Chubb Arabia Cooperative Insurance Co (SAU:8240) Effective Interest Rate on Debt %: 6.44% (As of Jun. 2026)

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SAU:8240 Chubb Arabia Cooperative Insurance Co SAU:8240
78 GF Score
Price ﷼18.05
GF Value ﷼30.10
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Chubb Arabia Cooperative Insurance Co Effective Interest Rate on Debt %?

Chubb Arabia Cooperative Insurance Co SAU:8240 -1.04% 78 Effective Interest Rate on Debt % is 6.44% as of Jun. 2026. GuruFocus rates SAU:8240 with a GF Score™ of 78/100 and a GF Value™ of ﷼30.10 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Chubb Arabia Cooperative Insurance Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ﷼0.1 Mil. Chubb Arabia Cooperative Insurance Co's average total debt for the quarter that ended in Jun. 2026 was ﷼1.7 Mil. Therefore, Chubb Arabia Cooperative Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 6.44%.


Chubb Arabia Cooperative Insurance Co  (SAU:8240) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Chubb Arabia Cooperative Insurance Co Effective Interest Rate on Debt % Related Terms


Chubb Arabia Cooperative Insurance Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Chubb Arabia Cooperative Insurance Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Arabia Cooperative Insurance Co Effective Interest Rate on Debt % Chart

Chubb Arabia Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 6.85

Chubb Arabia Cooperative Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.30 6.27 6.51 5.75 6.44

SAU:8240 vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, Chubb Arabia Cooperative Insurance Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Arabia Cooperative Insurance Co Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb Arabia Cooperative Insurance Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Chubb Arabia Cooperative Insurance Co's Effective Interest Rate on Debt % falls into.


SAU:8240
78GF Score
Chubb Arabia Cooperative Insurance Co SAU:8240
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chubb Arabia Cooperative Insurance Co Effective Interest Rate on Debt % Calculation

Chubb Arabia Cooperative Insurance Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.229/( (0+3.344)/ 1 )
=-1  *  -0.229/3.344
=6.85 %

where

Chubb Arabia Cooperative Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.108/( (1.663+1.69)/ 2 )
=-1  *  -0.108/1.6765
=6.44 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.44% mean?
Chubb Arabia Cooperative Insurance Co (SAU:8240) has a Effective Interest Rate on Debt % of 6.44% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors.
Is Chubb Arabia Cooperative Insurance Co's Effective Interest Rate on Debt % too high?
Chubb Arabia Cooperative Insurance Co's current Effective Interest Rate on Debt % is 6.44%. Overall, Chubb Arabia Cooperative Insurance Co has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chubb Arabia Cooperative Insurance Co's Effective Interest Rate on Debt % compare to BRK.A and AIG?
Chubb Arabia Cooperative Insurance Co's Effective Interest Rate on Debt % of 6.44% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chubb Arabia Cooperative Insurance Co and its competitors. Chubb Arabia Cooperative Insurance Co's current Effective Interest Rate on Debt % is 6.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb Arabia Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co (SAU:8240) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼30.10, compared to a current price of ﷼18.05 — trading 40% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.44%. Chubb Arabia Cooperative Insurance Co's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Chubb Arabia Cooperative Insurance Co (SAU:8240), the current Effective Interest Rate on Debt % is 6.44% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb Arabia Cooperative Insurance Co (SAU:8240) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb Arabia Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼18.05 is trading 40% below its estimated GF Value™ of ﷼30.10. GuruFocus considers Chubb Arabia Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8240:

  • Effective Interest Rate on Debt %: 6.44%
  • GF Value™: ﷼30.10 vs. price of ﷼18.05 (40% below fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the SAU:8240 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Arabia Cooperative Insurance Co Business Description

Address King Faisal Bin Abdulaziz Road, P.O. Box 2685, Khobar Business Gate, Al Khobar, SAU, 31952
Chubb Arabia Cooperative Insurance Co is an insurance service provider based in Saudi Arabia. The company's portfolio includes all types of non-life insurance products. The company provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients.
78GF Score

Get the complete analysis for SAU:8240

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼18.05
Price
﷼30.10
GF Value