Credit Agricole (MEX:ACAFN) Cyclically Adjusted Book per Share: MXN623.28 (As of Mar. 2026)

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MEX:ACAFN Credit Agricole SA MEX:ACAFN
58 GF Score
Price MXN369.76
GF Value MXN364.37
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Credit Agricole Cyclically Adjusted Book per Share?

Credit Agricole MEX:ACAFN 58 Cyclically Adjusted Book per Share is MXN623.28 as of Mar. 2026. GuruFocus rates MEX:ACAFN with a GF Score™ of 58/100 and a GF Value™ of MXN364.37 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Credit Agricole's adjusted book value per share for the three months ended in Mar. 2026 was MXN545.184. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN623.28 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Credit Agricole's average Cyclically Adjusted Book Growth Rate was 2.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Credit Agricole was 8.00% per year. The lowest was 1.20% per year. And the median was 4.55% per year.

As of today (2026-08-09), Credit Agricole's current stock price is MXN369.76. Credit Agricole's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN623.28. Credit Agricole's Cyclically Adjusted PB Ratio of today is 0.59.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Credit Agricole was 0.77. The lowest was 0.30. And the median was 0.56.


Credit Agricole  (MEX:ACAFN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Credit Agricole's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=369.76/623.28
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Credit Agricole was 0.77. The lowest was 0.30. And the median was 0.56.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Credit Agricole Cyclically Adjusted Book per Share Related Terms


Credit Agricole Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Credit Agricole's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Cyclically Adjusted Book per Share Chart

Credit Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 482.95 476.59 385.27 543.32 537.49

Credit Agricole Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 528.49 0.00 537.49 623.28 0.00

Credit Agricole Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole's Cyclically Adjusted PB Ratio falls into.


MEX:ACAFN
58GF Score
Credit Agricole SA MEX:ACAFN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credit Agricole's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=545.184/122.4200*122.4200
=545.184

Current CPI (Mar. 2026) = 122.4200.

Credit Agricole Quarterly Data

Book Value per Share CPI Adj_Book
201606 402.166 100.630 489.249
201609 460.203 100.340 561.472
201612 429.228 100.650 522.067
201703 398.376 101.170 482.052
201706 394.568 101.320 476.737
201709 424.739 101.330 513.141
201712 449.637 101.850 540.447
201803 433.963 102.750 517.039
201806 460.448 103.370 545.304
201809 442.076 103.560 522.585
201812 459.010 103.470 543.075
201903 473.014 103.890 557.382
201906 463.932 104.580 543.073
201909 469.867 104.500 550.441
201912 457.145 104.980 533.089
202003 562.830 104.590 658.779
202006 576.116 104.790 673.042
202009 583.238 104.550 682.927
202012 541.302 104.960 631.347
202103 1,008.083 105.750 1,166.993
202106 513.480 106.340 591.125
202109 529.285 106.810 606.639
202112 522.700 107.850 593.314
202203 490.978 110.490 543.991
202206 453.182 112.550 492.924
202209 829.533 112.740 900.758
202212 454.360 114.160 487.235
202303 0.000 116.790 0.000
202306 416.835 117.650 433.735
202309 811.427 118.260 839.970
202312 434.391 118.390 449.178
202403 431.669 119.470 442.328
202406 458.973 120.200 467.450
202409 0.000 119.560 0.000
202412 539.394 119.950 550.501
202503 565.886 120.380 575.476
202506 542.285 121.360 547.022
202509 0.000 120.950 0.000
202512 541.206 120.900 548.010
202603 545.184 122.420 545.184

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN623.28 mean?
Credit Agricole (MEX:ACAFN) has a Cyclically Adjusted Book per Share of MXN623.28 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Credit Agricole and its competitors.
Is Credit Agricole's Cyclically Adjusted Book per Share too high?
Credit Agricole's current Cyclically Adjusted Book per Share is MXN623.28. Overall, Credit Agricole has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's Cyclically Adjusted Book per Share compare to competitors?
Credit Agricole's Cyclically Adjusted Book per Share of MXN623.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Credit Agricole and its competitors. Credit Agricole's current Cyclically Adjusted Book per Share is MXN623.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (MEX:ACAFN) is currently considered Fairly Valued. The stock's GF Value™ is MXN364.37, compared to a current price of MXN369.76 — trading 1.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN623.28. Credit Agricole's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Credit Agricole (MEX:ACAFN), the current Cyclically Adjusted Book per Share is MXN623.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole (MEX:ACAFN) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole stock appears to be overvalued. The current stock price of MXN369.76 is trading 1.5% above its estimated GF Value™ of MXN364.37. GuruFocus considers Credit Agricole to be Fairly Valued.

Key valuation signals for MEX:ACAFN:

  • Cyclically Adjusted Book per Share: MXN623.28
  • GF Value™: MXN364.37 vs. price of MXN369.76 (1.5% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the MEX:ACAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Business Description

Address 50 avenue Jean Jaures, Montrouge, Paris, FRA, 92120
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
58GF Score

Get the complete analysis for MEX:ACAFN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN369.76
Price
MXN364.37
GF Value