Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Credit Agricole's 3-Year RORE % for the quarter that ended in Mar. 2026 was 16.14%.
The industry rank for Credit Agricole's 3-Year RORE % or its related term are showing as below:
MEX:ACAFN's 3-Year RORE % is ranked worse than 56.91% of 1469
companies
in the Banks industry
Industry Median: 9.89
vs MEX:ACAFN: 16.14
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Credit Agricole 3-Year RORE % Related Terms
Credit Agricole 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Credit Agricole's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Credit Agricole's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Credit Agricole's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Credit Agricole (MEX:ACAFN) has a 3-Year RORE % of 16.14 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Credit Agricole and its competitors. According to the industry distribution chart, Credit Agricole ranks #836 out of 1469 companies in the Banks industry, placing it in the top 56.9%.
Is Credit Agricole's 3-Year RORE % too high?
Credit Agricole's current 3-Year RORE % is 16.14. The Banks industry median 3-Year RORE % is 9.89. Credit Agricole's value of 16.14 is 63.2% above this industry median. Based on the distribution chart, Credit Agricole ranks #836 out of 1469 companies in the Banks industry, which is below the industry midpoint. Overall, Credit Agricole has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole ranks #836 out of 1469 companies for 3-Year RORE %. This places Credit Agricole in the lower half of its industry. The industry median 3-Year RORE % is 9.89. Credit Agricole's value of 16.14 is 63.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.89, based on 1,469 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole's current 3-Year RORE % of 16.14 is 63.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Credit Agricole and its competitors. For the Banks industry, the median 3-Year RORE % is 9.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole's current 3-Year RORE % is 16.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (MEX:ACAFN) is currently considered Fairly Valued. The stock's GF Value™ is MXN373.90, compared to a current price of MXN338.95 — trading 9.3% below its estimated fair value. The current 3-Year RORE % is 16.14 and 63.2% above the Banks industry median of 9.89. Credit Agricole's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Credit Agricole (MEX:ACAFN), the current 3-Year RORE % is 16.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole (MEX:ACAFN) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole stock appears to be undervalued.
The current stock price of MXN338.95 is trading 9.3% below its estimated GF Value™ of MXN373.90.
GuruFocus considers Credit Agricole to be Fairly Valued.
Key valuation signals for MEX:ACAFN:
3-Year RORE %: 16.14
GF Value™: MXN373.90 vs. price of MXN338.95 (9.3% below fair value)
Industry Position: 63.2% above the Banks median (#836 of 1469)
No single metric tells the full story. See the MEX:ACAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
57GF Score
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