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SAU:8070'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.21 Med: 2.43 Max: 11.82
Current: -1.08
During the past 13 years, Arabian Shield Cooperative Insurance Co's highest Return-on-Tangible-Asset was 11.82%. The lowest was -1.21%. And the median was 2.43%.
SAU:8070's Return-on-Tangible-Asset is ranked worse than 92.5% of 507
companies
in the Insurance industry
Industry Median: 2.76
vs SAU:8070: -1.08
Arabian Shield Cooperative Insurance Co (SAU:8070) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Arabian Shield Cooperative Insurance Co Return-on-Tangible-Asset Related Terms
Arabian Shield Cooperative Insurance Co Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arabian Shield Cooperative Insurance Co Return-on-Tangible-Asset Chart
Arabian Shield Cooperative Insurance Co Annual Data
SAU:8070 vs CB, PGR, TRV: Return-on-Tangible-Asset Comparison
For the Insurance - Property & Casualty subindustry, Arabian Shield Cooperative Insurance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arabian Shield Cooperative Insurance Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Arabian Shield Cooperative Insurance Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Arabian Shield Cooperative Insurance Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.18% mean?
Arabian Shield Cooperative Insurance Co (SAU:8070) has a Return-on-Tangible-Asset of 0.18% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Arabian Shield Cooperative Insurance Co and its competitors. This is 93% below median its historical median of 2.43. According to the industry distribution chart, Arabian Shield Cooperative Insurance Co ranks #469 out of 507 companies in the Insurance industry, placing it in the top 92.5%.
Is Arabian Shield Cooperative Insurance Co's Return-on-Tangible-Asset too high?
Arabian Shield Cooperative Insurance Co's current Return-on-Tangible-Asset of 0.18% is 93% below median its 10-year median of 2.43. The Insurance industry median Return-on-Tangible-Asset is 2.76. Arabian Shield Cooperative Insurance Co's value of 0.18% is 93.5% below this industry median. Based on the distribution chart, Arabian Shield Cooperative Insurance Co ranks #469 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Arabian Shield Cooperative Insurance Co has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabian Shield Cooperative Insurance Co's Return-on-Tangible-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Arabian Shield Cooperative Insurance Co ranks #469 out of 507 companies for Return-on-Tangible-Asset. This places Arabian Shield Cooperative Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.76. Arabian Shield Cooperative Insurance Co's value of 0.18% is 93.5% below this benchmark. While the company's 10-year median is 2.43 vs. the industry median of 2.76, Arabian Shield Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.76, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arabian Shield Cooperative Insurance Co's current Return-on-Tangible-Asset of 0.18% is 93.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Arabian Shield Cooperative Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabian Shield Cooperative Insurance Co's current Return-on-Tangible-Asset is 0.18%, which is 93% below median its own 10-year median of 2.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabian Shield Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co (SAU:8070) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼26.31, compared to a current price of ﷼12.42 — trading 52.8% below its estimated fair value. The current Return-on-Tangible-Asset is 0.18%, which is 93% below median its 10-year median of 2.43 and 93.5% below the Insurance industry median of 2.76. Arabian Shield Cooperative Insurance Co's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Arabian Shield Cooperative Insurance Co (SAU:8070), the current Return-on-Tangible-Asset is 0.18% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arabian Shield Cooperative Insurance Co (SAU:8070) Overvalued in 2026?
Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼12.42 is trading 52.8% below its estimated GF Value™ of ﷼26.31.
GuruFocus considers Arabian Shield Cooperative Insurance Co to be Significantly Undervalued.
Key valuation signals for SAU:8070:
Return-on-Tangible-Asset: 0.18% (93% below median its 10-year median of 2.43)
GF Value™: ﷼26.31 vs. price of ﷼12.42 (52.8% below fair value)
Industry Position: 93.5% below the Insurance median (#469 of 507)
No single metric tells the full story. See the SAU:8070 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arabian Shield Cooperative Insurance Co conducts insurance and reinsurance business in general and medical classes in Saudi Arabia. The company undertakes all activities required to transact cooperative insurance operations and related activities and to invest its funds. Its principal lines of business include motor, medical, marine, property, engineering, casualty and protection and savings. Its segments include Medical Insurance, motor Insurance, Property Insurance, Engineering insurance, Protection and Savings insurance non-linked, Protection and Savings insurance linked, and Other Insurances.
70GF Score
Get the complete analysis for SAU:8070
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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