Credit Agricole (MEX:ACAFN) Cyclically Adjusted PS Ratio: 1.94 (As of Aug. 09, 2026) — 22% Above Median

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MEX:ACAFN Credit Agricole SA MEX:ACAFN
58 GF Score
Price MXN369.76
GF Value MXN364.37
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Credit Agricole Cyclically Adjusted PS Ratio?

Credit Agricole MEX:ACAFN 58 Cyclically Adjusted PS Ratio is 1.94 as of Aug. 09, 2026, which is 22% above its 10-year median of 1.59. GuruFocus rates MEX:ACAFN with a GF Score™ of 58/100 and a GF Value™ of MXN364.37 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,302 Banks companies, Credit Agricole ranks better than 69.2% on this metric.

As of today (2026-08-09), Credit Agricole's current share price is MXN369.76. Credit Agricole's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was MXN190.38. Credit Agricole's Cyclically Adjusted PS Ratio for today is 1.94.

The historical rank and industry rank for Credit Agricole's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:ACAFN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.77   Med: 1.59   Max: 2.43
Current: 2.43

During the past years, Credit Agricole's highest Cyclically Adjusted PS Ratio was 2.43. The lowest was 0.77. And the median was 1.59.

MEX:ACAFN's Cyclically Adjusted PS Ratio is ranked better than
69.2% of 1302 companies
in the Banks industry
Industry Median: 3.43 vs MEX:ACAFN: 2.43

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Credit Agricole's adjusted revenue per share data for the three months ended in Mar. 2026 was MXN45.218. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN190.38 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Credit Agricole  (MEX:ACAFN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Credit Agricole Cyclically Adjusted PS Ratio Related Terms


Credit Agricole Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Credit Agricole's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Cyclically Adjusted PS Ratio Chart

Credit Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.82 1.34 1.68 1.70 2.21

Credit Agricole Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.03 2.10 2.21 1.97 0.00

Credit Agricole Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Credit Agricole's Cyclically Adjusted PS Ratio falls into.


MEX:ACAFN
58GF Score
Credit Agricole SA MEX:ACAFN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Credit Agricole's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=369.76/190.38
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Credit Agricole's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=45.218/122.4200*122.4200
=45.218

Current CPI (Mar. 2026) = 122.4200.

Credit Agricole Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 33.821 100.630 41.144
201609 26.055 100.340 31.788
201612 33.962 100.650 41.308
201703 32.058 101.170 38.792
201706 109.317 101.320 132.082
201709 31.515 101.330 38.074
201712 35.571 101.850 42.755
201803 38.811 102.750 46.241
201806 38.244 103.370 45.292
201809 36.667 103.560 43.345
201812 29.461 103.470 34.857
201903 37.341 103.890 44.001
201906 34.798 104.580 40.734
201909 38.078 104.500 44.608
201912 29.425 104.980 34.313
202003 46.775 104.590 54.749
202006 30.597 104.790 35.745
202009 46.474 104.550 54.417
202012 22.269 104.960 25.973
202103 45.870 105.750 53.101
202106 41.491 106.340 47.765
202109 43.805 106.810 50.207
202112 35.216 107.850 39.974
202203 40.565 110.490 44.945
202206 47.093 112.550 51.223
202209 35.019 112.740 38.026
202212 27.414 114.160 29.398
202303 39.089 116.790 40.973
202306 30.782 117.650 32.030
202309 39.172 118.260 40.550
202312 25.721 118.390 26.597
202403 40.645 119.470 41.649
202406 30.484 120.200 31.047
202409 46.743 119.560 47.861
202412 37.608 119.950 38.382
202503 50.712 120.380 51.571
202506 45.429 121.360 45.826
202509 48.570 120.950 49.160
202512 32.690 120.900 33.101
202603 45.218 122.420 45.218

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.94 mean?
Credit Agricole (MEX:ACAFN) has a Cyclically Adjusted PS Ratio of 1.94 as of Aug. 09, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Agricole and its competitors. This is 22% above median its historical median of 1.59. Over the past decade, Credit Agricole's Cyclically Adjusted PS Ratio has ranged from 0.77 to 2.43. According to the industry distribution chart, Credit Agricole ranks #401 out of 1302 companies in the Banks industry, placing it in the top 30.8%.
Is Credit Agricole's Cyclically Adjusted PS Ratio too high?
Credit Agricole's current Cyclically Adjusted PS Ratio of 1.94 is 22% above median its 10-year median of 1.59. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 2.43. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Credit Agricole's value of 1.94 is 43.4% below this industry median. Based on the distribution chart, Credit Agricole ranks #401 out of 1302 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Agricole has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole ranks #401 out of 1302 companies for Cyclically Adjusted PS Ratio. This puts Credit Agricole in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Credit Agricole's value of 1.94 is 43.4% below this benchmark. Historically, Credit Agricole's own Cyclically Adjusted PS Ratio has ranged from 0.77 to 2.43 over the past decade. While the company's 10-year median is 1.59 vs. the industry median of 3.43, Credit Agricole has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole's current Cyclically Adjusted PS Ratio of 1.94 is 43.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Agricole and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole's current Cyclically Adjusted PS Ratio is 1.94, which is 22% above median its own 10-year median of 1.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (MEX:ACAFN) is currently considered Fairly Valued. The stock's GF Value™ is MXN364.37, compared to a current price of MXN369.76 — trading 1.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.94, which is 22% above median its 10-year median of 1.59 and 43.4% below the Banks industry median of 3.43. Credit Agricole's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Credit Agricole (MEX:ACAFN), the current Cyclically Adjusted PS Ratio is 1.94 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole (MEX:ACAFN) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole stock appears to be overvalued. The current stock price of MXN369.76 is trading 1.5% above its estimated GF Value™ of MXN364.37. GuruFocus considers Credit Agricole to be Fairly Valued.

Key valuation signals for MEX:ACAFN:

  • Cyclically Adjusted PS Ratio: 1.94 (22% above median its 10-year median of 1.59)
  • GF Value™: MXN364.37 vs. price of MXN369.76 (1.5% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 43.4% below the Banks median (#401 of 1302)

No single metric tells the full story. See the MEX:ACAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Business Description

Address 50 avenue Jean Jaures, Montrouge, Paris, FRA, 92120
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
58GF Score

Get the complete analysis for MEX:ACAFN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN369.76
Price
MXN364.37
GF Value