Credit Agricole (MEX:ACAFN) Net Interest Margin (Bank Only) %: 0.00% (As of Mar. 2026)


MEX:ACAFN Credit Agricole SA MEX:ACAFN
53 GF Score
Price MXN338.95
GF Value MXN373.90
Valuation Fairly Valued
! 6 Warning Signs
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What is Credit Agricole Net Interest Margin (Bank Only) %?

Credit Agricole MEX:ACAFN 53 Net Interest Margin (Bank Only) % is 0.00% as of Mar. 2026. GuruFocus rates MEX:ACAFN with a GF Score™ of 53/100 and a GF Value™ of MXN373.90 (Fairly Valued). The stock has 6 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Credit Agricole's annualized Net Interest Income (for Banks) for the quarter that ended in Mar. 2026 was MXN0 Mil. Credit Agricole's average earning assets for the quarter that ended in Mar. 2026 was MXN20,271,424 Mil. Therefore, Credit Agricole's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 was 0.00%.


Credit Agricole  (MEX:ACAFN) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Credit Agricole Net Interest Margin (Bank Only) % Related Terms


Credit Agricole Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Credit Agricole's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Net Interest Margin (Bank Only) % Chart

Credit Agricole Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.98 1.94 1.96 2.07 1.92

Credit Agricole Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Credit Agricole Net Interest Margin (Bank Only) % Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Net Interest Margin (Bank Only) % vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Credit Agricole's Net Interest Margin (Bank Only) % falls into.


MEX:ACAFN
53GF Score
Credit Agricole SA MEX:ACAFN
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Credit Agricole's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2024 ) + Earning Assets (A: Dec. 2025 ))/ count )
=322774.311/( (16813690.632 + 16783462.964)/ 2 )
=322774.311/16798576.798
=1.92 %

where

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=3800934.946 + 13012755.686 + 0
=16813690.632

Earning Assets(A: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=3898149.714 + 12885313.25 + 0
=16783462.964

Credit Agricole's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 is calculated as

Net Interest Margin (Bank Only) %(Q: Mar. 2026 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Dec. 2025 ) + Earning Assets (Q: Mar. 2026 ))/ count )
=0/( (16783462.964 + 23759385.191)/ 2 )
=0/20271424.0775
=0.00 %

where

Earning Assets(Q: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=3898149.714 + 12885313.25 + 0
=16783462.964

Earning Assets(Q: Mar. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 23759385.191 + 0
=23759385.191

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2026) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 0.00% mean?
Credit Agricole (MEX:ACAFN) has a Net Interest Margin (Bank Only) % of 0.00% as of Mar. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Credit Agricole and its competitors.
Is Credit Agricole's Net Interest Margin (Bank Only) % too high?
Credit Agricole's current Net Interest Margin (Bank Only) % is 0.00%. Overall, Credit Agricole has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's Net Interest Margin (Bank Only) % compare to competitors?
Credit Agricole's Net Interest Margin (Bank Only) % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Banks company?
A good Net Interest Margin (Bank Only) % depends on the Banks industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Credit Agricole and its competitors. Credit Agricole's current Net Interest Margin (Bank Only) % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (MEX:ACAFN) is currently considered Fairly Valued. The stock's GF Value™ is MXN373.90, compared to a current price of MXN338.95 — trading 9.3% below its estimated fair value. The current Net Interest Margin (Bank Only) % is 0.00%. Credit Agricole's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Credit Agricole (MEX:ACAFN), the current Net Interest Margin (Bank Only) % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole (MEX:ACAFN) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole stock appears to be undervalued. The current stock price of MXN338.95 is trading 9.3% below its estimated GF Value™ of MXN373.90. GuruFocus considers Credit Agricole to be Fairly Valued.

Key valuation signals for MEX:ACAFN:

  • Net Interest Margin (Bank Only) %: 0.00%
  • GF Value™: MXN373.90 vs. price of MXN338.95 (9.3% below fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the MEX:ACAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Business Description

Address 50 avenue Jean Jaures, Montrouge, Paris, FRA, 92120
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
53GF Score

Get the complete analysis for MEX:ACAFN

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN338.95
Price
MXN373.90
GF Value