Arabian Shield Cooperative Insurance Co (SAU:8070) Cyclically Adjusted Book per Share: ﷼16.52 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8070 Arabian Shield Cooperative Insurance Co SAU:8070
64 GF Score
Price ﷼11.97
GF Value ﷼25.94
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Arabian Shield Cooperative Insurance Co Cyclically Adjusted Book per Share?

Arabian Shield Cooperative Insurance Co SAU:8070 -1.64% 64 Cyclically Adjusted Book per Share is ﷼16.52 as of Mar. 2026. GuruFocus rates SAU:8070 with a GF Score™ of 64/100 and a GF Value™ of ﷼25.94 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Arabian Shield Cooperative Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was ﷼20.489. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼16.52 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Arabian Shield Cooperative Insurance Co's average Cyclically Adjusted Book Growth Rate was 8.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Arabian Shield Cooperative Insurance Co was 11.40% per year. The lowest was 11.40% per year. And the median was 11.40% per year.

As of today (2026-07-20), Arabian Shield Cooperative Insurance Co's current stock price is ﷼11.97. Arabian Shield Cooperative Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼16.52. Arabian Shield Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is 0.72.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Arabian Shield Cooperative Insurance Co was 1.82. The lowest was 0.64. And the median was 1.38.


Arabian Shield Cooperative Insurance Co  (SAU:8070) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Arabian Shield Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=11.97/16.52
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Arabian Shield Cooperative Insurance Co was 1.82. The lowest was 0.64. And the median was 1.38.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Arabian Shield Cooperative Insurance Co Cyclically Adjusted Book per Share Related Terms


Arabian Shield Cooperative Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Arabian Shield Cooperative Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabian Shield Cooperative Insurance Co Cyclically Adjusted Book per Share Chart

Arabian Shield Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 11.55 13.18 14.87 15.95

Arabian Shield Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.22 15.49 15.71 15.95 16.52

SAU:8070 vs CB, PGR, TRV: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Arabian Shield Cooperative Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabian Shield Cooperative Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabian Shield Cooperative Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Arabian Shield Cooperative Insurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8070
64GF Score
Arabian Shield Cooperative Insurance Co SAU:8070
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabian Shield Cooperative Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arabian Shield Cooperative Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=20.489/330.2130*330.2130
=20.489

Current CPI (Mar. 2026) = 330.2130.

Arabian Shield Cooperative Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 7.317 241.018 10.025
201609 7.719 241.428 10.558
201612 8.754 241.432 11.973
201703 8.228 243.801 11.144
201706 8.714 244.955 11.747
201709 9.216 246.819 12.330
201712 10.120 246.524 13.555
201803 10.389 249.554 13.747
201806 10.460 251.989 13.707
201809 10.511 252.439 13.749
201812 10.692 251.233 14.053
201903 10.710 254.202 13.912
201906 10.802 256.143 13.926
201909 10.859 256.759 13.966
201912 10.941 256.974 14.059
202003 10.947 258.115 14.005
202006 10.978 257.797 14.062
202009 11.413 260.280 14.479
202012 11.548 260.474 14.640
202103 12.021 264.877 14.986
202106 12.102 271.696 14.708
202109 12.298 274.310 14.804
202112 13.873 278.802 16.431
202203 17.077 287.504 19.614
202206 17.158 296.311 19.121
202209 17.294 296.808 19.240
202212 18.561 296.797 20.651
202303 18.648 301.836 20.401
202306 19.102 305.109 20.674
202309 19.218 307.789 20.618
202312 19.348 306.746 20.828
202403 19.549 312.332 20.668
202406 19.905 314.175 20.921
202409 20.202 315.301 21.157
202412 20.699 315.605 21.657
202503 20.874 319.799 21.554
202506 20.484 322.561 20.970
202509 20.371 324.800 20.710
202512 20.451 324.054 20.840
202603 20.489 330.213 20.489

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼16.52 mean?
Arabian Shield Cooperative Insurance Co (SAU:8070) has a Cyclically Adjusted Book per Share of ﷼16.52 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Arabian Shield Cooperative Insurance Co and its competitors.
Is Arabian Shield Cooperative Insurance Co's Cyclically Adjusted Book per Share too high?
Arabian Shield Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼16.52. Overall, Arabian Shield Cooperative Insurance Co has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabian Shield Cooperative Insurance Co's Cyclically Adjusted Book per Share compare to CB and PGR?
Arabian Shield Cooperative Insurance Co's Cyclically Adjusted Book per Share of ﷼16.52 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Arabian Shield Cooperative Insurance Co and its competitors. Arabian Shield Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼16.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabian Shield Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co (SAU:8070) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼25.94, compared to a current price of ﷼11.97 — trading 53.9% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼16.52. Arabian Shield Cooperative Insurance Co's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Arabian Shield Cooperative Insurance Co (SAU:8070), the current Cyclically Adjusted Book per Share is ﷼16.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabian Shield Cooperative Insurance Co (SAU:8070) Overvalued in 2026?

Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼11.97 is trading 53.9% below its estimated GF Value™ of ﷼25.94. GuruFocus considers Arabian Shield Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8070:

  • Cyclically Adjusted Book per Share: ﷼16.52
  • GF Value™: ﷼25.94 vs. price of ﷼11.97 (53.9% below fair value)
  • GF Score™: 64/100 with 1 warning sign

No single metric tells the full story. See the SAU:8070 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabian Shield Cooperative Insurance Co Business Description

Address King Abdulaziz bin Abdulrahman Road, Al-Wurud District, Building No. 7184, Additional No. 4388, Riyadh, SAU, 12252
Arabian Shield Cooperative Insurance Co conducts insurance and reinsurance business in general and medical classes in Saudi Arabia. The company undertakes all activities required to transact cooperative insurance operations and related activities and to invest its funds. Its principal lines of business include motor, medical, marine, property, engineering, casualty and protection and savings. Its segments include Medical Insurance, motor Insurance, Property Insurance, Engineering insurance, Protection and Savings insurance non-linked, Protection and Savings insurance linked, and Other Insurances.
64GF Score

Get the complete analysis for SAU:8070

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼11.97
Price
﷼25.94
GF Value