Credit Agricole (MEX:ACAFN) Moat Score: 7/10 (As of Jun. 25, 2026)


MEX:ACAFN Credit Agricole SA MEX:ACAFN
57 GF Score
Price MXN338.95
GF Value MXN373.90
Valuation Fairly Valued
! 6 Warning Signs
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What is Credit Agricole Moat Score?

Credit Agricole MEX:ACAFN 57 Moat Score is 7 as of Jun. 25, 2026. GuruFocus rates MEX:ACAFN with a GF Score™ of 57/100 and a GF Value™ of MXN373.90 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,609 Banks companies, Credit Agricole ranks better than 99.38% on this metric.

Credit Agricole has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Credit Agricole has Wide Moat: Credit Agricole SA has a wide moat due to its strong market leadership in the banking sector, significant customer switching costs, and regulatory barriers. It benefits from a robust distribution network and strong brand strength, providing durable competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Credit Agricole might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.


Credit Agricole  (MEX:ACAFN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Credit Agricole Moat Score Related Terms


Credit Agricole Moat Score Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole's Moat Score distribution charts can be found below:

* The bar in red indicates where Credit Agricole's Moat Score falls into.


MEX:ACAFN
57GF Score
Credit Agricole SA MEX:ACAFN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
Credit Agricole (MEX:ACAFN) has a Moat Score of 7 as of Jun. 25, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Credit Agricole ranks #10 out of 1609 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is Credit Agricole's Moat Score too high?
Credit Agricole's current Moat Score is 7. Based on the distribution chart, Credit Agricole ranks #10 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's Moat Score compare to competitors?
According to the Banks industry distribution chart, Credit Agricole ranks #10 out of 1609 companies for Moat Score. This places Credit Agricole in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Credit Agricole's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (MEX:ACAFN) is currently considered Fairly Valued. The stock's GF Value™ is MXN373.90, compared to a current price of MXN338.95 — trading 9.3% below its estimated fair value. The current Moat Score is 7. Credit Agricole's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Credit Agricole (MEX:ACAFN), the current Moat Score is 7 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole (MEX:ACAFN) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole stock appears to be undervalued. The current stock price of MXN338.95 is trading 9.3% below its estimated GF Value™ of MXN373.90. GuruFocus considers Credit Agricole to be Fairly Valued.

Key valuation signals for MEX:ACAFN:

  • Moat Score: 7
  • GF Value™: MXN373.90 vs. price of MXN338.95 (9.3% below fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the MEX:ACAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Business Description

Address 50 avenue Jean Jaures, Montrouge, Paris, FRA, 92120
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
57GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN338.95
Price
MXN373.90
GF Value