Credit Agricole (MEX:ACAFN) Cyclically Adjusted Book per Share: MXN615.73 (As of Mar. 2026)


MEX:ACAFN Credit Agricole SA MEX:ACAFN
57 GF Score
Price MXN338.95
GF Value MXN373.90
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Credit Agricole Cyclically Adjusted Book per Share?

Credit Agricole MEX:ACAFN 57 Cyclically Adjusted Book per Share is MXN615.73 as of Mar. 2026. GuruFocus rates MEX:ACAFN with a GF Score™ of 57/100 and a GF Value™ of MXN373.90 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Credit Agricole's adjusted book value per share for the three months ended in Mar. 2026 was MXN545.184. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN615.73 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Credit Agricole's average Cyclically Adjusted Book Growth Rate was 1.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Credit Agricole was 8.00% per year. The lowest was 1.20% per year. And the median was 4.55% per year.

As of today (2026-06-25), Credit Agricole's current stock price is MXN338.95. Credit Agricole's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN615.73. Credit Agricole's Cyclically Adjusted PB Ratio of today is 0.55.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Credit Agricole was 0.77. The lowest was 0.30. And the median was 0.56.


Credit Agricole  (MEX:ACAFN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Credit Agricole's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=338.95/615.73
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Credit Agricole was 0.77. The lowest was 0.30. And the median was 0.56.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Credit Agricole Cyclically Adjusted Book per Share Related Terms


Credit Agricole Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Credit Agricole's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Cyclically Adjusted Book per Share Chart

Credit Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 482.95 476.59 385.27 543.32 537.49

Credit Agricole Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 500.87 528.49 0.00 537.49 615.73

Credit Agricole Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole's Cyclically Adjusted PB Ratio falls into.


MEX:ACAFN
57GF Score
Credit Agricole SA MEX:ACAFN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credit Agricole's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=545.184/120.9000*120.9000
=545.184

Current CPI (Mar. 2026) = 120.9000.

Credit Agricole Quarterly Data

Book Value per Share CPI Adj_Book
201606 402.166 100.630 483.175
201609 460.203 100.340 554.500
201612 429.228 100.650 515.585
201703 398.376 101.170 476.067
201706 394.568 101.320 470.818
201709 424.739 101.330 506.769
201712 449.637 101.850 533.737
201803 433.963 102.750 510.619
201806 460.448 103.370 538.533
201809 442.076 103.560 516.097
201812 459.010 103.470 536.332
201903 473.014 103.890 550.461
201906 463.932 104.580 536.330
201909 469.867 104.500 543.607
201912 457.145 104.980 526.470
202003 562.830 104.590 650.599
202006 576.116 104.790 664.686
202009 583.238 104.550 674.447
202012 541.302 104.960 623.508
202103 1,008.083 105.750 1,152.503
202106 513.480 106.340 583.785
202109 529.285 106.810 599.106
202112 522.700 107.850 585.947
202203 490.978 110.490 537.236
202206 453.182 112.550 486.803
202209 829.533 112.740 889.574
202212 454.360 114.160 481.185
202303 0.000 116.790 0.000
202306 416.835 117.650 428.350
202309 811.427 118.260 829.541
202312 434.391 118.390 443.601
202403 431.669 119.470 436.836
202406 458.973 120.200 461.646
202409 0.000 119.560 0.000
202412 539.394 119.950 543.666
202503 565.886 120.380 568.330
202506 542.285 121.360 540.230
202509 0.000 120.950 0.000
202512 541.206 120.900 541.206
202603 545.184 120.900 545.184

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN615.73 mean?
Credit Agricole (MEX:ACAFN) has a Cyclically Adjusted Book per Share of MXN615.73 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Credit Agricole and its competitors.
Is Credit Agricole's Cyclically Adjusted Book per Share too high?
Credit Agricole's current Cyclically Adjusted Book per Share is MXN615.73. Overall, Credit Agricole has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's Cyclically Adjusted Book per Share compare to competitors?
Credit Agricole's Cyclically Adjusted Book per Share of MXN615.73 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Credit Agricole and its competitors. Credit Agricole's current Cyclically Adjusted Book per Share is MXN615.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (MEX:ACAFN) is currently considered Fairly Valued. The stock's GF Value™ is MXN373.90, compared to a current price of MXN338.95 — trading 9.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is MXN615.73. Credit Agricole's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Credit Agricole (MEX:ACAFN), the current Cyclically Adjusted Book per Share is MXN615.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole (MEX:ACAFN) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole stock appears to be undervalued. The current stock price of MXN338.95 is trading 9.3% below its estimated GF Value™ of MXN373.90. GuruFocus considers Credit Agricole to be Fairly Valued.

Key valuation signals for MEX:ACAFN:

  • Cyclically Adjusted Book per Share: MXN615.73
  • GF Value™: MXN373.90 vs. price of MXN338.95 (9.3% below fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the MEX:ACAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Business Description

Address 50 avenue Jean Jaures, Montrouge, Paris, FRA, 92120
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
57GF Score

Get the complete analysis for MEX:ACAFN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN338.95
Price
MXN373.90
GF Value