Moneta Money Bank AS (LTS:0RGC) Cyclically Adjusted PS Ratio: 6.83 (As of Jul. 23, 2026) — Near Median

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LTS:0RGC Moneta Money Bank AS LTS:0RGC
61 GF Score
Price Kč82.45
GF Value Kč61.99
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Moneta Money Bank AS Cyclically Adjusted PS Ratio?

Moneta Money Bank AS LTS:0RGC 61 Cyclically Adjusted PS Ratio is 6.83 as of Jul. 23, 2026, which is 0% above its 10-year median of 6.81. GuruFocus rates LTS:0RGC with a GF Score™ of 61/100 and a GF Value™ of Kč61.99 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,299 Banks companies, Moneta Money Bank AS ranks worse than 91.07% on this metric.

As of today (2026-07-23), Moneta Money Bank AS's current share price is Kč82.45. Moneta Money Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was Kč12.08. Moneta Money Bank AS's Cyclically Adjusted PS Ratio for today is 6.83.

The historical rank and industry rank for Moneta Money Bank AS's Cyclically Adjusted PS Ratio or its related term are showing as below:

LTS:0RGC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 4.97   Med: 6.81   Max: 7.82
Current: 6.97

During the past years, Moneta Money Bank AS's highest Cyclically Adjusted PS Ratio was 7.82. The lowest was 4.97. And the median was 6.81.

LTS:0RGC's Cyclically Adjusted PS Ratio is ranked worse than
91.07% of 1299 companies
in the Banks industry
Industry Median: 3.38 vs LTS:0RGC: 6.97

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Moneta Money Bank AS's adjusted revenue per share data for the three months ended in Mar. 2026 was Kč6.924. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Kč12.08 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Moneta Money Bank AS  (LTS:0RGC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Moneta Money Bank AS Cyclically Adjusted PS Ratio Related Terms


Moneta Money Bank AS Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Moneta Money Bank AS's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneta Money Bank AS Cyclically Adjusted PS Ratio Chart

Moneta Money Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 7.27

Moneta Money Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.51 5.43 6.18 7.27 6.83

LTS:0RGC vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Moneta Money Bank AS's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneta Money Bank AS Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Moneta Money Bank AS's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Moneta Money Bank AS's Cyclically Adjusted PS Ratio falls into.


LTS:0RGC
61GF Score
Moneta Money Bank AS LTS:0RGC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moneta Money Bank AS Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Moneta Money Bank AS's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=82.45/12.08
=6.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneta Money Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Moneta Money Bank AS's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.924/330.2130*330.2130
=6.924

Current CPI (Mar. 2026) = 330.2130.

Moneta Money Bank AS Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 5.659 241.018 7.753
201609 5.204 241.428 7.118
201612 5.091 241.432 6.963
201703 4.955 243.801 6.711
201706 5.423 244.955 7.311
201709 4.798 246.819 6.419
201712 4.810 246.524 6.443
201803 4.667 249.554 6.175
201806 4.661 251.989 6.108
201809 5.391 252.439 7.052
201812 4.513 251.233 5.932
201903 4.990 254.202 6.482
201906 5.164 256.143 6.657
201909 5.174 256.759 6.654
201912 5.200 256.974 6.682
202003 5.722 258.115 7.320
202006 7.186 257.797 9.205
202009 5.401 260.280 6.852
202012 5.243 260.474 6.647
202103 5.247 264.877 6.541
202106 5.290 271.696 6.429
202109 5.442 274.310 6.551
202112 5.773 278.802 6.838
202203 5.918 287.504 6.797
202206 5.996 296.311 6.682
202209 5.914 296.808 6.580
202212 5.800 296.797 6.453
202303 5.560 301.836 6.083
202306 5.926 305.109 6.414
202309 6.215 307.789 6.668
202312 6.057 306.746 6.520
202403 6.100 312.332 6.449
202406 6.078 314.175 6.388
202409 6.354 315.301 6.655
202412 6.740 315.605 7.052
202503 6.609 319.799 6.824
202506 6.677 322.561 6.835
202509 6.914 324.800 7.029
202512 7.043 324.054 7.177
202603 6.924 330.213 6.924

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 6.83 mean?
Moneta Money Bank AS (LTS:0RGC) has a Cyclically Adjusted PS Ratio of 6.83 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Moneta Money Bank AS and its competitors. This is near median its historical median of 6.81. Over the past decade, Moneta Money Bank AS's Cyclically Adjusted PS Ratio has ranged from 4.97 to 7.82. According to the industry distribution chart, Moneta Money Bank AS ranks #1183 out of 1299 companies in the Banks industry, placing it in the top 91.1%.
Is Moneta Money Bank AS's Cyclically Adjusted PS Ratio too high?
Moneta Money Bank AS's current Cyclically Adjusted PS Ratio of 6.83 is near median its 10-year median of 6.81. Over the past 10 years, this metric has ranged from a low of 4.97 to a high of 7.82. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. Moneta Money Bank AS's value of 6.83 is 102.1% above this industry median. Based on the distribution chart, Moneta Money Bank AS ranks #1183 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Moneta Money Bank AS has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Moneta Money Bank AS ranks #1183 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Moneta Money Bank AS in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.38. Moneta Money Bank AS's value of 6.83 is 102.1% above this benchmark. Historically, Moneta Money Bank AS's own Cyclically Adjusted PS Ratio has ranged from 4.97 to 7.82 over the past decade. While the company's 10-year median is 6.81 vs. the industry median of 3.38, Moneta Money Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneta Money Bank AS's current Cyclically Adjusted PS Ratio of 6.83 is 102.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Moneta Money Bank AS and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneta Money Bank AS's current Cyclically Adjusted PS Ratio is 6.83, which is near median its own 10-year median of 6.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (LTS:0RGC) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč61.99, compared to a current price of Kč82.45 — trading 33% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.83, which is near median its 10-year median of 6.81 and 102.1% above the Banks industry median of 3.38. Moneta Money Bank AS's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Moneta Money Bank AS (LTS:0RGC), the current Cyclically Adjusted PS Ratio is 6.83 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneta Money Bank AS (LTS:0RGC) Overvalued in 2026?

Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued. The current stock price of Kč82.45 is trading 33% above its estimated GF Value™ of Kč61.99. GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.

Key valuation signals for LTS:0RGC:

  • Cyclically Adjusted PS Ratio: 6.83 (near median its 10-year median of 6.81)
  • GF Value™: Kč61.99 vs. price of Kč82.45 (33% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 102.1% above the Banks median (#1183 of 1299)

No single metric tells the full story. See the LTS:0RGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneta Money Bank AS Business Description

Address Vyskocilova 1442/1b, Michle, 140 00, Prague 4, CZE, 140 28
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
61GF Score

Get the complete analysis for LTS:0RGC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč82.45
Price
Kč61.99
GF Value