Arabian Shield Cooperative Insurance Co (SAU:8070) OCF Margin %: 81.55% (As of Mar. 2026) — 831% Above Median

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SAU:8070 Arabian Shield Cooperative Insurance Co SAU:8070
65 GF Score
Price ﷼11.97
GF Value ﷼25.93
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Arabian Shield Cooperative Insurance Co OCF Margin %?

Arabian Shield Cooperative Insurance Co SAU:8070 -1.64% 65 OCF Margin % is 81.55% as of Mar. 2026, which is 831% above its 10-year median of 8.76. GuruFocus rates SAU:8070 with a GF Score™ of 65/100 and a GF Value™ of ﷼25.93 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 502 Insurance companies, Arabian Shield Cooperative Insurance Co ranks better than 65.74% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Arabian Shield Cooperative Insurance Co's Cash Flow from Operations for the three months ended in Mar. 2026 was ﷼283 Mil. Arabian Shield Cooperative Insurance Co's Revenue for the three months ended in Mar. 2026 was ﷼347 Mil. Therefore, Arabian Shield Cooperative Insurance Co's OCF Margin % for the quarter that ended in Mar. 2026 was 81.55%.

As of today, Arabian Shield Cooperative Insurance Co's current OCF Yield % is 25.24%.

The historical rank and industry rank for Arabian Shield Cooperative Insurance Co's OCF Margin % or its related term are showing as below:

SAU:8070' s OCF Margin % Range Over the Past 10 Years
Min: -17.18   Med: 8.76   Max: 45.63
Current: 17.22


During the past 13 years, the highest OCF Margin % of Arabian Shield Cooperative Insurance Co was 45.63%. The lowest was -17.18%. And the median was 8.76%.

SAU:8070's OCF Margin % is ranked better than
65.74% of 502 companies
in the Insurance industry
Industry Median: 10.905 vs SAU:8070: 17.22


Arabian Shield Cooperative Insurance Co OCF Margin % Related Terms


Arabian Shield Cooperative Insurance Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Arabian Shield Cooperative Insurance Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabian Shield Cooperative Insurance Co OCF Margin % Chart

Arabian Shield Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.18 13.60 25.92 -2.76 3.57

Arabian Shield Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.26 4.59 14.06 -28.34 81.55

SAU:8070 vs CB, PGR, TRV: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Arabian Shield Cooperative Insurance Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabian Shield Cooperative Insurance Co OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabian Shield Cooperative Insurance Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Arabian Shield Cooperative Insurance Co's OCF Margin % falls into.


SAU:8070
65GF Score
Arabian Shield Cooperative Insurance Co SAU:8070
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabian Shield Cooperative Insurance Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Arabian Shield Cooperative Insurance Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=50.076/1404.456
=3.57 %

Arabian Shield Cooperative Insurance Co's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=282.897/346.916
=81.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 81.55% mean?
Arabian Shield Cooperative Insurance Co (SAU:8070) has a OCF Margin % of 81.55% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Arabian Shield Cooperative Insurance Co and its competitors. This is 831% above median its historical median of 8.76. According to the industry distribution chart, Arabian Shield Cooperative Insurance Co ranks #172 out of 502 companies in the Insurance industry, placing it in the top 34.3%.
Is Arabian Shield Cooperative Insurance Co's OCF Margin % too high?
Arabian Shield Cooperative Insurance Co's current OCF Margin % of 81.55% is 831% above median its 10-year median of 8.76. The Insurance industry median OCF Margin % is 10.91. Arabian Shield Cooperative Insurance Co's value of 81.55% is 647.8% above this industry median. Based on the distribution chart, Arabian Shield Cooperative Insurance Co ranks #172 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Arabian Shield Cooperative Insurance Co has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabian Shield Cooperative Insurance Co's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Arabian Shield Cooperative Insurance Co ranks #172 out of 502 companies for OCF Margin %. This puts Arabian Shield Cooperative Insurance Co in the upper half of its industry. The industry median OCF Margin % is 10.91. Arabian Shield Cooperative Insurance Co's value of 81.55% is 647.8% above this benchmark. While the company's 10-year median is 8.76 vs. the industry median of 10.91, Arabian Shield Cooperative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.91, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arabian Shield Cooperative Insurance Co's current OCF Margin % of 81.55% is 647.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Arabian Shield Cooperative Insurance Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabian Shield Cooperative Insurance Co's current OCF Margin % is 81.55%, which is 831% above median its own 10-year median of 8.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabian Shield Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co (SAU:8070) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼25.93, compared to a current price of ﷼11.97 — trading 53.8% below its estimated fair value. The current OCF Margin % is 81.55%, which is 831% above median its 10-year median of 8.76 and 647.8% above the Insurance industry median of 10.91. Arabian Shield Cooperative Insurance Co's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Arabian Shield Cooperative Insurance Co (SAU:8070), the current OCF Margin % is 81.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabian Shield Cooperative Insurance Co (SAU:8070) Overvalued in 2026?

Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼11.97 is trading 53.8% below its estimated GF Value™ of ﷼25.93. GuruFocus considers Arabian Shield Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8070:

  • OCF Margin %: 81.55% (831% above median its 10-year median of 8.76)
  • GF Value™: ﷼25.93 vs. price of ﷼11.97 (53.8% below fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 647.8% above the Insurance median (#172 of 502)

No single metric tells the full story. See the SAU:8070 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabian Shield Cooperative Insurance Co Business Description

Address King Abdulaziz bin Abdulrahman Road, Al-Wurud District, Building No. 7184, Additional No. 4388, Riyadh, SAU, 12252
Arabian Shield Cooperative Insurance Co conducts insurance and reinsurance business in general and medical classes in Saudi Arabia. The company undertakes all activities required to transact cooperative insurance operations and related activities and to invest its funds. Its principal lines of business include motor, medical, marine, property, engineering, casualty and protection and savings. Its segments include Medical Insurance, motor Insurance, Property Insurance, Engineering insurance, Protection and Savings insurance non-linked, Protection and Savings insurance linked, and Other Insurances.
65GF Score

Get the complete analysis for SAU:8070

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼11.97
Price
﷼25.93
GF Value