Chubb Arabia Cooperative Insurance Co (SAU:8240) Cyclically Adjusted Book per Share: ﷼10.02 (As of Mar. 2026)

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SAU:8240 Chubb Arabia Cooperative Insurance Co SAU:8240
78 GF Score
Price ﷼17.59
GF Value ﷼29.49
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Chubb Arabia Cooperative Insurance Co Cyclically Adjusted Book per Share?

Chubb Arabia Cooperative Insurance Co SAU:8240 -0.11% 78 Cyclically Adjusted Book per Share is ﷼10.02 as of Mar. 2026. GuruFocus rates SAU:8240 with a GF Score™ of 78/100 and a GF Value™ of ﷼29.49 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Chubb Arabia Cooperative Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was ﷼11.952. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼10.02 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Chubb Arabia Cooperative Insurance Co's average Cyclically Adjusted Book Growth Rate was 11.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-21), Chubb Arabia Cooperative Insurance Co's current stock price is ﷼17.59. Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼10.02. Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is 1.76.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Chubb Arabia Cooperative Insurance Co was 4.88. The lowest was 1.69. And the median was 2.68.


Chubb Arabia Cooperative Insurance Co  (SAU:8240) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=17.59/10.02
=1.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Chubb Arabia Cooperative Insurance Co was 4.88. The lowest was 1.69. And the median was 2.68.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Chubb Arabia Cooperative Insurance Co Cyclically Adjusted Book per Share Related Terms


Chubb Arabia Cooperative Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Arabia Cooperative Insurance Co Cyclically Adjusted Book per Share Chart

Chubb Arabia Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 8.66 9.67

Chubb Arabia Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.00 9.26 9.51 9.67 10.02

SAU:8240 vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Arabia Cooperative Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8240
78GF Score
Chubb Arabia Cooperative Insurance Co SAU:8240
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chubb Arabia Cooperative Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Chubb Arabia Cooperative Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=11.952/330.2130*330.2130
=11.952

Current CPI (Mar. 2026) = 330.2130.

Chubb Arabia Cooperative Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201212 0.109 229.601 0.157
201512 0.151 236.525 0.211
201612 5.660 241.432 7.741
201703 0.000 243.801 0.000
201706 0.000 244.955 0.000
201709 0.000 246.819 0.000
201712 6.419 246.524 8.598
201803 6.636 249.554 8.781
201806 6.844 251.989 8.969
201809 6.931 252.439 9.066
201812 7.304 251.233 9.600
201903 7.684 254.202 9.982
201906 7.595 256.143 9.791
201909 7.304 256.759 9.394
201912 8.014 256.974 10.298
202003 8.078 258.115 10.334
202006 8.335 257.797 10.676
202009 8.613 260.280 10.927
202012 8.753 260.474 11.097
202103 8.792 264.877 10.961
202106 8.886 271.696 10.800
202109 8.940 274.310 10.762
202112 9.645 278.802 11.424
202203 8.949 287.504 10.278
202206 8.968 296.311 9.994
202209 8.978 296.808 9.988
202212 9.870 296.797 10.981
202303 9.982 301.836 10.920
202306 10.107 305.109 10.939
202309 10.279 307.789 11.028
202312 10.596 306.746 11.407
202403 10.738 312.332 11.353
202406 10.830 314.175 11.383
202409 10.949 315.301 11.467
202412 11.360 315.605 11.886
202503 11.507 319.799 11.882
202506 11.544 322.561 11.818
202509 11.661 324.800 11.855
202512 11.923 324.054 12.150
202603 11.952 330.213 11.952

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼10.02 mean?
Chubb Arabia Cooperative Insurance Co (SAU:8240) has a Cyclically Adjusted Book per Share of ﷼10.02 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors.
Is Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted Book per Share too high?
Chubb Arabia Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼10.02. Overall, Chubb Arabia Cooperative Insurance Co has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Chubb Arabia Cooperative Insurance Co's Cyclically Adjusted Book per Share of ﷼10.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors. Chubb Arabia Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼10.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb Arabia Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co (SAU:8240) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼29.49, compared to a current price of ﷼17.59 — trading 40.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼10.02. Chubb Arabia Cooperative Insurance Co's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Chubb Arabia Cooperative Insurance Co (SAU:8240), the current Cyclically Adjusted Book per Share is ﷼10.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb Arabia Cooperative Insurance Co (SAU:8240) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼17.59 is trading 40.4% below its estimated GF Value™ of ﷼29.49. GuruFocus considers Chubb Arabia Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8240:

  • Cyclically Adjusted Book per Share: ﷼10.02
  • GF Value™: ﷼29.49 vs. price of ﷼17.59 (40.4% below fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the SAU:8240 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Arabia Cooperative Insurance Co Business Description

Address King Faisal Bin Abdulaziz Road, P.O. Box 2685, Khobar Business Gate, Al Khobar, SAU, 31952
Chubb Arabia Cooperative Insurance Co is an insurance service provider based in Saudi Arabia. The company's portfolio includes all types of non-life insurance products. The company provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients.
78GF Score

Get the complete analysis for SAU:8240

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼17.59
Price
﷼29.49
GF Value