Credit AgricoleMEX:ACAFN 57 PB Ratio is 0.62 as of Jun. 25, 2026, which is 13% above its 10-year median of 0.55. GuruFocus rates MEX:ACAFN with a GF Score™ of 57/100 and a GF Value™ of MXN373.90 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,516 Banks companies, Credit Agricole ranks better than 80.8% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Credit Agricole's share price is MXN338.95. Credit Agricole's Book Value per Share for the quarter that ended in Mar. 2026 was MXN545.18. Hence, Credit Agricole's PB Ratio of today is 0.62.
Warning Sign:
Credit Agricole SA stock PB Ratio (=0.68) is close to 5-year high of 0.73.
The historical rank and industry rank for Credit Agricole's PB Ratio or its related term are showing as below:
MEX:ACAFN'
s PB Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.55 Max: 0.77
Current: 0.68
During the past 13 years, Credit Agricole's highest PB Ratio was 0.77. The lowest was 0.20. And the median was 0.55.
MEX:ACAFN's PB Ratio is ranked better than 80.8% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs MEX:ACAFN: 0.68
During the past 12 months, Credit Agricole's average Book Value Per Share Growth Rate was 2.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Credit Agricole was 21.30% per year. The lowest was -6.40% per year. And the median was 2.35% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Credit Agricole PB Ratio Related Terms
Credit Agricole PB Ratio Historical Data
* Premium members only.
The historical data trend for Credit Agricole's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Credit Agricole's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole's PB Ratio distribution charts can be found below:
* The bar in red indicates where Credit Agricole's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Credit Agricole's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Credit Agricole (MEX:ACAFN) has a PB Ratio of 0.62 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Credit Agricole and its competitors. This is 13% above median its historical median of 0.55. Over the past decade, Credit Agricole's PB Ratio has ranged from 0.20 to 0.77. According to the industry distribution chart, Credit Agricole ranks #291 out of 1516 companies in the Banks industry, placing it in the top 19.2%.
Is Credit Agricole's PB Ratio too high?
Credit Agricole's current PB Ratio of 0.62 is 13% above median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.77. The Banks industry median PB Ratio is 1.08. Credit Agricole's value of 0.62 is 42.6% below this industry median. Based on the distribution chart, Credit Agricole ranks #291 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole ranks #291 out of 1516 companies for PB Ratio. This places Credit Agricole in the top 19% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.08. Credit Agricole's value of 0.62 is 42.6% below this benchmark. Historically, Credit Agricole's own PB Ratio has ranged from 0.20 to 0.77 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 1.08, Credit Agricole has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole's current PB Ratio of 0.62 is 42.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Credit Agricole and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole's current PB Ratio is 0.62, which is 13% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (MEX:ACAFN) is currently considered Fairly Valued. The stock's GF Value™ is MXN373.90, compared to a current price of MXN338.95 — trading 9.3% below its estimated fair value. The current PB Ratio is 0.62, which is 13% above median its 10-year median of 0.55 and 42.6% below the Banks industry median of 1.08. Credit Agricole's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Credit Agricole (MEX:ACAFN), the current PB Ratio is 0.62 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole (MEX:ACAFN) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole stock appears to be undervalued.
The current stock price of MXN338.95 is trading 9.3% below its estimated GF Value™ of MXN373.90.
GuruFocus considers Credit Agricole to be Fairly Valued.
Key valuation signals for MEX:ACAFN:
PB Ratio: 0.62 (13% above median its 10-year median of 0.55)
GF Value™: MXN373.90 vs. price of MXN338.95 (9.3% below fair value)
Industry Position: 42.6% below the Banks median (#291 of 1516)
No single metric tells the full story. See the MEX:ACAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
57GF Score
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