta Money Bank AS ranks better than 91.62% on this metric.
The historical rank and industry rank for Moneta Money Bank AS's Net Margin % or its related term are showing as below:
LTS:0RGC'
s Net Margin % Range Over the Past 10 Years
Min: 21.61 Med: 40.58 Max: 47
Current: 47
LTS:0RGC's Net Margin % is ranked better than 91.62% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs LTS:0RGC: 47.00
Moneta Money Bank AS (LTS:0RGC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Moneta Money Bank AS Net Margin % Related Terms
Moneta Money Bank AS Net Margin % Historical Data
* Premium members only.
The historical data trend for Moneta Money Bank AS's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Moneta Money Bank AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneta Money Bank AS Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Moneta Money Bank AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where Moneta Money Bank AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Moneta Money Bank AS (LTS:0RGC) has a Net Margin % of 44.74% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Moneta Money Bank AS and its competitors. This is 10% above median its historical median of 40.58. Over the past decade, Moneta Money Bank AS's Net Margin % has ranged from 21.61 to 47.00. According to the industry distribution chart, Moneta Money Bank AS ranks #128 out of 1527 companies in the Banks industry, placing it in the top 8.4%.
Is Moneta Money Bank AS's Net Margin % too high?
Moneta Money Bank AS's current Net Margin % of 44.74% is 10% above median its 10-year median of 40.58. Over the past 10 years, this metric has ranged from a low of 21.61 to a high of 47.00. The Banks industry median Net Margin % is 26.95. Moneta Money Bank AS's value of 44.74% is 66% above this industry median. Based on the distribution chart, Moneta Money Bank AS ranks #128 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Moneta Money Bank AS has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Moneta Money Bank AS ranks #128 out of 1527 companies for Net Margin %. This places Moneta Money Bank AS in the top 8% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Moneta Money Bank AS's value of 44.74% is 66% above this benchmark. Historically, Moneta Money Bank AS's own Net Margin % has ranged from 21.61 to 47.00 over the past decade. While the company's 10-year median is 40.58 vs. the industry median of 26.95, Moneta Money Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneta Money Bank AS's current Net Margin % of 44.74% is 66% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Moneta Money Bank AS and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneta Money Bank AS's current Net Margin % is 44.74%, which is 10% above median its own 10-year median of 40.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (LTS:0RGC) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč61.80, compared to a current price of Kč82.45 — trading 33.4% above its estimated fair value. The current Net Margin % is 44.74%, which is 10% above median its 10-year median of 40.58 and 66% above the Banks industry median of 26.95. Moneta Money Bank AS's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Moneta Money Bank AS (LTS:0RGC), the current Net Margin % is 44.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneta Money Bank AS (LTS:0RGC) Overvalued in 2026?
Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued.
The current stock price of Kč82.45 is trading 33.4% above its estimated GF Value™ of Kč61.80.
GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.
Key valuation signals for LTS:0RGC:
Net Margin %: 44.74% (10% above median its 10-year median of 40.58)
GF Value™: Kč61.80 vs. price of Kč82.45 (33.4% above fair value)
Industry Position: 66% above the Banks median (#128 of 1527)
No single metric tells the full story. See the LTS:0RGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
66GF Score
Get the complete analysis for LTS:0RGC
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0RGC has been successfully added to your 
