Arabian Shield Cooperative Insurance Co (SAU:8070) FCF Margin %: 81.00% (As of Mar. 2026) — 1019% Above Median

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SAU:8070 Arabian Shield Cooperative Insurance Co SAU:8070
65 GF Score
Price ﷼12.17
GF Value ﷼25.93
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Arabian Shield Cooperative Insurance Co FCF Margin %?

Arabian Shield Cooperative Insurance Co SAU:8070 +0.50% 65 FCF Margin % is 81.00% as of Mar. 2026, which is 1019% above its 10-year median of 7.24. GuruFocus rates SAU:8070 with a GF Score™ of 65/100 and a GF Value™ of ﷼25.93 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 502 Insurance companies, Arabian Shield Cooperative Insurance Co ranks better than 64.54% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Arabian Shield Cooperative Insurance Co's Free Cash Flow for the three months ended in Mar. 2026 was ﷼281 Mil. Arabian Shield Cooperative Insurance Co's Revenue for the three months ended in Mar. 2026 was ﷼347 Mil. Therefore, Arabian Shield Cooperative Insurance Co's FCF Margin % for the quarter that ended in Mar. 2026 was 81.00%.

As of today, Arabian Shield Cooperative Insurance Co's current FCF Yield % is 22.66%.

The historical rank and industry rank for Arabian Shield Cooperative Insurance Co's FCF Margin % or its related term are showing as below:

SAU:8070' s FCF Margin % Range Over the Past 10 Years
Min: -18.26   Med: 7.24   Max: 45.63
Current: 15.45


During the past 13 years, the highest FCF Margin % of Arabian Shield Cooperative Insurance Co was 45.63%. The lowest was -18.26%. And the median was 7.24%.

SAU:8070's FCF Margin % is ranked better than
64.54% of 502 companies
in the Insurance industry
Industry Median: 9.7 vs SAU:8070: 15.45


Arabian Shield Cooperative Insurance Co FCF Margin % Related Terms


Arabian Shield Cooperative Insurance Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Arabian Shield Cooperative Insurance Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabian Shield Cooperative Insurance Co FCF Margin % Chart

Arabian Shield Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -18.26 12.53 24.87 -3.50 1.78

Arabian Shield Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.65 4.10 10.55 -30.73 81.00

SAU:8070 vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Arabian Shield Cooperative Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabian Shield Cooperative Insurance Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabian Shield Cooperative Insurance Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Arabian Shield Cooperative Insurance Co's FCF Margin % falls into.


SAU:8070
65GF Score
Arabian Shield Cooperative Insurance Co SAU:8070
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabian Shield Cooperative Insurance Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Arabian Shield Cooperative Insurance Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=24.963/1404.456
=1.78 %

Arabian Shield Cooperative Insurance Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=280.996/346.916
=81.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 81.00% mean?
Arabian Shield Cooperative Insurance Co (SAU:8070) has a FCF Margin % of 81.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arabian Shield Cooperative Insurance Co and its competitors. This is 1019% above median its historical median of 7.24. According to the industry distribution chart, Arabian Shield Cooperative Insurance Co ranks #178 out of 502 companies in the Insurance industry, placing it in the top 35.5%.
Is Arabian Shield Cooperative Insurance Co's FCF Margin % too high?
Arabian Shield Cooperative Insurance Co's current FCF Margin % of 81.00% is 1019% above median its 10-year median of 7.24. The Insurance industry median FCF Margin % is 9.70. Arabian Shield Cooperative Insurance Co's value of 81.00% is 735.1% above this industry median. Based on the distribution chart, Arabian Shield Cooperative Insurance Co ranks #178 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Arabian Shield Cooperative Insurance Co has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabian Shield Cooperative Insurance Co's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Arabian Shield Cooperative Insurance Co ranks #178 out of 502 companies for FCF Margin %. This puts Arabian Shield Cooperative Insurance Co in the upper half of its industry. The industry median FCF Margin % is 9.70. Arabian Shield Cooperative Insurance Co's value of 81.00% is 735.1% above this benchmark. While the company's 10-year median is 7.24 vs. the industry median of 9.70, Arabian Shield Cooperative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.70, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arabian Shield Cooperative Insurance Co's current FCF Margin % of 81.00% is 735.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arabian Shield Cooperative Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabian Shield Cooperative Insurance Co's current FCF Margin % is 81.00%, which is 1019% above median its own 10-year median of 7.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabian Shield Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co (SAU:8070) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼25.93, compared to a current price of ﷼12.17 — trading 53.1% below its estimated fair value. The current FCF Margin % is 81.00%, which is 1019% above median its 10-year median of 7.24 and 735.1% above the Insurance industry median of 9.70. Arabian Shield Cooperative Insurance Co's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Arabian Shield Cooperative Insurance Co (SAU:8070), the current FCF Margin % is 81.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabian Shield Cooperative Insurance Co (SAU:8070) Overvalued in 2026?

Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼12.17 is trading 53.1% below its estimated GF Value™ of ﷼25.93. GuruFocus considers Arabian Shield Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8070:

  • FCF Margin %: 81.00% (1019% above median its 10-year median of 7.24)
  • GF Value™: ﷼25.93 vs. price of ﷼12.17 (53.1% below fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 735.1% above the Insurance median (#178 of 502)

No single metric tells the full story. See the SAU:8070 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabian Shield Cooperative Insurance Co Business Description

Address King Abdulaziz bin Abdulrahman Road, Al-Wurud District, Building No. 7184, Additional No. 4388, Riyadh, SAU, 12252
Arabian Shield Cooperative Insurance Co conducts insurance and reinsurance business in general and medical classes in Saudi Arabia. The company undertakes all activities required to transact cooperative insurance operations and related activities and to invest its funds. Its principal lines of business include motor, medical, marine, property, engineering, casualty and protection and savings. Its segments include Medical Insurance, motor Insurance, Property Insurance, Engineering insurance, Protection and Savings insurance non-linked, Protection and Savings insurance linked, and Other Insurances.
65GF Score

Get the complete analysis for SAU:8070

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.17
Price
﷼25.93
GF Value