PayPal Holdings (MEX:PYPL) Cyclically Adjusted Book per Share: MXN345.17 (As of Mar. 2026)


MEX:PYPL PayPal Holdings Inc MEX:PYPL
79 GF Score
Price MXN758.88
GF Value MXN1,459.06
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PayPal Holdings Cyclically Adjusted Book per Share?

PayPal Holdings MEX:PYPL -2.21% 79 Cyclically Adjusted Book per Share is MXN345.17 as of Mar. 2026. GuruFocus rates MEX:PYPL with a GF Score™ of 79/100 and a GF Value™ of MXN1,459.06 (Significantly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PayPal Holdings's adjusted book value per share for the three months ended in Mar. 2026 was MXN404.806. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN345.17 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PayPal Holdings's average Cyclically Adjusted Book Growth Rate was 7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-01), PayPal Holdings's current stock price is MXN758.88. PayPal Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN345.17. PayPal Holdings's Cyclically Adjusted PB Ratio of today is 2.20.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PayPal Holdings was 5.29. The lowest was 2.14. And the median was 3.71.


PayPal Holdings  (MEX:PYPL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PayPal Holdings's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=758.88/345.17
=2.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PayPal Holdings was 5.29. The lowest was 2.14. And the median was 3.71.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PayPal Holdings Cyclically Adjusted Book per Share Related Terms


PayPal Holdings Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PayPal Holdings's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPal Holdings Cyclically Adjusted Book per Share Chart

PayPal Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 280.64 365.14 339.38

PayPal Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 368.82 345.29 341.85 339.38 345.17

MEX:PYPL vs AFRM, SYF, SOFI: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, PayPal Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PayPal Holdings Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PayPal Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Cyclically Adjusted PB Ratio falls into.


MEX:PYPL
79GF Score
PayPal Holdings Inc MEX:PYPL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PayPal Holdings Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PayPal Holdings's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=404.806/330.2130*330.2130
=404.806

Current CPI (Mar. 2026) = 330.2130.

PayPal Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201606 211.702 241.018 290.048
201609 227.537 241.428 311.214
201612 251.299 241.432 343.708
201703 230.262 243.801 311.875
201706 225.544 244.955 304.046
201709 232.995 246.819 311.718
201712 261.762 246.524 350.624
201803 224.845 249.554 297.518
201806 249.253 251.989 326.628
201809 240.005 252.439 313.948
201812 257.329 251.233 338.225
201903 250.866 254.202 325.879
201906 263.392 256.143 339.558
201909 277.178 256.759 356.473
201912 271.484 256.974 348.858
202003 319.177 258.115 408.331
202006 347.117 257.797 444.623
202009 348.386 260.280 441.992
202012 339.866 260.474 430.861
202103 338.420 264.877 421.897
202106 354.157 271.696 430.434
202109 386.895 274.310 465.742
202112 381.599 278.802 451.966
202203 353.339 287.504 405.828
202206 344.007 296.311 383.366
202209 355.371 296.808 395.367
202212 347.942 296.797 387.116
202303 319.020 301.836 349.013
202306 305.868 305.109 331.034
202309 318.379 307.789 341.575
202312 333.325 306.746 358.825
202403 326.393 312.332 345.079
202406 366.083 314.175 384.771
202409 394.863 315.301 413.538
202412 428.813 315.605 448.661
202503 423.249 319.799 437.032
202506 396.217 322.561 405.616
202509 393.747 324.800 400.309
202512 396.439 324.054 403.974
202603 404.806 330.213 404.806

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN345.17 mean?
PayPal Holdings (MEX:PYPL) has a Cyclically Adjusted Book per Share of MXN345.17 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Cyclically Adjusted Book per Share too high?
PayPal Holdings' current Cyclically Adjusted Book per Share is MXN345.17. Overall, PayPal Holdings has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Cyclically Adjusted Book per Share compare to AFRM and SYF?
PayPal Holdings' Cyclically Adjusted Book per Share of MXN345.17 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Cyclically Adjusted Book per Share is MXN345.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (MEX:PYPL) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN1,459.06, compared to a current price of MXN758.88 — trading 48% below its estimated fair value. The current Cyclically Adjusted Book per Share is MXN345.17. PayPal Holdings' overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PayPal Holdings (MEX:PYPL), the current Cyclically Adjusted Book per Share is MXN345.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PayPal Holdings (MEX:PYPL) Overvalued in 2026?

Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued. The current stock price of MXN758.88 is trading 48% below its estimated GF Value™ of MXN1,459.06. GuruFocus considers PayPal Holdings to be Significantly Undervalued.

Key valuation signals for MEX:PYPL:

  • Cyclically Adjusted Book per Share: MXN345.17
  • GF Value™: MXN1,459.06 vs. price of MXN758.88 (48% below fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the MEX:PYPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
79GF Score

Get the complete analysis for MEX:PYPL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN758.88
Price
MXN1,459.06
GF Value