Arabian Shield Cooperative Insurance Co (SAU:8070) E10: ﷼1.02 (As of Mar. 2026)

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SAU:8070 Arabian Shield Cooperative Insurance Co SAU:8070
64 GF Score
Price ﷼11.97
GF Value ﷼25.94
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Arabian Shield Cooperative Insurance Co E10?

Arabian Shield Cooperative Insurance Co SAU:8070 -1.64% 64 E10 is ﷼1.02 as of Mar. 2026. GuruFocus rates SAU:8070 with a GF Score™ of 64/100 and a GF Value™ of ﷼25.94 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Arabian Shield Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼0.060. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼1.02 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Arabian Shield Cooperative Insurance Co's average E10 Growth Rate was -12.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-20), Arabian Shield Cooperative Insurance Co's current stock price is ﷼11.97. Arabian Shield Cooperative Insurance Co's E10 for the quarter that ended in Mar. 2026 was ﷼1.02. Arabian Shield Cooperative Insurance Co's Shiller PE Ratio of today is 11.74.

During the past 13 years, the highest Shiller PE Ratio of Arabian Shield Cooperative Insurance Co was 22.45. The lowest was 9.83. And the median was 16.16.


Arabian Shield Cooperative Insurance Co  (SAU:8070) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Arabian Shield Cooperative Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=11.97/1.02
=11.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Arabian Shield Cooperative Insurance Co was 22.45. The lowest was 9.83. And the median was 16.16.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Arabian Shield Cooperative Insurance Co E10 Related Terms


Arabian Shield Cooperative Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Arabian Shield Cooperative Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabian Shield Cooperative Insurance Co E10 Chart

Arabian Shield Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.02 1.07 1.16 1.02

Arabian Shield Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 1.13 1.11 1.02 1.02

SAU:8070 vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Arabian Shield Cooperative Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabian Shield Cooperative Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabian Shield Cooperative Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Arabian Shield Cooperative Insurance Co's Shiller PE Ratio falls into.


SAU:8070
64GF Score
Arabian Shield Cooperative Insurance Co SAU:8070
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabian Shield Cooperative Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arabian Shield Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.06/330.2130*330.2130
=0.060

Current CPI (Mar. 2026) = 330.2130.

Arabian Shield Cooperative Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 0.250 241.018 0.343
201609 0.470 241.428 0.643
201612 1.120 241.432 1.532
201703 0.515 243.801 0.698
201706 0.555 244.955 0.748
201709 0.578 246.819 0.773
201712 1.050 246.524 1.406
201803 0.330 249.554 0.437
201806 0.090 251.989 0.118
201809 0.053 252.439 0.069
201812 0.173 251.233 0.227
201903 0.023 254.202 0.030
201906 0.053 256.143 0.068
201909 0.023 256.759 0.030
201912 0.075 256.974 0.096
202003 0.150 258.115 0.192
202006 0.120 257.797 0.154
202009 0.340 260.280 0.431
202012 0.190 260.474 0.241
202103 0.290 264.877 0.362
202106 0.120 271.696 0.146
202109 0.210 274.310 0.253
202112 0.030 278.802 0.036
202203 -0.410 287.504 -0.471
202206 0.210 296.311 0.234
202209 0.050 296.808 0.056
202212 -0.070 296.797 -0.078
202303 0.030 301.836 0.033
202306 0.430 305.109 0.465
202309 0.100 307.789 0.107
202312 0.410 306.746 0.441
202403 0.300 312.332 0.317
202406 0.360 314.175 0.378
202409 0.200 315.301 0.209
202412 0.020 315.605 0.021
202503 0.080 319.799 0.083
202506 -0.370 322.561 -0.379
202509 -0.120 324.800 -0.122
202512 -0.140 324.054 -0.143
202603 0.060 330.213 0.060

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼1.02 mean?
Arabian Shield Cooperative Insurance Co (SAU:8070) has a E10 of ﷼1.02 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Arabian Shield Cooperative Insurance Co and its competitors.
Is Arabian Shield Cooperative Insurance Co's E10 too high?
Arabian Shield Cooperative Insurance Co's current E10 is ﷼1.02. Overall, Arabian Shield Cooperative Insurance Co has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabian Shield Cooperative Insurance Co's E10 compare to CB and PGR?
Arabian Shield Cooperative Insurance Co's E10 of ﷼1.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Arabian Shield Cooperative Insurance Co and its competitors. Arabian Shield Cooperative Insurance Co's current E10 is ﷼1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabian Shield Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co (SAU:8070) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼25.94, compared to a current price of ﷼11.97 — trading 53.9% below its estimated fair value. The current E10 is ﷼1.02. Arabian Shield Cooperative Insurance Co's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Arabian Shield Cooperative Insurance Co (SAU:8070), the current E10 is ﷼1.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabian Shield Cooperative Insurance Co (SAU:8070) Overvalued in 2026?

Based on GuruFocus' analysis, Arabian Shield Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼11.97 is trading 53.9% below its estimated GF Value™ of ﷼25.94. GuruFocus considers Arabian Shield Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8070:

  • E10: ﷼1.02
  • GF Value™: ﷼25.94 vs. price of ﷼11.97 (53.9% below fair value)
  • GF Score™: 64/100 with 1 warning sign

No single metric tells the full story. See the SAU:8070 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabian Shield Cooperative Insurance Co Business Description

Address King Abdulaziz bin Abdulrahman Road, Al-Wurud District, Building No. 7184, Additional No. 4388, Riyadh, SAU, 12252
Arabian Shield Cooperative Insurance Co conducts insurance and reinsurance business in general and medical classes in Saudi Arabia. The company undertakes all activities required to transact cooperative insurance operations and related activities and to invest its funds. Its principal lines of business include motor, medical, marine, property, engineering, casualty and protection and savings. Its segments include Medical Insurance, motor Insurance, Property Insurance, Engineering insurance, Protection and Savings insurance non-linked, Protection and Savings insurance linked, and Other Insurances.
64GF Score

Get the complete analysis for SAU:8070

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼11.97
Price
﷼25.94
GF Value